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Side-by-side financial comparison of Ameriprise Financial (AMP) and Union Pacific Corporation (UNP). Click either name above to swap in a different company.
Union Pacific Corporation is the larger business by last-quarter revenue ($6.2B vs $4.9B, roughly 1.3× Ameriprise Financial). Union Pacific Corporation runs the higher net margin — 27.4% vs 18.7%, a 8.6% gap on every dollar of revenue. On growth, Ameriprise Financial posted the faster year-over-year revenue change (9.0% vs 3.2%). Over the past eight quarters, Ameriprise Financial's revenue compounded faster (5.5% CAGR vs 1.7%).
Ameriprise Financial, Inc., through its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally. It operates through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-di...
The Union Pacific Railroad Company is a Class I freight-hauling railroad that operates 8,300 locomotives over 32,200 miles (51,800 km) routes in 23 U.S. states west of Chicago and New Orleans. Union Pacific is the second-largest railroad in the United States after BNSF.
AMP vs UNP — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $4.9B | $6.2B |
| Net Profit | $915.0M | $1.7B |
| Gross Margin | — | — |
| Operating Margin | — | 39.5% |
| Net Margin | 18.7% | 27.4% |
| Revenue YoY | 9.0% | 3.2% |
| Net Profit YoY | 57.0% | 4.6% |
| EPS (diluted) | — | $2.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $4.9B | $6.2B | ||
| Q4 25 | $5.0B | $6.1B | ||
| Q3 25 | $4.9B | $6.2B | ||
| Q2 25 | $4.5B | $6.2B | ||
| Q1 25 | $4.5B | $6.0B | ||
| Q4 24 | $4.6B | $6.1B | ||
| Q3 24 | $4.6B | $6.1B | ||
| Q2 24 | $4.4B | $6.0B |
| Q1 26 | $915.0M | $1.7B | ||
| Q4 25 | $1.0B | $1.8B | ||
| Q3 25 | $912.0M | $1.8B | ||
| Q2 25 | $1.1B | $1.9B | ||
| Q1 25 | $583.0M | $1.6B | ||
| Q4 24 | $1.1B | $1.8B | ||
| Q3 24 | $511.0M | $1.7B | ||
| Q2 24 | $829.0M | $1.7B |
| Q1 26 | — | 39.5% | ||
| Q4 25 | 25.6% | 39.5% | ||
| Q3 25 | 24.0% | 40.8% | ||
| Q2 25 | 30.1% | 41.0% | ||
| Q1 25 | 15.3% | 39.3% | ||
| Q4 24 | 29.1% | 41.3% | ||
| Q3 24 | 14.1% | 39.7% | ||
| Q2 24 | 23.9% | 40.0% |
| Q1 26 | 18.7% | 27.4% | ||
| Q4 25 | 20.0% | 30.4% | ||
| Q3 25 | 18.6% | 28.6% | ||
| Q2 25 | 23.6% | 30.5% | ||
| Q1 25 | 13.0% | 27.0% | ||
| Q4 24 | 23.0% | 28.8% | ||
| Q3 24 | 11.2% | 27.4% | ||
| Q2 24 | 18.9% | 27.9% |
| Q1 26 | — | $2.87 | ||
| Q4 25 | $10.39 | $3.12 | ||
| Q3 25 | $9.33 | $3.01 | ||
| Q2 25 | $10.73 | $3.15 | ||
| Q1 25 | $5.83 | $2.70 | ||
| Q4 24 | $10.57 | $2.91 | ||
| Q3 24 | $5.00 | $2.75 | ||
| Q2 24 | $8.02 | $2.74 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.3B | $735.0M |
| Total DebtLower is stronger | $3.3B | — |
| Stockholders' EquityBook value | $355.9B | — |
| Total Assets | $184.4B | $69.6B |
