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Side-by-side financial comparison of Ally Financial Inc. (ALLY) and RBC Bearings INC (RBC). Click either name above to swap in a different company.
RBC Bearings INC is the larger business by last-quarter revenue ($461.6M vs $301.0M, roughly 1.5× Ally Financial Inc.). Ally Financial Inc. runs the higher net margin — 108.6% vs 14.6%, a 94.0% gap on every dollar of revenue. On growth, RBC Bearings INC posted the faster year-over-year revenue change (17.0% vs -3.2%). Over the past eight quarters, Ally Financial Inc.'s revenue compounded faster (11.1% CAGR vs 5.6%).
Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.
Dover Corporation is an American conglomerate manufacturer of industrial products. The Downers Grove, Illinois-based company was founded in 1955. As of 2021, Dover's business was divided into five segments: Engineered Products, Clean Energy and Fueling, Imaging & Identification, Pumps & Process Solutions and Climate and Sustainability Technologies. Dover is a constituent of the S&P 500 index and trades on the New York Stock Exchange under the symbol DOV. Dover was ranked 448 in the 2024 Fortu...
ALLY vs RBC — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | ||
|---|---|---|
| Revenue | $301.0M | $461.6M |
| Net Profit | $327.0M | $67.4M |
| Gross Margin | — | 44.3% |
| Operating Margin | — | 22.3% |
| Net Margin | 108.6% | 14.6% |
| Revenue YoY | -3.2% | 17.0% |
| Net Profit YoY | 333.6% | 16.4% |
| EPS (diluted) | $0.97 | $2.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $301.0M | $461.6M | ||
| Q3 25 | $308.0M | $455.3M | ||
| Q2 25 | $312.0M | $436.0M | ||
| Q1 25 | $323.0M | $437.7M | ||
| Q4 24 | $311.0M | $394.4M | ||
| Q3 24 | $319.0M | $397.9M | ||
| Q2 24 | $324.0M | $406.3M | ||
| Q1 24 | $244.0M | $413.7M |
| Q4 25 | $327.0M | $67.4M | ||
| Q3 25 | $398.0M | $60.0M | ||
| Q2 25 | $352.0M | $68.5M | ||
| Q1 25 | $-225.0M | $72.7M | ||
| Q4 24 | $-140.0M | $57.9M | ||
| Q3 24 | $357.0M | $54.2M | ||
| Q2 24 | $294.0M | $61.4M | ||
| Q1 24 | $157.0M | — |
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% | ||
| Q1 24 | — | 43.1% |
| Q4 25 | — | 22.3% | ||
| Q3 25 | — | 21.5% | ||
| Q2 25 | — | 23.2% | ||
| Q1 25 | -87.9% | 23.0% | ||
| Q4 24 | 56.3% | 21.7% | ||
| Q3 24 | 73.0% | 21.6% | ||
| Q2 24 | 79.3% | 24.0% | ||
| Q1 24 | 70.1% | 22.8% |
| Q4 25 | 108.6% | 14.6% | ||
| Q3 25 | 129.2% | 13.2% | ||
| Q2 25 | 112.8% | 15.7% | ||
| Q1 25 | -69.7% | 16.6% | ||
| Q4 24 | -45.0% | 14.7% | ||
| Q3 24 | 111.9% | 13.6% | ||
| Q2 24 | 90.7% | 15.1% | ||
| Q1 24 | 64.3% | — |
| Q4 25 | $0.97 | $2.13 | ||
| Q3 25 | $1.18 | $1.90 | ||
| Q2 25 | $1.04 | $2.17 | ||
| Q1 25 | $-0.82 | $2.33 | ||
| Q4 24 | $-0.54 | $1.82 | ||
| Q3 24 | $1.06 | $1.65 | ||
| Q2 24 | $0.86 | $1.90 | ||
