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Side-by-side financial comparison of ALERUS FINANCIAL CORP (ALRS) and Information Services Group Inc. (III). Click either name above to swap in a different company.

Information Services Group Inc. is the larger business by last-quarter revenue ($61.2M vs $45.2M, roughly 1.4× ALERUS FINANCIAL CORP). Information Services Group Inc. runs the higher net margin — 4.3% vs -73.2%, a 77.4% gap on every dollar of revenue. On growth, ALERUS FINANCIAL CORP posted the faster year-over-year revenue change (18.0% vs 5.9%). ALERUS FINANCIAL CORP produced more free cash flow last quarter ($58.8M vs $4.3M). Over the past eight quarters, Information Services Group Inc.'s revenue compounded faster (-2.4% CAGR vs -2.5%).

Alerus Financial Corporation, marketed as simply Alerus, is a chain of financial institutions headquartered in Grand Forks, North Dakota, with locations in North Dakota, Minnesota, Wisconsin, and Arizona. Alerus offers banking, mortgage, wealth management, and retirement services.

EBSCO Information Services, headquartered in Ipswich, Massachusetts, is a division of EBSCO Industries Inc., a private company headquartered in Birmingham, Alabama. EBSCO provides products and services to libraries of many types around the world. Its products include EBSCONET, a complete e-resource management system, and EBSCOhost, which supplies a fee-based online research service with 375 full-text databases, a collection of 600,000-plus ebooks, subject indexes, point-of-care medical refere...

