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Side-by-side financial comparison of Ally Financial Inc. (ALLY) and Zurn Elkay Water Solutions Corp (ZWS). Click either name above to swap in a different company.

Zurn Elkay Water Solutions Corp is the larger business by last-quarter revenue ($407.2M vs $301.0M, roughly 1.4× Ally Financial Inc.). Ally Financial Inc. runs the higher net margin — 108.6% vs 10.3%, a 98.3% gap on every dollar of revenue. On growth, Zurn Elkay Water Solutions Corp posted the faster year-over-year revenue change (9.8% vs -3.2%). Over the past eight quarters, Ally Financial Inc.'s revenue compounded faster (11.1% CAGR vs 4.4%).

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

Zurn Elkay Water Solutions Corp designs, manufactures, and distributes a wide range of water management and dispensing products, including commercial plumbing fixtures, drinking fountains, water filtration systems, and flow control components. It serves commercial, residential, industrial, and public infrastructure markets primarily across North America, with a focus on delivering sustainable, water-efficient solutions for diverse end-user needs.

ALLY vs ZWS — Head-to-Head

Bigger by revenue
ZWS
ZWS
1.4× larger
ZWS
$407.2M
$301.0M
ALLY
Growing faster (revenue YoY)
ZWS
ZWS
+13.1% gap
ZWS
9.8%
-3.2%
ALLY
Higher net margin
ALLY
ALLY
98.3% more per $
ALLY
108.6%
10.3%
ZWS
Faster 2-yr revenue CAGR
ALLY
ALLY
Annualised
ALLY
11.1%
4.4%
ZWS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ALLY
ALLY
ZWS
ZWS
Revenue
$301.0M
$407.2M
Net Profit
$327.0M
$42.1M
Gross Margin
44.4%
Operating Margin
14.8%
Net Margin
108.6%
10.3%
Revenue YoY
-3.2%
9.8%
Net Profit YoY
333.6%
15.7%
EPS (diluted)
$0.97
$0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALLY
ALLY
ZWS
ZWS
Q4 25
$301.0M
$407.2M
Q3 25
$308.0M
$455.4M
Q2 25
$312.0M
$444.5M
Q1 25
$323.0M
$388.8M
Q4 24
$311.0M
$370.7M
Q3 24
$319.0M
$410.0M
Q2 24
$324.0M
$412.0M
Q1 24
$244.0M
$373.8M
Net Profit
ALLY
ALLY
ZWS
ZWS
Q4 25
$327.0M
$42.1M
Q3 25
$398.0M
$61.8M
Q2 25
$352.0M
$50.5M
Q1 25
$-225.0M
$43.6M
Q4 24
$-140.0M
$36.4M
Q3 24
$357.0M
$43.5M
Q2 24
$294.0M
$46.0M
Q1 24
$157.0M
$34.3M
Gross Margin
ALLY
ALLY
ZWS
ZWS
Q4 25
44.4%
Q3 25
44.1%
Q2 25
45.5%
Q1 25
46.6%
Q4 24
43.5%
Q3 24
46.2%
Q2 24
45.2%
Q1 24
45.5%
Operating Margin
ALLY
ALLY
ZWS
ZWS
Q4 25
14.8%
Q3 25
17.0%
Q2 25
17.5%
Q1 25
-87.9%
16.3%
Q4 24
56.3%
13.3%
Q3 24
73.0%
17.1%
Q2 24
79.3%
17.5%
Q1 24
70.1%
14.2%
Net Margin
ALLY
ALLY
ZWS
ZWS
Q4 25
108.6%
10.3%
