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Side-by-side financial comparison of American Homes 4 Rent (AMH) and DELUXE CORP (DLX). Click either name above to swap in a different company.
DELUXE CORP is the larger business by last-quarter revenue ($535.2M vs $455.0M, roughly 1.2× American Homes 4 Rent). American Homes 4 Rent runs the higher net margin — 31.7% vs 2.2%, a 29.5% gap on every dollar of revenue. On growth, American Homes 4 Rent posted the faster year-over-year revenue change (4.2% vs 2.8%). Over the past eight quarters, American Homes 4 Rent's revenue compounded faster (3.6% CAGR vs 0.0%).
American Homes 4 RentAMHEarnings & Financial Report
American Homes 4 Rent, doing business as AMH, is a real estate investment trust based in Las Vegas, Nevada, that invests in single-family rental homes. As of December 31, 2019, the company owned 52,552 homes in 22 states. Its largest concentrations are in Atlanta, Dallas-Fort Worth, and Charlotte, North Carolina.
Deluxe Corporation is an American company that provides payment processing, data services, checks and promotional products, and merchant services. It operates in four divisions: B2B payments, data, print, and merchant services. As of 2025, the company serves millions of small businesses and thousands of financial institutions, processing more than $2.8 trillion in payments annually. While its legacy business centers on check printing and other printed products, payments and data services now ...
AMH vs DLX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $455.0M | $535.2M |
| Net Profit | $144.3M | $12.0M |
| Gross Margin | — | 52.2% |
| Operating Margin | — | 8.9% |
| Net Margin | 31.7% | 2.2% |
| Revenue YoY | 4.2% | 2.8% |
| Net Profit YoY | 0.3% | -5.0% |
| EPS (diluted) | $0.33 | $0.25 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $455.0M | $535.2M | ||
| Q3 25 | $478.5M | $540.2M | ||
| Q2 25 | $457.5M | $521.3M | ||
| Q1 25 | $459.3M | $536.5M | ||
| Q4 24 | $436.6M | $520.6M | ||
| Q3 24 | $445.1M | $528.4M | ||
| Q2 24 | $423.5M | $537.8M | ||
| Q1 24 | $423.6M | $535.0M |
| Q4 25 | $144.3M | $12.0M | ||
| Q3 25 | $116.8M | $33.7M | ||
| Q2 25 | $123.6M | $22.4M | ||
| Q1 25 | $128.7M | $14.0M | ||
| Q4 24 | $143.9M | $12.6M | ||
| Q3 24 | $87.6M | $8.9M | ||
| Q2 24 | $108.5M | $20.5M | ||
| Q1 24 | $128.1M | $10.8M |
| Q4 25 | — | 52.2% | ||
| Q3 25 | — | 53.9% | ||
| Q2 25 | — | 53.6% | ||
| Q1 25 | — | 52.4% | ||
| Q4 24 | — | 52.3% | ||
| Q3 24 | — | 53.3% | ||
| Q2 24 | — | 53.7% | ||
| Q1 24 | — | 53.0% |
| Q4 25 | — | 8.9% | ||
| Q3 25 | — | 14.0% | ||
| Q2 25 | — | 11.7% | ||
| Q1 25 | — | 9.0% | ||
| Q4 24 | — | 9.0% | ||
| Q3 24 | — | 7.9% | ||
| Q2 24 | — | 11.0% | ||
| Q1 24 | — | 8.3% |
| Q4 25 | 31.7% | 2.2% | ||
| Q3 25 | 24.4% | 6.2% | ||
| Q2 25 | 27.0% | 4.3% | ||
| Q1 25 | 28.0% | 2.6% | ||
| Q4 24 | 33.0% | 2.4% | ||
| Q3 24 | 19.7% | 1.7% | ||
| Q2 24 | 25.6% | 3.8% | ||
| Q1 24 | 30.2% | 2.0% |
| Q4 25 | $0.33 | $0.25 | ||
| Q3 25 | $0.27 | $0.74 | ||
| Q2 25 | $0.28 | $0.50 | ||
| Q1 25 | $0.30 | $0.31 | ||
| Q4 24 | $0.33 | $0.28 | ||
| Q3 24 | $0.20 | $0.20 | ||
| Q2 24 | $0.25 | $0.46 | ||
| Q1 24 | $0.30 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $108.5M | $36.9M |
