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Side-by-side financial comparison of AUTOLIV INC (ALV) and WHITE MOUNTAINS INSURANCE GROUP LTD (WTM). Click either name above to swap in a different company.

AUTOLIV INC is the larger business by last-quarter revenue ($2.8B vs $1.6B, roughly 1.8× WHITE MOUNTAINS INSURANCE GROUP LTD). WHITE MOUNTAINS INSURANCE GROUP LTD runs the higher net margin — 52.1% vs 8.0%, a 44.1% gap on every dollar of revenue. On growth, WHITE MOUNTAINS INSURANCE GROUP LTD posted the faster year-over-year revenue change (348.0% vs 7.7%). Over the past eight quarters, WHITE MOUNTAINS INSURANCE GROUP LTD's revenue compounded faster (57.4% CAGR vs 3.8%).

Autoliv is an American-Swedish automotive safety supplier headquartered in Stockholm, Sweden, and incorporated in Delaware, United States as Autoliv, Inc. It is the world’s largest automotive safety system supplier, producing systems such as airbags, seatbelts, and steering wheels for automotive manufacturers. Autoliv's name combines auto for automobiles, and "liv" {‘li:v} the Swedish word for "life".

White Mountains Insurance Group is a diversified insurance and related financial services holding company based in Hamilton, Bermuda. Redomiciled from Delaware, United States, on October 25, 1999, the company conducts most of its business through its insurance subsidiaries and other affiliates.

ALV vs WTM — Head-to-Head

Bigger by revenue
ALV
ALV
1.8× larger
ALV
$2.8B
$1.6B
WTM
Growing faster (revenue YoY)
WTM
WTM
+340.3% gap
WTM
348.0%
7.7%
ALV
Higher net margin
WTM
WTM
44.1% more per $
WTM
52.1%
8.0%
ALV
Faster 2-yr revenue CAGR
WTM
WTM
Annualised
WTM
57.4%
3.8%
ALV

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ALV
ALV
WTM
WTM
Revenue
$2.8B
$1.6B
Net Profit
$226.0M
$835.8M
Gross Margin
20.3%
97.1%
Operating Margin
11.4%
56.2%
Net Margin
8.0%
52.1%
Revenue YoY
7.7%
348.0%
Net Profit YoY
-7.4%
741.0%
EPS (diluted)
$2.97
$325.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALV
ALV
WTM
WTM
Q4 25
$2.8B
$1.6B
Q3 25
$2.7B
$864.2M
Q2 25
$2.7B
$689.2M
Q1 25
$2.6B
$577.8M
Q4 24
$2.6B
$358.0M
Q3 24
$2.6B
$839.1M
Q2 24
$2.6B
$395.4M
Q1 24
$2.6B
$647.3M
Net Profit
ALV
ALV
WTM
WTM
Q4 25
$226.0M
$835.8M
Q3 25
$175.0M
$113.8M
Q2 25
$167.0M
$122.9M
Q1 25
$167.0M
$33.9M
Q4 24
$244.0M
$-130.4M
Q3 24
$138.0M
$179.0M
Q2 24
$138.0M
$-54.6M
Q1 24
$126.0M
$236.4M
Gross Margin
ALV
ALV
WTM
WTM
Q4 25
20.3%
97.1%
Q3 25
19.3%
93.6%
Q2 25
18.5%
93.8%
Q1 25
18.5%
98.7%
Q4 24
21.0%
97.9%
Q3 24
18.0%
99.1%
Q2 24
18.2%
98.2%
Q1 24
16.9%
98.8%
Operating Margin
ALV
ALV
WTM
WTM
Q4 25
11.4%
56.2%
Q3 25
9.9%
20.7%
Q2 25
9.1%
25.6%
Q1 25
9.9%
12.5%
Q4 24
13.5%
-33.7%
Q3 24
8.8%
28.5%
Q2 24
7.9%
-8.8%
Q1 24
7.4%
35.9%
Net Margin
ALV
ALV
WTM
WTM
Q4 25
8.0%
52.1%
Q3 25
6.5%
13.2%
Q2 25
6.2%
17.8%
Q1 25
6.5%
5.9%
Q4 24
9.3%
-36.4%
Q3 24
5.4%
21.3%
Q2 24
5.3%
-13.8%
Q1 24
4.8%
36.5%
EPS (diluted)
ALV
ALV
WTM
WTM
Q4 25
$2.97
$325.02
Q3 25
$2.28
$44.18
Q2 25
$2.16
$47.75
Q1 25
$2.14
$13.19
Q4 24
$3.07
$-50.98
Q3 24
$1.74
$69.68
Q2 24
$1.71
$-21.24
Q1 24
$1.52
$92.33

