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Side-by-side financial comparison of Ameriprise Financial (AMP) and Royal Caribbean Group (RCL). Click either name above to swap in a different company.
Ameriprise Financial is the larger business by last-quarter revenue ($4.9B vs $4.3B, roughly 1.1× Royal Caribbean Group). Ameriprise Financial runs the higher net margin — 18.7% vs 17.7%, a 1.0% gap on every dollar of revenue. On growth, Royal Caribbean Group posted the faster year-over-year revenue change (13.3% vs 9.0%). Over the past eight quarters, Royal Caribbean Group's revenue compounded faster (6.9% CAGR vs 5.5%).
Ameriprise Financial, Inc., through its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally. It operates through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-di...
Royal Caribbean Group, formerly known as Royal Caribbean Cruises Ltd., is a cruise holding company headquartered in Miami, Florida, United States and incorporated in Liberia. It is the world's second-largest cruise line operator, after Carnival Corporation & plc. As of September 2025, Royal Caribbean Group fully owns three cruise lines: Royal Caribbean International, Celebrity Cruises, and Silversea Cruises. It also holds a 50% stake in TUI Cruises, which operates Mein Schiff and Hapag-Lloyd ...
AMP vs RCL — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $4.9B | $4.3B |
| Net Profit | $915.0M | $753.0M |
| Gross Margin | — | 47.4% |
| Operating Margin | — | 21.9% |
| Net Margin | 18.7% | 17.7% |
| Revenue YoY | 9.0% | 13.3% |
| Net Profit YoY | 57.0% | 36.4% |
| EPS (diluted) | — | $2.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $4.9B | — | ||
| Q4 25 | $5.0B | $4.3B | ||
| Q3 25 | $4.9B | $5.1B | ||
| Q2 25 | $4.5B | $4.5B | ||
| Q1 25 | $4.5B | $4.0B | ||
| Q4 24 | $4.6B | $3.8B | ||
| Q3 24 | $4.6B | $4.9B | ||
| Q2 24 | $4.4B | $4.1B |
| Q1 26 | $915.0M | — | ||
| Q4 25 | $1.0B | $753.0M | ||
| Q3 25 | $912.0M | $1.6B | ||
| Q2 25 | $1.1B | $1.2B | ||
| Q1 25 | $583.0M | $730.0M | ||
| Q4 24 | $1.1B | $552.0M | ||
| Q3 24 | $511.0M | $1.1B | ||
| Q2 24 | $829.0M | $854.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 47.4% | ||
| Q3 25 | — | 51.8% | ||
| Q2 25 | — | 49.7% | ||
| Q1 25 | — | 48.0% | ||
| Q4 24 | — | 45.4% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 47.6% |
| Q1 26 | — | — | ||
| Q4 25 | 25.6% | 21.9% | ||
| Q3 25 | 24.0% | 33.1% | ||
| Q2 25 | 30.1% | 29.3% | ||
| Q1 25 | 15.3% | 23.6% | ||
| Q4 24 | 29.1% | 16.6% | ||
| Q3 24 | 14.1% | 33.4% | ||
| Q2 24 | 23.9% | 26.7% |
| Q1 26 | 18.7% | — | ||
| Q4 25 | 20.0% | 17.7% | ||
| Q3 25 | 18.6% | 30.6% | ||
| Q2 25 | 23.6% | 26.7% | ||
| Q1 25 | 13.0% | 18.3% | ||
| Q4 24 | 23.0% | 14.7% | ||
| Q3 24 | 11.2% | 22.7% | ||
| Q2 24 | 18.9% | 20.8% |
| Q1 26 | — | — | ||
| Q4 25 | $10.39 | $2.76 | ||
| Q3 25 | $9.33 | $5.74 | ||
| Q2 25 | $10.73 | $4.41 | ||
| Q1 25 | $5.83 | $2.70 | ||
| Q4 24 | $10.57 | $2.27 | ||
| Q3 24 | $5.00 | $4.21 | ||
| Q2 24 | $8.02 | $3.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.3B | $825.0M |