| Total DebtLower is stronger | $5.1B | — |
| Stockholders' EquityBook value | $7.0B | $680.7M |
| Total Assets | $13.2B | $2.9B |
| Debt / EquityLower = less leverage | 0.72× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $108.5M | $36.9M | ||
| Q3 25 | $45.6M | $25.8M | ||
| Q2 25 | $323.3M | $26.0M | ||
| Q1 25 | $69.7M | $30.3M | ||
| Q4 24 | $199.4M | $34.4M | ||
| Q3 24 | $162.5M | $41.3M | ||
| Q2 24 | $718.4M | $23.1M | ||
| Q1 24 | $124.8M | $23.5M |
| Q4 25 | $5.1B | — | ||
| Q3 25 | $4.8B | — | ||
| Q2 25 | $5.2B | — | ||
| Q1 25 | $4.9B | — | ||
| Q4 24 | $5.0B | — | ||
| Q3 24 | $4.5B | — | ||
| Q2 24 | $5.0B | — | ||
| Q1 24 | $4.5B | — |
| Q4 25 | $7.0B | $680.7M | ||
| Q3 25 | $7.2B | $664.1M | ||
| Q2 25 | $7.2B | $638.7M | ||
| Q1 25 | $7.2B | $622.5M | ||
| Q4 24 | $7.2B | $620.9M | ||
| Q3 24 | $7.0B | $612.7M | ||
| Q2 24 | $7.0B | $620.5M | ||
| Q1 24 | $7.0B | $608.4M |
| Q4 25 | $13.2B | $2.9B | ||
| Q3 25 | $13.3B | $2.6B | ||
| Q2 25 | $13.6B | $2.5B | ||
| Q1 25 | $13.3B | $2.6B | ||
| Q4 24 | $13.4B | $2.8B | ||
| Q3 24 | $12.8B | $2.6B | ||
| Q2 24 | $13.3B | $2.7B | ||
| Q1 24 | $12.8B | $2.7B |
| Q4 25 | 0.72× | — | ||
| Q3 25 | 0.68× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 0.69× | — | ||
| Q4 24 | 0.70× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.71× | — | ||
| Q1 24 | 0.64× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $864.3M | $102.1M |
| Free Cash FlowOCF − Capex | $823.7M | — |
| FCF MarginFCF / Revenue | 181.0% | — |
| Capex IntensityCapex / Revenue | 8.9% | — |
| Cash ConversionOCF / Net Profit | 5.99× | 8.53× |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $864.3M | $102.1M | ||
| Q3 25 | $223.3M | $67.1M | ||
| Q2 25 | $271.9M | $51.1M | ||
| Q1 25 | $223.4M | $50.3M | ||
| Q4 24 | $811.5M | $60.2M | ||
| Q3 24 | $233.6M | $67.9M | ||
| Q2 24 | $274.0M | $39.6M | ||
| Q1 24 | $201.8M | $26.6M |
| Q4 25 | $823.7M | — | ||
| Q3 25 | $214.5M | — | ||
| Q2 25 | $257.7M | $27.8M | ||
| Q1 25 | $215.9M | $24.3M | ||
| Q4 24 | $777.5M | — | ||
| Q3 24 | $225.3M | $46.7M | ||
| Q2 24 | $263.3M | $11.4M | ||
| Q1 24 | $191.0M | $6.1M |
| Q4 25 | 181.0% | — | ||
| Q3 25 | 44.8% | — | ||
| Q2 25 | 56.3% | 5.3% | ||
| Q1 25 | 47.0% | 4.5% | ||
| Q4 24 | 178.1% | — | ||
| Q3 24 | 50.6% | 8.8% | ||
| Q2 24 | 62.2% | 2.1% | ||
| Q1 24 | 45.1% | 1.1% |
| Q4 25 | 8.9% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 3.1% | 4.5% | ||
| Q1 25 | 1.6% | 4.8% | ||
| Q4 24 | 7.8% | — | ||
| Q3 24 | 1.9% | 4.0% | ||
| Q2 24 | 2.5% | 5.2% | ||
| Q1 24 | 2.6% | 3.8% |
| Q4 25 | 5.99× | 8.53× | ||
| Q3 25 | 1.91× | 1.99× | ||
| Q2 25 | 2.20× | 2.28× | ||
| Q1 25 | 1.74× | 3.59× | ||
| Q4 24 | 5.64× | 4.77× | ||
| Q3 24 | 2.67× | 7.60× | ||
| Q2 24 | 2.52× | 1.94× | ||
| Q1 24 | 1.58× | 2.46× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AMH
Segment breakdown not available.
DLX
| Services | $247.9M | 46% |
| B2B Payments | $76.3M | 14% |
| Datadrivenmarketingsolutions | $68.5M | 13% |
| Promotional Solutions Revenue | $60.9M | 11% |
| Treasurymanagementsolutions | $59.8M | 11% |
| Other | $17.3M | 3% |
| Other Web Based Solutions | $4.6M | 1% |
