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Side-by-side financial comparison of ALUMIS INC. (ALMS) and First Savings Financial Group, Inc. (FSFG). Click either name above to swap in a different company.

ALUMIS INC. is the larger business by last-quarter revenue ($2.7M vs $1.5M, roughly 1.8× First Savings Financial Group, Inc.). ALUMIS INC. runs the higher net margin — 2225.1% vs 350.2%, a 1874.9% gap on every dollar of revenue. First Savings Financial Group, Inc. produced more free cash flow last quarter ($78.3M vs $-107.0M).

ALUMIS INC. is a clinical-stage biopharmaceutical company focused on developing innovative targeted therapies for patients suffering from autoimmune and inflammatory disorders. It advances multiple product candidates through clinical trials, aiming to address unmet medical needs for patient populations across global markets.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

ALMS vs FSFG — Head-to-Head

Bigger by revenue
ALMS
ALMS
1.8× larger
ALMS
$2.7M
$1.5M
FSFG
Higher net margin
ALMS
ALMS
1874.9% more per $
ALMS
2225.1%
350.2%
FSFG
More free cash flow
FSFG
FSFG
$185.2M more FCF
FSFG
$78.3M
$-107.0M
ALMS

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
ALMS
ALMS
FSFG
FSFG
Revenue
$2.7M
$1.5M
Net Profit
$59.3M
$5.3M
Gross Margin
Operating Margin
-5271.5%
Net Margin
2225.1%
350.2%
Revenue YoY
-0.7%
Net Profit YoY
205.0%
43.5%
EPS (diluted)
$0.77
$0.76

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALMS
ALMS
FSFG
FSFG
Q3 25
$1.5M
Q2 25
$2.7M
$1.4M
Q1 25
$17.4M
$1.5M
Q4 24
$1.5M
Q3 24
$1.5M
Q2 24
$1.4M
Q1 24
$18.0M
Q4 23
$16.9M
Net Profit
ALMS
ALMS
FSFG
FSFG
Q3 25
$5.3M
Q2 25
$59.3M
$6.2M
Q1 25
$-99.0M
$5.5M
Q4 24
$6.2M
Q3 24
$3.7M
Q2 24
$4.1M
Q1 24
$4.9M
Q4 23
$920.0K
Operating Margin
ALMS
ALMS
FSFG
FSFG
Q3 25
Q2 25
-5271.5%
Q1 25
-583.9%
Q4 24
Q3 24
Q2 24
Q1 24
32.1%
Q4 23
2.6%
Net Margin
ALMS
ALMS
FSFG
FSFG
Q3 25
350.2%
Q2 25
2225.1%
441.1%
Q1 25
-569.1%
377.2%
Q4 24
424.0%
Q3 24
242.4%
Q2 24
295.8%
Q1 24
27.3%
Q4 23
5.4%
EPS (diluted)
ALMS
ALMS
FSFG
FSFG
Q3 25
$0.76
Q2 25
$0.77
$0.88
Q1 25
$-1.82
$0.79
Q4 24
$0.89
Q3 24
$0.53
Q2 24
$0.60
Q1 24
$0.72
Q4 23
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALMS
ALMS
FSFG
FSFG
Cash + ST InvestmentsLiquidity on hand
$486.3M
$31.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$485.3M
$193.5M
Total Assets
$610.9M
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALMS
ALMS
FSFG
FSFG
Q3 25
$31.9M
Q2 25
$486.3M
$52.1M
Q1 25
$208.7M
$28.7M
Q4 24
$76.2M
Q3 24
$52.1M
Q2 24
$42.4M
Q1 24
$63.0M
Q4 23
$33.4M
Stockholders' Equity
ALMS
ALMS
FSFG
FSFG
Q3 25
$193.5M
Q2 25
$485.3M
$183.8M
Q1 25
$168.3M
$179.2M
Q4 24
$176.0M
Q3 24
$177.1M
Q2 24
$168.0M
Q1 24
$165.1M
Q4 23
$164.5M
Total Assets
ALMS
ALMS
FSFG
FSFG
Q3 25
$2.4B
Q2 25
$610.9M
$2.4B
Q1 25
$261.3M
$2.4B
Q4 24
$2.4B
Q3 24
$2.5B
Q2 24
$2.4B
Q1 24
$2.4B
Q4 23
$2.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALMS
ALMS
FSFG
FSFG
Operating Cash FlowLast quarter
$-106.4M
$79.1M
Free Cash FlowOCF − Capex
$-107.0M
$78.3M
FCF MarginFCF / Revenue
-4012.3%
5199.5%
Capex IntensityCapex / Revenue
23.1%
58.4%
Cash ConversionOCF / Net Profit
-1.79×
15.01×
TTM Free Cash FlowTrailing 4 quarters
$51.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALMS
ALMS
FSFG
FSFG
Q3 25
$79.1M
Q2 25
$-106.4M
$6.5M
Q1 25
$-80.4M
$-32.8M
Q4 24
$177.0K
Q3 24
$91.2M
Q2 24
$-655.0K
Q1 24
$7.7M
Q4 23
$82.9M
Free Cash Flow
ALMS
ALMS
FSFG
FSFG
Q3 25
$78.3M
Q2 25
$-107.0M
$6.5M
Q1 25
$-80.4M
$-32.9M
Q4 24
$-347.0K
Q3 24
$90.5M
Q2 24
$-702.0K
Q1 24
$7.7M
Q4 23
$82.6M
FCF Margin
ALMS
ALMS
FSFG
FSFG
Q3 25
5199.5%
Q2 25
-4012.3%
462.7%
Q1 25
-462.3%
-2258.8%
Q4 24
-23.6%
Q3 24
5974.9%
Q2 24
-51.0%
Q1 24
42.6%
Q4 23
488.7%
Capex Intensity
ALMS
ALMS
FSFG
FSFG
Q3 25
58.4%
Q2 25
23.1%
0.5%
Q1 25
0.2%
8.7%
Q4 24
35.7%
Q3 24
45.1%
Q2 24
3.4%
Q1 24
0.0%
Q4 23
2.2%
Cash Conversion
ALMS
ALMS
FSFG
FSFG
Q3 25
15.01×
Q2 25
-1.79×
1.05×
Q1 25
-5.97×
Q4 24
0.03×
Q3 24
24.84×
Q2 24
-0.16×
Q1 24
1.56×
Q4 23
90.15×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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