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Side-by-side financial comparison of American Homes 4 Rent (AMH) and EZCORP INC (EZPW). Click either name above to swap in a different company.
American Homes 4 Rent is the larger business by last-quarter revenue ($455.0M vs $382.0M, roughly 1.2× EZCORP INC). American Homes 4 Rent runs the higher net margin — 31.7% vs 11.6%, a 20.1% gap on every dollar of revenue. On growth, EZCORP INC posted the faster year-over-year revenue change (19.3% vs 4.2%). American Homes 4 Rent produced more free cash flow last quarter ($823.7M vs $31.7M). Over the past eight quarters, EZCORP INC's revenue compounded faster (15.6% CAGR vs 3.6%).
American Homes 4 RentAMHEarnings & Financial Report
American Homes 4 Rent, doing business as AMH, is a real estate investment trust based in Las Vegas, Nevada, that invests in single-family rental homes. As of December 31, 2019, the company owned 52,552 homes in 22 states. Its largest concentrations are in Atlanta, Dallas-Fort Worth, and Charlotte, North Carolina.
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
AMH vs EZPW — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $455.0M | $382.0M |
| Net Profit | $144.3M | $44.3M |
| Gross Margin | — | 58.4% |
| Operating Margin | — | 15.9% |
| Net Margin | 31.7% | 11.6% |
| Revenue YoY | 4.2% | 19.3% |
| Net Profit YoY | 0.3% | 42.8% |
| EPS (diluted) | $0.33 | $0.55 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $455.0M | $382.0M | ||
| Q3 25 | $478.5M | $336.8M | ||
| Q2 25 | $457.5M | $311.0M | ||
| Q1 25 | $459.3M | $306.3M | ||
| Q4 24 | $436.6M | $320.2M | ||
| Q3 24 | $445.1M | $294.6M | ||
| Q2 24 | $423.5M | $281.4M | ||
| Q1 24 | $423.6M | $285.6M |
| Q4 25 | $144.3M | $44.3M | ||
| Q3 25 | $116.8M | $26.7M | ||
| Q2 25 | $123.6M | $26.5M | ||
| Q1 25 | $128.7M | $25.4M | ||
| Q4 24 | $143.9M | $31.0M | ||
| Q3 24 | $87.6M | $15.2M | ||
| Q2 24 | $108.5M | $17.9M | ||
| Q1 24 | $128.1M | $21.5M |
| Q4 25 | — | 58.4% | ||
| Q3 25 | — | 59.0% | ||
| Q2 25 | — | 59.1% | ||
| Q1 25 | — | 58.3% | ||
| Q4 24 | — | 57.9% | ||
| Q3 24 | — | 59.5% | ||
| Q2 24 | — | 59.2% | ||
| Q1 24 | — | 58.7% |
| Q4 25 | — | 15.9% | ||
| Q3 25 | — | 11.0% | ||
| Q2 25 | — | 11.6% | ||
| Q1 25 | — | 11.2% | ||
| Q4 24 | — | 13.1% | ||
| Q3 24 | — | 8.8% | ||
| Q2 24 | — | 7.9% | ||
| Q1 24 | — | 9.6% |
| Q4 25 | 31.7% | 11.6% | ||
| Q3 25 | 24.4% | 7.9% | ||
| Q2 25 | 27.0% | 8.5% | ||
| Q1 25 | 28.0% | 8.3% | ||
| Q4 24 | 33.0% | 9.7% | ||
| Q3 24 | 19.7% | 5.2% | ||
| Q2 24 | 25.6% | 6.4% | ||
| Q1 24 | 30.2% | 7.5% |
| Q4 25 | $0.33 | $0.55 | ||
| Q3 25 | $0.27 | $0.35 | ||
| Q2 25 | $0.28 | $0.34 | ||
| Q1 25 | $0.30 | $0.33 | ||
| Q4 24 | $0.33 | $0.40 | ||
| Q3 24 | $0.20 | $0.20 | ||
| Q2 24 | $0.25 | $0.25 | ||
| Q1 24 | $0.30 | $0.29 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $108.5M | $465.9M |
| Total DebtLower is stronger | $5.1B | $518.6M |
| Stockholders' EquityBook value | $7.0B | $1.1B |
