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Side-by-side financial comparison of Ally Financial Inc. (ALLY) and Borr Drilling Ltd (BORR). Click either name above to swap in a different company.

Ally Financial Inc. is the larger business by last-quarter revenue ($301.0M vs $267.7M, roughly 1.1× Borr Drilling Ltd). Ally Financial Inc. runs the higher net margin — 108.6% vs 13.1%, a 95.5% gap on every dollar of revenue. On growth, Borr Drilling Ltd posted the faster year-over-year revenue change (-1.5% vs -3.2%).

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

Borr Drilling Ltd is a global offshore drilling contractor owning and operating a modern fleet of high-spec jack-up rigs. It offers drilling services to oil and gas exploration and production firms, with main operations across the North Sea, Southeast Asia, Middle East, and West Africa for shallow-water and marginal field projects.

ALLY vs BORR — Head-to-Head

Bigger by revenue
ALLY
ALLY
1.1× larger
ALLY
$301.0M
$267.7M
BORR
Growing faster (revenue YoY)
BORR
BORR
+1.7% gap
BORR
-1.5%
-3.2%
ALLY
Higher net margin
ALLY
ALLY
95.5% more per $
ALLY
108.6%
13.1%
BORR

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
ALLY
ALLY
BORR
BORR
Revenue
$301.0M
$267.7M
Net Profit
$327.0M
$35.1M
Gross Margin
Operating Margin
36.0%
Net Margin
108.6%
13.1%
Revenue YoY
-3.2%
-1.5%
Net Profit YoY
333.6%
10.7%
EPS (diluted)
$0.97
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALLY
ALLY
BORR
BORR
Q4 25
$301.0M
Q3 25
$308.0M
Q2 25
$312.0M
$267.7M
Q1 25
$323.0M
Q4 24
$311.0M
Q3 24
$319.0M
Q2 24
$324.0M
$271.9M
Q1 24
$244.0M
Net Profit
ALLY
ALLY
BORR
BORR
Q4 25
$327.0M
Q3 25
$398.0M
Q2 25
$352.0M
$35.1M
Q1 25
$-225.0M
Q4 24
$-140.0M
Q3 24
$357.0M
Q2 24
$294.0M
$31.7M
Q1 24
$157.0M
Operating Margin
ALLY
ALLY
BORR
BORR
Q4 25
Q3 25
Q2 25
36.0%
Q1 25
-87.9%
Q4 24
56.3%
Q3 24
73.0%
Q2 24
79.3%
38.4%
Q1 24
70.1%
Net Margin
ALLY
ALLY
BORR
BORR
Q4 25
108.6%
Q3 25
129.2%
Q2 25
112.8%
13.1%
Q1 25
-69.7%
Q4 24
-45.0%
Q3 24
111.9%
Q2 24
90.7%
11.7%
Q1 24
64.3%
EPS (diluted)
ALLY
ALLY
BORR
BORR
Q4 25
$0.97
Q3 25
$1.18
Q2 25
$1.04
$0.14
Q1 25
$-0.82
Q4 24
$-0.54
Q3 24
$1.06
Q2 24
$0.86
$0.12
Q1 24
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALLY
ALLY
BORR
BORR
Cash + ST InvestmentsLiquidity on hand
$10.0B
$92.4M
Total DebtLower is stronger
$17.1B
Stockholders' EquityBook value
$15.5B
$1.0B
Total Assets
$196.0B
$3.4B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALLY
ALLY
BORR
BORR
Q4 25
$10.0B
Q3 25
$10.2B
Q2 25
$10.6B
$92.4M
Q1 25
$10.4B
Q4 24
$10.3B
Q3 24
$8.6B
Q2 24
$7.4B
$195.3M
Q1 24
$8.2B
Total Debt
ALLY
ALLY
BORR
BORR
Q4 25
$17.1B
Q3 25
$16.7B
Q2 25
$15.9B
Q1 25
$16.5B
Q4 24
$17.5B
Q3 24
$16.8B
Q2 24
$16.0B
Q1 24
$17.0B
Stockholders' Equity
ALLY
ALLY
BORR
BORR
Q4 25
$15.5B
Q3 25
$15.1B
Q2 25
$14.5B
$1.0B
Q1 25
$14.2B
Q4 24
$13.9B
Q3 24
$14.7B
Q2 24
$13.9B
$999.2M
Q1 24
$13.7B
Total Assets
ALLY
ALLY
BORR
BORR
Q4 25
$196.0B
Q3 25
$191.7B
Q2 25
$189.5B
$3.4B
Q1 25
$193.3B
Q4 24
$191.8B
Q3 24
$193.0B
Q2 24
$192.5B
$3.2B
Q1 24
$192.9B
Debt / Equity
ALLY
ALLY
BORR
BORR
Q4 25
1.10×
Q3 25
1.11×
Q2 25
1.09×
Q1 25
1.16×
Q4 24
1.26×
Q3 24
1.14×
Q2 24
1.15×
Q1 24
1.25×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALLY
ALLY
BORR
BORR
Operating Cash FlowLast quarter
$640.0M
$6.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.96×
0.18×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALLY
ALLY
BORR
BORR
Q4 25
$640.0M
Q3 25
$1.2B
Q2 25
$947.0M
$6.3M
Q1 25
$940.0M
Q4 24
$620.0M
Q3 24
$992.0M
Q2 24
$1.6B
$16.0M
Q1 24
$1.3B
Cash Conversion
ALLY
ALLY
BORR
BORR
Q4 25
1.96×
Q3 25
3.02×
Q2 25
2.69×
0.18×
Q1 25
Q4 24
Q3 24
2.78×
Q2 24
5.36×
0.50×
Q1 24
8.54×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ALLY
ALLY

Noninsurance Contracts$242.0M80%
Brokerage Commissionsand Other$21.0M7%
Commercial Portfolio Segment$19.0M6%
Other$13.0M4%
Banking Fees And Interchange Income$5.0M2%
Brokered Agent Commissions$1.0M0%

BORR
BORR

Transferred Over Time$256.6M96%
Transferred At Point In Time$11.1M4%

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