ALRS vs III — Head-to-Head

Bigger by revenue
III
III
1.4× larger
III
$61.2M
$45.2M
ALRS
Growing faster (revenue YoY)
ALRS
ALRS
+12.1% gap
ALRS
18.0%
5.9%
III
Higher net margin
III
III
77.4% more per $
III
4.3%
-73.2%
ALRS
More free cash flow
ALRS
ALRS
$54.5M more FCF
ALRS
$58.8M
$4.3M
III
Faster 2-yr revenue CAGR
III
III
Annualised
III
-2.4%
-2.5%
ALRS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ALRS
ALRS
III
III
Revenue
$45.2M
$61.2M
Net Profit
$-33.1M
$2.6M
Gross Margin
44.8%
Operating Margin
-96.0%
8.4%
Net Margin
-73.2%
4.3%
Revenue YoY
18.0%
5.9%
Net Profit YoY
-49232.8%
-14.1%
EPS (diluted)
$-1.27
$0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALRS
ALRS
III
III
Q4 25
$45.2M
$61.2M
Q3 25
$72.6M
$62.4M
Q2 25
$74.8M
$61.6M
Q1 25
$68.8M
$59.6M
Q4 24
$72.2M
$57.8M
Q3 24
$50.9M
$61.3M
Q2 24
$51.4M
$64.3M
Q1 24
$47.5M
$64.3M
Net Profit
ALRS
ALRS
III
III
Q4 25
$-33.1M
$2.6M
Q3 25
$16.9M
$3.1M
Q2 25
$20.3M
$2.2M
Q1 25
$13.3M
$1.5M
Q4 24
$-67.0K
$3.0M
Q3 24
$5.2M
$1.1M
Q2 24
$6.2M
$2.0M
Q1 24
$6.4M
$-3.4M
Gross Margin
ALRS
ALRS
III
III
Q4 25
44.8%
Q3 25
42.2%
Q2 25
42.2%
Q1 25
43.1%
Q4 24
41.5%
Q3 24
40.4%
Q2 24
39.5%
Q1 24
36.1%
Operating Margin
ALRS
ALRS
III
III
Q4 25
-96.0%
8.4%
Q3 25
30.4%
7.4%
Q2 25
35.2%
7.6%
Q1 25
25.5%
5.7%
Q4 24
-0.8%
0.3%
Q3 24
13.4%
7.0%
Q2 24
15.8%
5.7%
Q1 24
17.9%
-3.7%
Net Margin
ALRS
ALRS
III
III
Q4 25
-73.2%
4.3%
Q3 25
23.3%
4.9%
Q2 25
27.1%
3.5%
Q1 25
19.4%
2.5%
Q4 24
-0.2%
5.3%
Q3 24
10.2%
1.9%
Q2 24
12.1%
3.2%
Q1 24
13.5%
-5.3%
EPS (diluted)
ALRS
ALRS
III
III
Q4 25
$-1.27
$0.06
Q3 25
$0.65
$0.06
Q2 25
$0.78
$0.04
Q1 25
$0.52
$0.03
Q4 24
$-0.06
$0.07
Q3 24
$0.26
$0.02
Q2 24
$0.31
$0.04
Q1 24
$0.32
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALRS
ALRS
III
III
Cash + ST InvestmentsLiquidity on hand
$67.2M
$28.7M
Total DebtLower is stronger
$59.2M
Stockholders' EquityBook value
$564.9M
$94.7M
Total Assets
$5.2B
$211.0M
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALRS
ALRS
III
III
Q4 25
$67.2M
$28.7M
Q3 25
$92.0M
$28.7M
Q2 25
$80.9M
$25.2M
Q1 25
$83.0M
$20.1M
Q4 24
$61.2M
$23.1M
Q3 24
$66.0M
$9.7M
Q2 24
$438.1M
$11.8M
Q1 24
$545.8M
$14.0M
Total Debt
ALRS
ALRS
III
III
Q4 25
$59.2M
Q3 25
$59.2M
Q2 25
$59.1M
Q1 25
$59.1M
Q4 24
$59.1M
Q3 24
$59.0M
Q2 24
$59.0M
Q1 24
$59.0M
Stockholders' Equity
ALRS
ALRS
III
III
Q4 25
$564.9M
$94.7M
Q3 25
$550.7M
$94.7M
Q2 25
$533.2M
$94.1M
Q1 25
$514.2M
$95.0M
Q4 24
$495.4M
$96.3M
Q3 24
$386.5M
$96.6M
Q2 24
$373.2M
$95.5M
Q1 24
$371.6M
$95.6M
Total Assets
ALRS
ALRS
III
III
Q4 25
$5.2B
$211.0M
Q3 25
$5.3B
$213.3M
Q2 25
$5.3B
$200.7M
Q1 25
$5.3B
$202.4M
Q4 24
$5.3B
$204.5M
Q3 24
$4.4B
$227.1M
Q2 24
$4.4B
$235.3M
Q1 24
$4.3B
$234.2M
Debt / Equity
ALRS
ALRS
III
III
Q4 25
0.10×
Q3 25
0.11×
Q2 25
0.11×
Q1 25
0.11×
Q4 24
0.12×
Q3 24
0.15×
Q2 24
0.16×
Q1 24
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALRS
ALRS
III
III
Operating Cash FlowLast quarter
$67.5M
$5.1M
Free Cash FlowOCF − Capex
$58.8M
$4.3M
FCF MarginFCF / Revenue
130.2%
7.0%
Capex IntensityCapex / Revenue
19.3%
1.2%
Cash ConversionOCF / Net Profit
1.94×
TTM Free Cash FlowTrailing 4 quarters
$102.4M
$25.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALRS
ALRS
III
III
Q4 25
$67.5M
$5.1M
Q3 25
$32.8M
$11.1M
Q2 25
$10.7M
$11.9M
Q1 25
$7.7M
$978.0K
Q4 24
$21.7M
$6.6M
Q3 24
$20.2M
$8.8M
Q2 24
$-12.5M
$2.2M
Q1 24
$11.7M
$2.3M
Free Cash Flow
ALRS
ALRS
III
III
Q4 25
$58.8M
$4.3M
Q3 25
$30.3M
$9.5M
Q2 25
$7.6M
$11.1M
Q1 25
$5.7M
$141.0K
Q4 24
$9.4M
$6.0M
Q3 24
$17.4M
$8.4M
Q2 24
$-16.1M
$1.3M
Q1 24
$10.8M
$1.3M
FCF Margin
ALRS
ALRS
III
III
Q4 25
130.2%
7.0%
Q3 25
41.8%
15.2%
Q2 25
10.1%
18.0%
Q1 25
8.2%
0.2%
Q4 24
13.0%
10.4%
Q3 24
34.2%
13.7%
Q2 24
-31.4%
2.0%
Q1 24
22.8%
2.0%
Capex Intensity
ALRS
ALRS
III
III
Q4 25
19.3%
1.2%
Q3 25
3.4%
2.5%
Q2 25
4.2%
1.4%
Q1 25
3.0%
1.4%
Q4 24
17.1%
0.9%
Q3 24
5.4%
0.6%
Q2 24
7.2%
1.4%
Q1 24
1.9%
1.6%
Cash Conversion
ALRS
ALRS
III
III
Q4 25
1.94×
Q3 25
1.94×
3.62×
Q2 25
0.53×
5.46×
Q1 25
0.58×
0.66×
Q4 24
2.15×
Q3 24
3.88×
7.66×
Q2 24
-2.01×
1.07×
Q1 24
1.82×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ALRS
ALRS

Other$17.3M38%
Retirement And Benefit Services$17.3M38%
Wealth Management$7.4M16%
Mortgage Banking$3.2M7%

III
III

Segment breakdown not available.

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