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Side-by-side financial comparison of AMERISAFE INC (AMSF) and OR Royalties Inc. (OR). Click either name above to swap in a different company.

AMERISAFE INC is the larger business by last-quarter revenue ($80.1M vs $46.7M, roughly 1.7× OR Royalties Inc.).

AMERISAFE Inc. is a specialty insurance provider that focuses exclusively on workers' compensation coverage for small and mid-sized businesses in high-hazard industries including construction, logging, trucking, and manufacturing. It operates across 49 U.S. states, offering tailored insurance policies paired with targeted risk management support for clients.

OR Royalties Inc. is a Canadian company that holds royalties in gold, silver and diamond mines, principally in the form of net smelter returns and streams.Like its predecessor company, Osisko Mining, it is headquartered in Montreal, Quebec, with shares listed on the Toronto Stock Exchange and the New York Stock Exchange.

AMSF vs OR — Head-to-Head

Bigger by revenue
AMSF
AMSF
1.7× larger
AMSF
$80.1M
$46.7M
OR

Income Statement — Q1 FY2026 vs Q2 FY2022

Metric
AMSF
AMSF
OR
OR
Revenue
$80.1M
$46.7M
Net Profit
$8.1M
Gross Margin
Operating Margin
Net Margin
10.2%
Revenue YoY
10.3%
Net Profit YoY
-9.0%
EPS (diluted)
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMSF
AMSF
OR
OR
Q1 26
$80.1M
Q4 25
$81.6M
Q3 25
$82.0M
Q2 25
$81.1M
Q1 25
$72.6M
Q4 24
$74.0M
Q3 24
$78.7M
Q2 24
$75.8M
Net Profit
AMSF
AMSF
OR
OR
Q1 26
$8.1M
Q4 25
$10.4M
Q3 25
$13.8M
Q2 25
$14.0M
Q1 25
$8.9M
Q4 24
$13.2M
Q3 24
$14.3M
Q2 24
$11.0M
Operating Margin
AMSF
AMSF
OR
OR
Q1 26
Q4 25
15.6%
Q3 25
21.3%
Q2 25
21.5%
Q1 25
15.5%
Q4 24
22.7%
Q3 24
22.6%
Q2 24
18.1%
Net Margin
AMSF
AMSF
OR
OR
Q1 26
10.2%
Q4 25
12.8%
Q3 25
16.9%
Q2 25
17.2%
Q1 25
12.3%
Q4 24
17.8%
Q3 24
18.2%
Q2 24
14.5%
EPS (diluted)
AMSF
AMSF
OR
OR
Q1 26
$0.43
Q4 25
$0.55
Q3 25
$0.72
Q2 25
$0.73
Q1 25
$0.47
Q4 24
$0.69
Q3 24
$0.75
Q2 24
$0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMSF
AMSF
OR
OR
Cash + ST InvestmentsLiquidity on hand
$34.2M
Total DebtLower is stronger
$222.8M
Stockholders' EquityBook value
$246.6M
$1.3B
Total Assets
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMSF
AMSF
OR
OR
Q1 26
$34.2M
Q4 25
$61.9M
Q3 25
$54.7M
Q2 25
$48.5M
Q1 25
$44.8M
Q4 24
$44.1M
Q3 24
$63.7M
Q2 24
$30.6M
Stockholders' Equity
AMSF
AMSF
OR
OR
Q1 26
$246.6M
Q4 25
$251.6M
Q3 25
$274.8M
Q2 25
$265.6M
Q1 25
$260.8M
Q4 24
$257.3M
Q3 24
$314.4M
Q2 24
$301.0M
Total Assets
AMSF
AMSF
OR
OR
Q1 26
Q4 25
$1.1B
Q3 25
$1.2B
Q2 25
$1.2B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.3B
Q2 24
$1.2B

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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