| Q1 24 | $0.42 | $1.92 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $10.0B | $107.6M |
| Total DebtLower is stronger | $17.1B | $990.2M |
| Stockholders' EquityBook value | $15.5B | $3.3B |
| Total Assets | $196.0B | $5.1B |
| Debt / EquityLower = less leverage | 1.10× | 0.30× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $10.0B | $107.6M | ||
| Q3 25 | $10.2B | $91.2M | ||
| Q2 25 | $10.6B | $132.9M | ||
| Q1 25 | $10.4B | $36.8M | ||
| Q4 24 | $10.3B | — | ||
| Q3 24 | $8.6B | — | ||
| Q2 24 | $7.4B | $76.8M | ||
| Q1 24 | $8.2B | $63.5M |
| Q4 25 | $17.1B | $990.2M | ||
| Q3 25 | $16.7B | $1.1B | ||
| Q2 25 | $15.9B | $915.6M | ||
| Q1 25 | $16.5B | $920.1M | ||
| Q4 24 | $17.5B | — | ||
| Q3 24 | $16.8B | — | ||
| Q2 24 | $16.0B | — | ||
| Q1 24 | $17.0B | $1.2B |
| Q4 25 | $15.5B | $3.3B | ||
| Q3 25 | $15.1B | $3.2B | ||
| Q2 25 | $14.5B | $3.1B | ||
| Q1 25 | $14.2B | $3.0B | ||
| Q4 24 | $13.9B | $2.9B | ||
| Q3 24 | $14.7B | $2.9B | ||
| Q2 24 | $13.9B | $2.8B | ||
| Q1 24 | $13.7B | $2.8B |
| Q4 25 | $196.0B | $5.1B | ||
| Q3 25 | $191.7B | $5.1B | ||
| Q2 25 | $189.5B | $4.8B | ||
| Q1 25 | $193.3B | $4.7B | ||
| Q4 24 | $191.8B | $4.7B | ||
| Q3 24 | $193.0B | $4.7B | ||
| Q2 24 | $192.5B | $4.7B | ||
| Q1 24 | $192.9B | $4.7B |
| Q4 25 | 1.10× | 0.30× | ||
| Q3 25 | 1.11× | 0.34× | ||
| Q2 25 | 1.09× | 0.29× | ||
| Q1 25 | 1.16× | 0.30× | ||
| Q4 24 | 1.26× | — | ||
| Q3 24 | 1.14× | — | ||
| Q2 24 | 1.15× | — | ||
| Q1 24 | 1.25× | 0.43× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $640.0M | $122.1M |
| Free Cash FlowOCF − Capex | — | $99.1M |
| FCF MarginFCF / Revenue | — | 21.5% |
| Capex IntensityCapex / Revenue | — | 5.0% |
| Cash ConversionOCF / Net Profit | 1.96× | 1.81× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $640.0M | $122.1M | ||
| Q3 25 | $1.2B | $88.4M | ||
| Q2 25 | $947.0M | $120.0M | ||
| Q1 25 | $940.0M | — | ||
| Q4 24 | $620.0M | $84.0M | ||
| Q3 24 | $992.0M | — | ||
| Q2 24 | $1.6B | $97.4M | ||
| Q1 24 | $1.3B | — |
| Q4 25 | — | $99.1M | ||
| Q3 25 | — | $71.7M | ||
| Q2 25 | — | $104.3M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $73.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $88.4M | ||
| Q1 24 | — | — |
| Q4 25 | — | 21.5% | ||
| Q3 25 | — | 15.7% | ||
| Q2 25 | — | 23.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 18.7% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.8% | ||
| Q1 24 | — | — |
| Q4 25 | — | 5.0% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 2.2% | ||
| Q1 24 | — | — |
| Q4 25 | 1.96× | 1.81× | ||
| Q3 25 | 3.02× | 1.47× | ||
| Q2 25 | 2.69× | 1.75× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.45× | ||
| Q3 24 | 2.78× | — | ||
| Q2 24 | 5.36× | 1.59× | ||
| Q1 24 | 8.54× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |