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Side-by-side financial comparison of AMERISAFE INC (AMSF) and QUHUO Ltd (QH). Click either name above to swap in a different company.

QUHUO Ltd is the larger business by last-quarter revenue ($157.9M vs $80.1M, roughly 2.0× AMERISAFE INC).

AMERISAFE Inc. is a specialty insurance provider that focuses exclusively on workers' compensation coverage for small and mid-sized businesses in high-hazard industries including construction, logging, trucking, and manufacturing. It operates across 49 U.S. states, offering tailored insurance policies paired with targeted risk management support for clients.

QUHUO Ltd. operates an on-demand lifestyle service platform focused on the Chinese mainland market. Its core offerings include gig workforce solutions, community group-buy services, and local life service matching for merchants and individual users, covering household services, catering operation support, and community retail segments to effectively connect service providers with end consumers.

AMSF vs QH — Head-to-Head

Bigger by revenue
QH
QH
2.0× larger
QH
$157.9M
$80.1M
AMSF

Income Statement — Q1 FY2026 vs Q2 FY2025

Metric
AMSF
AMSF
QH
QH
Revenue
$80.1M
$157.9M
Net Profit
$8.1M
Gross Margin
Operating Margin
Net Margin
10.2%
Revenue YoY
10.3%
Net Profit YoY
-9.0%
EPS (diluted)
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMSF
AMSF
QH
QH
Q1 26
$80.1M
Q4 25
$81.6M
Q3 25
$82.0M
Q2 25
$81.1M
$157.9M
Q1 25
$72.6M
Q4 24
$74.0M
Q3 24
$78.7M
Q2 24
$75.8M
$222.9M
Net Profit
AMSF
AMSF
QH
QH
Q1 26
$8.1M
Q4 25
$10.4M
Q3 25
$13.8M
Q2 25
$14.0M
Q1 25
$8.9M
Q4 24
$13.2M
Q3 24
$14.3M
Q2 24
$11.0M
$-6.4M
Gross Margin
AMSF
AMSF
QH
QH
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
1.5%
Operating Margin
AMSF
AMSF
QH
QH
Q1 26
Q4 25
15.6%
Q3 25
21.3%
Q2 25
21.5%
Q1 25
15.5%
Q4 24
22.7%
Q3 24
22.6%
Q2 24
18.1%
-2.7%
Net Margin
AMSF
AMSF
QH
QH
Q1 26
10.2%
Q4 25
12.8%
Q3 25
16.9%
Q2 25
17.2%
Q1 25
12.3%
Q4 24
17.8%
Q3 24
18.2%
Q2 24
14.5%
-2.9%
EPS (diluted)
AMSF
AMSF
QH
QH
Q1 26
$0.43
Q4 25
$0.55
Q3 25
$0.72
Q2 25
$0.73
Q1 25
$0.47
Q4 24
$0.69
Q3 24
$0.75
Q2 24
$0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMSF
AMSF
QH
QH
Cash + ST InvestmentsLiquidity on hand
$34.2M
$4.3M
Total DebtLower is stronger
$858.0K
Stockholders' EquityBook value
$246.6M
$57.4M
Total Assets
$118.4M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMSF
AMSF
QH
QH
Q1 26
$34.2M
Q4 25
$61.9M
Q3 25
$54.7M
Q2 25
$48.5M
$4.3M
Q1 25
$44.8M
Q4 24
$44.1M
Q3 24
$63.7M
Q2 24
$30.6M
$14.3M
Total Debt
AMSF
AMSF
QH
QH
Q1 26
Q4 25
Q3 25
Q2 25
$858.0K
Q1 25
Q4 24
Q3 24
Q2 24
$1.2M
Stockholders' Equity
AMSF
AMSF
QH
QH
Q1 26
$246.6M
Q4 25
$251.6M
Q3 25
$274.8M
Q2 25
$265.6M
$57.4M
Q1 25
$260.8M
Q4 24
$257.3M
Q3 24
$314.4M
Q2 24
$301.0M
$64.6M
Total Assets
AMSF
AMSF
QH
QH
Q1 26
Q4 25
$1.1B
Q3 25
$1.2B
Q2 25
$1.2B
$118.4M
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.3B
Q2 24
$1.2B
$135.0M
Debt / Equity
AMSF
AMSF
QH
QH
Q1 26
Q4 25
Q3 25
Q2 25
0.01×
Q1 25
Q4 24
Q3 24
Q2 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMSF
AMSF
QH
QH
Operating Cash FlowLast quarter
$-5.8M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMSF
AMSF
QH
QH
Q1 26
Q4 25
$11.1M
Q3 25
$10.7M
Q2 25
$-8.4M
$-5.8M
Q1 25
$-1.8M
Q4 24
$24.2M
Q3 24
$8.4M
Q2 24
$-2.6M
Free Cash Flow
AMSF
AMSF
QH
QH
Q1 26
Q4 25
$8.9M
Q3 25
$9.8M
Q2 25
$-9.5M
Q1 25
$-1.8M
Q4 24
$23.4M
Q3 24
$8.4M
Q2 24
$-2.6M
FCF Margin
AMSF
AMSF
QH
QH
Q1 26
Q4 25
10.9%
Q3 25
11.9%
Q2 25
-11.7%
Q1 25
-2.5%
Q4 24
31.5%
Q3 24
10.7%
Q2 24
-3.5%
Capex Intensity
AMSF
AMSF
QH
QH
Q1 26
Q4 25
2.6%
Q3 25
1.1%
Q2 25
1.3%
Q1 25
0.0%
Q4 24
1.1%
Q3 24
0.0%
Q2 24
0.1%
Cash Conversion
AMSF
AMSF
QH
QH
Q1 26
Q4 25
1.06×
Q3 25
0.77×
Q2 25
-0.61×
Q1 25
-0.20×
Q4 24
1.83×
Q3 24
0.59×
Q2 24
-0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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