Q3 25
129.2%
13.6%
Q2 25
112.8%
11.4%
Q1 25
-69.7%
11.2%
Q4 24
-45.0%
9.8%
Q3 24
111.9%
10.6%
Q2 24
90.7%
11.2%
Q1 24
64.3%
9.2%
EPS (diluted)
ALLY
ALLY
ZWS
ZWS
Q4 25
$0.97
$0.24
Q3 25
$1.18
$0.36
Q2 25
$1.04
$0.29
Q1 25
$-0.82
$0.26
Q4 24
$-0.54
$0.21
Q3 24
$1.06
$0.25
Q2 24
$0.86
$0.27
Q1 24
$0.42
$0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALLY
ALLY
ZWS
ZWS
Cash + ST InvestmentsLiquidity on hand
$10.0B
$300.5M
Total DebtLower is stronger
$17.1B
$496.5M
Stockholders' EquityBook value
$15.5B
$1.6B
Total Assets
$196.0B
$2.7B
Debt / EquityLower = less leverage
1.10×
0.31×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALLY
ALLY
ZWS
ZWS
Q4 25
$10.0B
$300.5M
Q3 25
$10.2B
$260.1M
Q2 25
$10.6B
$201.9M
Q1 25
$10.4B
$144.7M
Q4 24
$10.3B
$198.0M
Q3 24
$8.6B
$187.9M
Q2 24
$7.4B
$162.7M
Q1 24
$8.2B
$157.1M
Total Debt
ALLY
ALLY
ZWS
ZWS
Q4 25
$17.1B
$496.5M
Q3 25
$16.7B
$496.4M
Q2 25
$15.9B
$495.9M
Q1 25
$16.5B
$495.8M
Q4 24
$17.5B
$495.6M
Q3 24
$16.8B
$495.6M
Q2 24
$16.0B
$495.5M
Q1 24
$17.0B
$495.4M
Stockholders' Equity
ALLY
ALLY
ZWS
ZWS
Q4 25
$15.5B
$1.6B
Q3 25
$15.1B
$1.6B
Q2 25
$14.5B
$1.6B
Q1 25
$14.2B
$1.5B
Q4 24
$13.9B
$1.6B
Q3 24
$14.7B
$1.6B
Q2 24
$13.9B
$1.6B
Q1 24
$13.7B
$1.6B
Total Assets
ALLY
ALLY
ZWS
ZWS
Q4 25
$196.0B
$2.7B
Q3 25
$191.7B
$2.7B
Q2 25
$189.5B
$2.7B
Q1 25
$193.3B
$2.6B
Q4 24
$191.8B
$2.6B
Q3 24
$193.0B
$2.7B
Q2 24
$192.5B
$2.7B
Q1 24
$192.9B
$2.7B
Debt / Equity
ALLY
ALLY
ZWS
ZWS
Q4 25
1.10×
0.31×
Q3 25
1.11×
0.31×
Q2 25
1.09×
0.32×
Q1 25
1.16×
0.32×
Q4 24
1.26×
0.31×
Q3 24
1.14×
0.31×
Q2 24
1.15×
0.31×
Q1 24
1.25×
0.31×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALLY
ALLY
ZWS
ZWS
Operating Cash FlowLast quarter
$640.0M
$91.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.96×
2.18×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALLY
ALLY
ZWS
ZWS
Q4 25
$640.0M
$91.7M
Q3 25
$1.2B
$101.3M
Q2 25
$947.0M
$110.6M
Q1 25
$940.0M
$42.9M
Q4 24
$620.0M
$63.6M
Q3 24
$992.0M
$90.9M
Q2 24
$1.6B
$85.1M
Q1 24
$1.3B
$53.9M
Cash Conversion
ALLY
ALLY
ZWS
ZWS
Q4 25
1.96×
2.18×
Q3 25
3.02×
1.64×
Q2 25
2.69×
2.19×
Q1 25
0.98×
Q4 24
1.75×
Q3 24
2.78×
2.09×
Q2 24
5.36×
1.85×
Q1 24
8.54×
1.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ALLY
ALLY

Noninsurance Contracts$242.0M80%
Brokerage Commissionsand Other$21.0M7%
Commercial Portfolio Segment$19.0M6%
Other$13.0M4%
Banking Fees And Interchange Income$5.0M2%
Brokered Agent Commissions$1.0M0%

ZWS
ZWS

Segment breakdown not available.

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