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Side-by-side financial comparison of AUTOLIV INC (ALV) and Synchrony Financial (SYF). Click either name above to swap in a different company.

Synchrony Financial is the larger business by last-quarter revenue ($4.8B vs $2.8B, roughly 1.7× AUTOLIV INC). Synchrony Financial runs the higher net margin — 15.8% vs 8.0%, a 7.8% gap on every dollar of revenue. On growth, AUTOLIV INC posted the faster year-over-year revenue change (7.7% vs 3.7%). Over the past eight quarters, Synchrony Financial's revenue compounded faster (4.0% CAGR vs 3.8%).

Autoliv is an American-Swedish automotive safety supplier headquartered in Stockholm, Sweden, and incorporated in Delaware, United States as Autoliv, Inc. It is the world’s largest automotive safety system supplier, producing systems such as airbags, seatbelts, and steering wheels for automotive manufacturers. Autoliv's name combines auto for automobiles, and "liv" {‘li:v} the Swedish word for "life".

Synchrony Financial is an American consumer financial services company with its headquarters in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries and consumers through Synchrony Bank, its wholly owned online bank subsidiary.

ALV vs SYF — Head-to-Head

Bigger by revenue
SYF
SYF
1.7× larger
SYF
$4.8B
$2.8B
ALV
Growing faster (revenue YoY)
ALV
ALV
+4.0% gap
ALV
7.7%
3.7%
SYF
Higher net margin
SYF
SYF
7.8% more per $
SYF
15.8%
8.0%
ALV
Faster 2-yr revenue CAGR
SYF
SYF
Annualised
SYF
4.0%
3.8%
ALV