| Total DebtLower is stronger | $3.3B | $18.2B |
| Stockholders' EquityBook value | $355.9B | $10.0B |
| Total Assets | $184.4B | $41.6B |
| Debt / EquityLower = less leverage | 0.01× | 1.81× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $8.3B | — | ||
| Q4 25 | — | $825.0M | ||
| Q3 25 | — | $432.0M | ||
| Q2 25 | — | $735.0M | ||
| Q1 25 | — | $386.0M | ||
| Q4 24 | — | $388.0M | ||
| Q3 24 | — | $418.0M | ||
| Q2 24 | — | $391.0M |
| Q1 26 | $3.3B | — | ||
| Q4 25 | — | $18.2B | ||
| Q3 25 | — | $17.2B | ||
| Q2 25 | — | $17.6B | ||
| Q1 25 | — | $18.0B | ||
| Q4 24 | — | $18.5B | ||
| Q3 24 | — | $19.0B | ||
| Q2 24 | — | $19.8B |
| Q1 26 | $355.9B | — | ||
| Q4 25 | $6.5B | $10.0B | ||
| Q3 25 | $6.5B | $10.1B | ||
| Q2 25 | $6.1B | $9.2B | ||
| Q1 25 | $5.4B | $8.0B | ||
| Q4 24 | $5.2B | $7.6B | ||
| Q3 24 | $5.7B | $7.0B | ||
| Q2 24 | $5.0B | $6.0B |
| Q1 26 | $184.4B | — | ||
| Q4 25 | $190.9B | $41.6B | ||
| Q3 25 | $190.1B | $40.1B | ||
| Q2 25 | $184.9B | $38.5B | ||
| Q1 25 | $179.1B | $37.5B | ||
| Q4 24 | $181.4B | $37.1B | ||
| Q3 24 | $186.0B | $37.1B | ||
| Q2 24 | $179.7B | $37.0B |
| Q1 26 | 0.01× | — | ||
| Q4 25 | — | 1.81× | ||
| Q3 25 | — | 1.70× | ||
| Q2 25 | — | 1.92× | ||
| Q1 25 | — | 2.26× | ||
| Q4 24 | — | 2.44× | ||
| Q3 24 | — | 2.69× | ||
| Q2 24 | — | 3.29× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.6B |
| Free Cash FlowOCF − Capex | — | $116.0M |
| FCF MarginFCF / Revenue | — | 2.7% |
| Capex IntensityCapex / Revenue | — | 35.4% |
| Cash ConversionOCF / Net Profit | — | 2.16× |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.2B |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $2.7B | $1.6B | ||
| Q3 25 | $2.2B | $1.5B | ||
| Q2 25 | $1.8B | $1.7B | ||
| Q1 25 | $1.7B | $1.6B | ||
| Q4 24 | $383.0M | $1.5B | ||
| Q3 24 | $3.0B | $897.0M | ||
| Q2 24 | $1.7B | $1.6B |
| Q1 26 | — | — | ||
| Q4 25 | $2.6B | $116.0M | ||
| Q3 25 | $2.2B | $-989.0M | ||
| Q2 25 | $1.7B | $910.0M | ||
| Q1 25 | $1.6B | $1.2B | ||
| Q4 24 | $325.0M | $915.0M | ||
| Q3 24 | $3.0B | $563.0M | ||
| Q2 24 | $1.7B | $-567.0M |
| Q1 26 | — | — | ||
| Q4 25 | 52.0% | 2.7% | ||
| Q3 25 | 44.1% | -19.2% | ||
| Q2 25 | 38.4% | 20.1% | ||
| Q1 25 | 36.8% | 30.0% | ||
| Q4 24 | 7.0% | 24.3% | ||
| Q3 24 | 65.8% | 11.5% | ||
| Q2 24 | 38.8% | -13.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.9% | 35.4% | ||
| Q3 25 | 0.9% | 47.8% | ||
| Q2 25 | 0.8% | 18.4% | ||
| Q1 25 | 0.8% | 10.7% | ||
| Q4 24 | 1.2% | 14.7% | ||
| Q3 24 | 1.1% | 6.8% | ||
| Q2 24 | 0.4% | 52.1% |
| Q1 26 | — | — | ||
| Q4 25 | 2.65× | 2.16× | ||
| Q3 25 | 2.42× | 0.93× | ||
| Q2 25 | 1.66× | 1.44× | ||
| Q1 25 | 2.89× | 2.23× | ||
| Q4 24 | 0.36× | 2.66× | ||
| Q3 24 | 5.96× | 0.81× | ||
| Q2 24 | 2.07× | 1.84× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AMP
| Management and financial advice fees | $2.9B | 60% |
| Other | $872.0M | 18% |
| Distribution fees | $563.0M | 12% |
| Premiums, policy and contract charges | $341.0M | 7% |
| Other revenues | $166.0M | 3% |
RCL
| Passenger | $2.9B | 69% |
| Other | $1.3B | 31% |