| Total Assets | $13.2B | $2.0B |
| Debt / EquityLower = less leverage | 0.72× | 0.48× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $108.5M | $465.9M | ||
| Q3 25 | $45.6M | $469.5M | ||
| Q2 25 | $323.3M | $472.1M | ||
| Q1 25 | $69.7M | $505.2M | ||
| Q4 24 | $199.4M | $174.5M | ||
| Q3 24 | $162.5M | $170.5M | ||
| Q2 24 | $718.4M | $218.0M | ||
| Q1 24 | $124.8M | $229.1M |
| Q4 25 | $5.1B | $518.6M | ||
| Q3 25 | $4.8B | $518.1M | ||
| Q2 25 | $5.2B | $517.6M | ||
| Q1 25 | $4.9B | $620.5M | ||
| Q4 24 | $5.0B | $327.7M | ||
| Q3 24 | $4.5B | $327.3M | ||
| Q2 24 | $5.0B | $361.3M | ||
| Q1 24 | $4.5B | $360.9M |
| Q4 25 | $7.0B | $1.1B | ||
| Q3 25 | $7.2B | $1.0B | ||
| Q2 25 | $7.2B | $990.1M | ||
| Q1 25 | $7.2B | $851.6M | ||
| Q4 24 | $7.2B | $823.9M | ||
| Q3 24 | $7.0B | $804.6M | ||
| Q2 24 | $7.0B | $801.5M | ||
| Q1 24 | $7.0B | $800.4M |
| Q4 25 | $13.2B | $2.0B | ||
| Q3 25 | $13.3B | $2.0B | ||
| Q2 25 | $13.6B | $1.9B | ||
| Q1 25 | $13.3B | $1.8B | ||
| Q4 24 | $13.4B | $1.5B | ||
| Q3 24 | $12.8B | $1.5B | ||
| Q2 24 | $13.3B | $1.5B | ||
| Q1 24 | $12.8B | $1.5B |
| Q4 25 | 0.72× | 0.48× | ||
| Q3 25 | 0.68× | 0.51× | ||
| Q2 25 | 0.72× | 0.52× | ||
| Q1 25 | 0.69× | 0.73× | ||
| Q4 24 | 0.70× | 0.40× | ||
| Q3 24 | 0.64× | 0.41× | ||
| Q2 24 | 0.71× | 0.45× | ||
| Q1 24 | 0.64× | 0.45× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $864.3M | $39.1M |
| Free Cash FlowOCF − Capex | $823.7M | $31.7M |
| FCF MarginFCF / Revenue | 181.0% | 8.3% |
| Capex IntensityCapex / Revenue | 8.9% | 2.0% |
| Cash ConversionOCF / Net Profit | 5.99× | 0.88× |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $121.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $864.3M | $39.1M | ||
| Q3 25 | $223.3M | $51.3M | ||
| Q2 25 | $271.9M | $34.8M | ||
| Q1 25 | $223.4M | $36.9M | ||
| Q4 24 | $811.5M | $26.0M | ||
| Q3 24 | $233.6M | $43.3M | ||
| Q2 24 | $274.0M | $33.7M | ||
| Q1 24 | $201.8M | $15.1M |
| Q4 25 | $823.7M | $31.7M | ||
| Q3 25 | $214.5M | $35.7M | ||
| Q2 25 | $257.7M | $25.7M | ||
| Q1 25 | $215.9M | $28.6M | ||
| Q4 24 | $777.5M | $20.4M | ||
| Q3 24 | $225.3M | $24.4M | ||
| Q2 24 | $263.3M | $30.5M | ||
| Q1 24 | $191.0M | $8.6M |
| Q4 25 | 181.0% | 8.3% | ||
| Q3 25 | 44.8% | 10.6% | ||
| Q2 25 | 56.3% | 8.3% | ||
| Q1 25 | 47.0% | 9.3% | ||
| Q4 24 | 178.1% | 6.4% | ||
| Q3 24 | 50.6% | 8.3% | ||
| Q2 24 | 62.2% | 10.8% | ||
| Q1 24 | 45.1% | 3.0% |
| Q4 25 | 8.9% | 2.0% | ||
| Q3 25 | 1.8% | 4.6% | ||
| Q2 25 | 3.1% | 2.9% | ||
| Q1 25 | 1.6% | 2.7% | ||
| Q4 24 | 7.8% | 1.8% | ||
| Q3 24 | 1.9% | 6.4% | ||
| Q2 24 | 2.5% | 1.1% | ||
| Q1 24 | 2.6% | 2.3% |
| Q4 25 | 5.99× | 0.88× | ||
| Q3 25 | 1.91× | 1.92× | ||
| Q2 25 | 2.20× | 1.31× | ||
| Q1 25 | 1.74× | 1.45× | ||
| Q4 24 | 5.64× | 0.84× | ||
| Q3 24 | 2.67× | 2.85× | ||
| Q2 24 | 2.52× | 1.88× | ||
| Q1 24 | 1.58× | 0.70× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AMH
Segment breakdown not available.
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
