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Side-by-side financial comparison of AMERISAFE INC (AMSF) and Proficient Auto Logistics, Inc (PAL). Click either name above to swap in a different company.

Proficient Auto Logistics, Inc is the larger business by last-quarter revenue ($91.5M vs $80.1M, roughly 1.1× AMERISAFE INC). AMERISAFE INC runs the higher net margin — 10.2% vs -1.5%, a 11.7% gap on every dollar of revenue.

AMERISAFE Inc. is a specialty insurance provider that focuses exclusively on workers' compensation coverage for small and mid-sized businesses in high-hazard industries including construction, logging, trucking, and manufacturing. It operates across 49 U.S. states, offering tailored insurance policies paired with targeted risk management support for clients.

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

AMSF vs PAL — Head-to-Head

Bigger by revenue
PAL
PAL
1.1× larger
PAL
$91.5M
$80.1M
AMSF
Higher net margin
AMSF
AMSF
11.7% more per $
AMSF
10.2%
-1.5%
PAL

Income Statement — Q1 FY2026 vs Q3 FY2024

Metric
AMSF
AMSF
PAL
PAL
Revenue
$80.1M
$91.5M
Net Profit
$8.1M
$-1.4M
Gross Margin
Operating Margin
-2.4%
Net Margin
10.2%
-1.5%
Revenue YoY
10.3%
Net Profit YoY
-9.0%
EPS (diluted)
$0.43
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMSF
AMSF
PAL
PAL
Q1 26
$80.1M
Q4 25
$81.6M
Q3 25
$82.0M
Q2 25
$81.1M
Q1 25
$72.6M
Q4 24
$74.0M
Q3 24
$78.7M
$91.5M
Q2 24
$75.8M
Net Profit
AMSF
AMSF
PAL
PAL
Q1 26
$8.1M
Q4 25
$10.4M
Q3 25
$13.8M
Q2 25
$14.0M
Q1 25
$8.9M
Q4 24
$13.2M
Q3 24
$14.3M
$-1.4M
Q2 24
$11.0M
Operating Margin
AMSF
AMSF
PAL
PAL
Q1 26
Q4 25
15.6%
Q3 25
21.3%
Q2 25
21.5%
Q1 25
15.5%
Q4 24
22.7%
Q3 24
22.6%
-2.4%
Q2 24
18.1%
Net Margin
AMSF
AMSF
PAL
PAL
Q1 26
10.2%
Q4 25
12.8%
Q3 25
16.9%
Q2 25
17.2%
Q1 25
12.3%
Q4 24
17.8%
Q3 24
18.2%
-1.5%
Q2 24
14.5%
EPS (diluted)
AMSF
AMSF
PAL
PAL
Q1 26
$0.43
Q4 25
$0.55
Q3 25
$0.72
Q2 25
$0.73
Q1 25
$0.47
Q4 24
$0.69
Q3 24
$0.75
$-0.05
Q2 24
$0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMSF
AMSF
PAL
PAL
Cash + ST InvestmentsLiquidity on hand
$34.2M
$16.8M
Total DebtLower is stronger
$64.0M
Stockholders' EquityBook value
$246.6M
$338.5M
Total Assets
$498.2M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMSF
AMSF
PAL
PAL
Q1 26
$34.2M
Q4 25
$61.9M
Q3 25
$54.7M
Q2 25
$48.5M
Q1 25
$44.8M
Q4 24
$44.1M
Q3 24
$63.7M
$16.8M
Q2 24
$30.6M
Total Debt
AMSF
AMSF
PAL
PAL
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$64.0M
Q2 24
Stockholders' Equity
AMSF
AMSF
PAL
PAL
Q1 26
$246.6M
Q4 25
$251.6M
Q3 25
$274.8M
Q2 25
$265.6M
Q1 25
$260.8M
Q4 24
$257.3M
Q3 24
$314.4M
$338.5M
Q2 24
$301.0M
Total Assets
AMSF
AMSF
PAL
PAL
Q1 26
Q4 25
$1.1B
Q3 25
$1.2B
Q2 25
$1.2B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.3B
$498.2M
Q2 24
$1.2B
Debt / Equity
AMSF
AMSF
PAL
PAL
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.19×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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