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALV
ALV
WTM
WTM
Cash + ST InvestmentsLiquidity on hand
$604.0M
Total DebtLower is stronger
$837.0M
Stockholders' EquityBook value
$2.6B
$5.4B
Total Assets
$8.6B
$12.3B
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALV
ALV
WTM
WTM
Q4 25
$604.0M
Q3 25
$225.0M
Q2 25
$237.0M
Q1 25
$322.0M
Q4 24
$330.0M
Q3 24
$415.0M
Q2 24
$408.0M
Q1 24
$569.0M
Total Debt
ALV
ALV
WTM
WTM
Q4 25
$837.0M
Q3 25
$870.4M
Q2 25
$694.6M
Q1 25
$676.1M
Q4 24
$562.5M
Q3 24
$544.9M
Q2 24
$530.2M
Q1 24
$532.1M
Stockholders' Equity
ALV
ALV
WTM
WTM
Q4 25
$2.6B
$5.4B
Q3 25
$2.5B
$4.8B
Q2 25
$2.5B
$4.6B
Q1 25
$2.4B
$4.5B
Q4 24
$2.3B
$4.5B
Q3 24
$2.3B
$4.6B
Q2 24
$2.3B
$4.4B
Q1 24
$2.4B
$4.5B
Total Assets
ALV
ALV
WTM
WTM
Q4 25
$8.6B
$12.3B
Q3 25
$8.5B
$12.3B
Q2 25
$8.5B
$11.8B
Q1 25
$8.1B
$11.0B
Q4 24
$7.8B
$9.9B
Q3 24
$8.3B
$10.3B
Q2 24
$8.0B
$10.2B
Q1 24
$8.3B
$9.6B
Debt / Equity
ALV
ALV
WTM
WTM
Q4 25
0.15×
Q3 25
0.18×
Q2 25
0.15×
Q1 25
0.15×
Q4 24
0.13×
Q3 24
0.12×
Q2 24
0.12×
Q1 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALV
ALV
WTM
WTM
Operating Cash FlowLast quarter
$544.0M
$53.9M
Free Cash FlowOCF − Capex
$426.0M
FCF MarginFCF / Revenue
15.1%
Capex IntensityCapex / Revenue
4.2%
Cash ConversionOCF / Net Profit
2.41×
0.06×
TTM Free Cash FlowTrailing 4 quarters
$716.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALV
ALV
WTM
WTM
Q4 25
$544.0M
$53.9M
Q3 25
$258.0M
$359.3M
Q2 25
$278.0M
$177.5M
Q1 25
$77.0M
$-40.2M
Q4 24
$420.0M
$64.1M
Q3 24
$177.0M
$269.4M
Q2 24
$340.0M
$216.8M
Q1 24
$122.0M
$36.5M
Free Cash Flow
ALV
ALV
WTM
WTM
Q4 25
$426.0M
Q3 25
$152.0M
Q2 25
$163.0M
Q1 25
$-25.0M
Q4 24
$281.0M
Q3 24
$31.0M
Q2 24
$186.0M
Q1 24
$-18.0M
FCF Margin
ALV
ALV
WTM
WTM
Q4 25
15.1%
Q3 25
5.6%
Q2 25
6.0%
Q1 25
-1.0%
Q4 24
10.7%
Q3 24
1.2%
Q2 24
7.1%
Q1 24
-0.7%
Capex Intensity
ALV
ALV
WTM
WTM
Q4 25
4.2%
Q3 25
3.9%
Q2 25
4.2%
Q1 25
4.0%
Q4 24
5.3%
Q3 24
5.7%
Q2 24
5.9%
Q1 24
5.4%
Cash Conversion
ALV
ALV
WTM
WTM
Q4 25
2.41×
0.06×
Q3 25
1.47×
3.16×
Q2 25
1.66×
1.44×
Q1 25
0.46×
-1.19×
Q4 24
1.72×
Q3 24
1.28×
1.51×
Q2 24
2.46×
Q1 24
0.97×
0.15×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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