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ALV
ALV
SYF
SYF
Revenue
$2.8B
$4.8B
Net Profit
$226.0M
$751.0M
Gross Margin
20.3%
Operating Margin
11.4%
20.0%
Net Margin
8.0%
15.8%
Revenue YoY
7.7%
3.7%
Net Profit YoY
-7.4%
-3.0%
EPS (diluted)
$2.97
$2.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALV
ALV
SYF
SYF
Q4 25
$2.8B
$4.8B
Q3 25
$2.7B
$4.7B
Q2 25
$2.7B
$4.5B
Q1 25
$2.6B
$4.5B
Q4 24
$2.6B
$4.6B
Q3 24
$2.6B
$4.6B
Q2 24
$2.6B
$4.4B
Q1 24
$2.6B
$4.4B
Net Profit
ALV
ALV
SYF
SYF
Q4 25
$226.0M
$751.0M
Q3 25
$175.0M
$1.1B
Q2 25
$167.0M
$967.0M
Q1 25
$167.0M
$757.0M
Q4 24
$244.0M
$774.0M
Q3 24
$138.0M
$789.0M
Q2 24
$138.0M
$643.0M
Q1 24
$126.0M
$1.3B
Gross Margin
ALV
ALV
SYF
SYF
Q4 25
20.3%
Q3 25
19.3%
Q2 25
18.5%
Q1 25
18.5%
Q4 24
21.0%
Q3 24
18.0%
Q2 24
18.2%
Q1 24
16.9%
Operating Margin
ALV
ALV
SYF
SYF
Q4 25
11.4%
20.0%
Q3 25
9.9%
30.3%
Q2 25
9.1%
27.8%
Q1 25
9.9%
22.0%
Q4 24
13.5%
21.2%
Q3 24
8.8%
22.3%
Q2 24
7.9%
19.2%
Q1 24
7.4%
38.8%
Net Margin
ALV
ALV
SYF
SYF
Q4 25
8.0%
15.8%
Q3 25
6.5%
22.8%
Q2 25
6.2%
21.4%
Q1 25
6.5%
17.0%
Q4 24
9.3%
16.9%
Q3 24
5.4%
17.1%
Q2 24
5.3%
14.6%
Q1 24
4.8%
29.4%
EPS (diluted)
ALV
ALV
SYF
SYF
Q4 25
$2.97
$2.03
Q3 25
$2.28
$2.86
Q2 25
$2.16
$2.50
Q1 25
$2.14
$1.89
Q4 24
$3.07
$1.92
Q3 24
$1.74
$1.94
Q2 24
$1.71
$1.55
Q1 24
$1.52
$3.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALV
ALV
SYF
SYF
Cash + ST InvestmentsLiquidity on hand
$604.0M
$15.0B
Total DebtLower is stronger
$15.2B
Stockholders' EquityBook value
$2.6B
$16.8B
Total Assets
$8.6B
$119.1B
Debt / EquityLower = less leverage
0.91×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALV
ALV
SYF
SYF
Q4 25
$604.0M
$15.0B
Q3 25
$225.0M
$16.2B
Q2 25
$237.0M
$19.5B
Q1 25
$322.0M
$21.6B
Q4 24
$330.0M
$14.7B
Q3 24
$415.0M
$17.9B
Q2 24
$408.0M
$18.6B
Q1 24
$569.0M
$20.0B
Total Debt
ALV
ALV
SYF
SYF
Q4 25
$15.2B
Q3 25
$14.4B
Q2 25
$16.0B
Q1 25
$17.0B
Q4 24
$15.5B
Q3 24
$15.6B
Q2 24
$15.6B
Q1 24
$16.1B
Stockholders' Equity
ALV
ALV
SYF
SYF
Q4 25
$2.6B
$16.8B
Q3 25
$2.5B
$17.1B
Q2 25
$2.5B
$17.0B
Q1 25
$2.4B
$16.6B
Q4 24
$2.3B
$16.6B
Q3 24
$2.3B
$16.0B
Q2 24
$2.3B
$15.5B
Q1 24
$2.4B
$15.3B
Total Assets
ALV
ALV
SYF
SYF
Q4 25
$8.6B
$119.1B
Q3 25
$8.5B
$117.0B
Q2 25
$8.5B
$120.5B
Q1 25
$8.1B
$122.0B
Q4 24
$7.8B
$119.5B
Q3 24
$8.3B
$119.2B
Q2 24
$8.0B
$120.5B
Q1 24
$8.3B
$121.2B
Debt / Equity
ALV
ALV
SYF
SYF
Q4 25
0.91×
Q3 25
0.85×
Q2 25
0.94×
Q1 25
1.03×
Q4 24
0.93×
Q3 24
0.98×
Q2 24
1.01×
Q1 24
1.06×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALV
ALV
SYF
SYF
Operating Cash FlowLast quarter
$544.0M
$2.5B
Free Cash FlowOCF − Capex
$426.0M
FCF MarginFCF / Revenue
15.1%
Capex IntensityCapex / Revenue
4.2%
Cash ConversionOCF / Net Profit
2.41×
3.27×
TTM Free Cash FlowTrailing 4 quarters
$716.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALV
ALV
SYF
SYF
Q4 25
$544.0M
$2.5B
Q3 25
$258.0M
$2.6B
Q2 25
$278.0M
$2.6B
Q1 25
$77.0M
$2.2B
Q4 24
$420.0M
$2.4B
Q3 24
$177.0M
$2.8B
Q2 24
$340.0M
$2.5B
Q1 24
$122.0M
$2.2B
Free Cash Flow
ALV
ALV
SYF
SYF
Q4 25
$426.0M
Q3 25
$152.0M
Q2 25
$163.0M
Q1 25
$-25.0M
Q4 24
$281.0M
Q3 24
$31.0M
Q2 24
$186.0M
Q1 24
$-18.0M
FCF Margin
ALV
ALV
SYF
SYF
Q4 25
15.1%
Q3 25
5.6%
Q2 25
6.0%
Q1 25
-1.0%
Q4 24
10.7%
Q3 24
1.2%
Q2 24
7.1%
Q1 24
-0.7%
Capex Intensity
ALV
ALV
SYF
SYF
Q4 25
4.2%
Q3 25
3.9%
Q2 25
4.2%
Q1 25
4.0%
Q4 24
5.3%
Q3 24
5.7%
Q2 24
5.9%
Q1 24
5.4%
Cash Conversion
ALV
ALV
SYF
SYF
Q4 25
2.41×
3.27×
Q3 25
1.47×
2.45×
Q2 25
1.66×
2.65×
Q1 25
0.46×
2.91×
Q4 24
1.72×
3.04×
Q3 24
1.28×
3.50×
Q2 24
2.46×
3.86×
Q1 24
0.97×
1.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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