| Debt / EquityLower = less leverage | 0.01× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $8.3B | $735.0M | ||
| Q4 25 | — | $1.3B | ||
| Q3 25 | — | $808.0M | ||
| Q2 25 | — | $1.1B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | — | $947.0M | ||
| Q2 24 | — | $1.1B |
| Q1 26 | $3.3B | — | ||
| Q4 25 | — | $30.3B | ||
| Q3 25 | — | $30.3B | ||
| Q2 25 | — | $30.3B | ||
| Q1 25 | — | $30.6B | ||
| Q4 24 | — | $29.8B | ||
| Q3 24 | — | $29.8B | ||
| Q2 24 | — | $31.2B |
| Q1 26 | $355.9B | — | ||
| Q4 25 | $6.5B | $18.5B | ||
| Q3 25 | $6.5B | $17.3B | ||
| Q2 25 | $6.1B | $16.3B | ||
| Q1 25 | $5.4B | $16.0B | ||
| Q4 24 | $5.2B | $16.9B | ||
| Q3 24 | $5.7B | $16.6B | ||
| Q2 24 | $5.0B | $16.5B |
| Q1 26 | $184.4B | $69.6B | ||
| Q4 25 | $190.9B | $69.7B | ||
| Q3 25 | $190.1B | $68.6B | ||
| Q2 25 | $184.9B | $68.6B | ||
| Q1 25 | $179.1B | $68.5B | ||
| Q4 24 | $181.4B | $67.7B | ||
| Q3 24 | $186.0B | $67.6B | ||
| Q2 24 | $179.7B | $67.8B |
| Q1 26 | 0.01× | — | ||
| Q4 25 | — | 1.64× | ||
| Q3 25 | — | 1.75× | ||
| Q2 25 | — | 1.86× | ||
| Q1 25 | — | 1.91× | ||
| Q4 24 | — | 1.76× | ||
| Q3 24 | — | 1.79× | ||
| Q2 24 | — | 1.89× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | — |
| Free Cash FlowOCF − Capex | — | $631.0M |
| FCF MarginFCF / Revenue | — | 10.1% |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $4.8B |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $2.7B | $2.2B | ||
| Q3 25 | $2.2B | $2.5B | ||
| Q2 25 | $1.8B | $2.3B | ||
| Q1 25 | $1.7B | $2.2B | ||
| Q4 24 | $383.0M | $2.7B | ||
| Q3 24 | $3.0B | $2.7B | ||
| Q2 24 | $1.7B | $1.9B |
| Q1 26 | — | $631.0M | ||
| Q4 25 | $2.6B | $1.2B | ||
| Q3 25 | $2.2B | $1.6B | ||
| Q2 25 | $1.7B | $1.4B | ||
| Q1 25 | $1.6B | $1.3B | ||
| Q4 24 | $325.0M | $1.7B | ||
| Q3 24 | $3.0B | $1.8B | ||
| Q2 24 | $1.7B | $1.0B |
| Q1 26 | — | 10.1% | ||
| Q4 25 | 52.0% | 20.1% | ||
| Q3 25 | 44.1% | 25.2% | ||
| Q2 25 | 38.4% | 22.7% | ||
| Q1 25 | 36.8% | 21.6% | ||
| Q4 24 | 7.0% | 28.4% | ||
| Q3 24 | 65.8% | 29.9% | ||
| Q2 24 | 38.8% | 16.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.9% | 16.4% | ||
| Q3 25 | 0.9% | 15.2% | ||
| Q2 25 | 0.8% | 15.2% | ||
| Q1 25 | 0.8% | 15.0% | ||
| Q4 24 | 1.2% | 15.1% | ||
| Q3 24 | 1.1% | 13.6% | ||
| Q2 24 | 0.4% | 15.0% |
| Q1 26 | — | — | ||
| Q4 25 | 2.65× | 1.20× | ||
| Q3 25 | 2.42× | 1.41× | ||
| Q2 25 | 1.66× | 1.24× | ||
| Q1 25 | 2.89× | 1.36× | ||
| Q4 24 | 0.36× | 1.51× | ||
| Q3 24 | 5.96× | 1.59× | ||
| Q2 24 | 2.07× | 1.14× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AMP
| Management and financial advice fees | $2.9B | 60% |
| Other | $872.0M | 18% |
| Distribution fees | $563.0M | 12% |
| Premiums, policy and contract charges | $341.0M | 7% |
| Other revenues | $166.0M | 3% |
UNP
| Freight revenues | $5.9B | 95% |
| Other revenues | $324.0M | 5% |
