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Side-by-side financial comparison of AMERISAFE INC (AMSF) and Sezzle Inc. (SEZL). Click either name above to swap in a different company.
Sezzle Inc. is the larger business by last-quarter revenue ($135.5M vs $80.1M, roughly 1.7× AMERISAFE INC). Sezzle Inc. runs the higher net margin — 37.9% vs 10.2%, a 27.7% gap on every dollar of revenue. On growth, Sezzle Inc. posted the faster year-over-year revenue change (29.2% vs 10.3%). Over the past eight quarters, Sezzle Inc.'s revenue compounded faster (111.9% CAGR vs 2.8%).
AMERISAFE Inc. is a specialty insurance provider that focuses exclusively on workers' compensation coverage for small and mid-sized businesses in high-hazard industries including construction, logging, trucking, and manufacturing. It operates across 49 U.S. states, offering tailored insurance policies paired with targeted risk management support for clients.
Sezzle is a publicly traded financial technology company headquartered in Minneapolis, U.S, with operations in the United States and Canada. The company provides an alternative payment platform offering interest-free installment plans at selected online stores. As of June 2021, the Sezzle platform had over 10 million user sign-ups and over 48,000 participating merchants.
AMSF vs SEZL — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $80.1M | $135.5M |
| Net Profit | $8.1M | $51.3M |
| Gross Margin | — | — |
| Operating Margin | — | 50.9% |
| Net Margin | 10.2% | 37.9% |
| Revenue YoY | 10.3% | 29.2% |
| Net Profit YoY | -9.0% | 41.9% |
| EPS (diluted) | $0.43 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $80.1M | $135.5M | ||
| Q4 25 | $81.6M | $78.2M | ||
| Q3 25 | $82.0M | $57.5M | ||
| Q2 25 | $81.1M | $52.0M | ||
| Q1 25 | $72.6M | $48.2M | ||
| Q4 24 | $74.0M | $48.4M | ||
| Q3 24 | $78.7M | $35.6M | ||
| Q2 24 | $75.8M | $30.2M |
| Q1 26 | $8.1M | $51.3M | ||
| Q4 25 | $10.4M | $42.7M | ||
| Q3 25 | $13.8M | $26.7M | ||
| Q2 25 | $14.0M | $27.6M | ||
| Q1 25 | $8.9M | $36.2M | ||
| Q4 24 | $13.2M | $25.4M | ||
| Q3 24 | $14.3M | $15.4M | ||
| Q2 24 | $11.0M | $29.7M |
| Q1 26 | — | 50.9% | ||
| Q4 25 | 15.6% | 70.6% | ||
| Q3 25 | 21.3% | 61.9% | ||
| Q2 25 | 21.5% | 69.4% | ||
| Q1 25 | 15.5% | — | ||
| Q4 24 | 22.7% | 63.8% | ||
| Q3 24 | 22.6% | 58.6% | ||
| Q2 24 | 18.1% | 55.3% |
| Q1 26 | 10.2% | 37.9% | ||
| Q4 25 | 12.8% | 54.6% | ||
| Q3 25 | 16.9% | 46.4% | ||
| Q2 25 | 17.2% | 53.1% | ||
| Q1 25 | 12.3% | 75.1% | ||
| Q4 24 | 17.8% | 52.4% | ||
| Q3 24 | 18.2% | 43.4% | ||
| Q2 24 | 14.5% | 98.4% |
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.55 | $1.19 | ||
| Q3 25 | $0.72 | $0.75 | ||
| Q2 25 | $0.73 | $0.78 | ||
| Q1 25 | $0.47 | $1.00 | ||
| Q4 24 | $0.69 | $0.71 | ||
| Q3 24 | $0.75 | $0.44 | ||
| Q2 24 | $0.57 | $0.82 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.2M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $246.6M | $196.7M |
| Total Assets | — | $454.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $34.2M | — | ||
| Q4 25 | $61.9M | $64.1M | ||
| Q3 25 | $54.7M | $104.1M | ||
| Q2 25 | $48.5M | $88.9M | ||
| Q1 25 | $44.8M | $88.9M | ||
| Q4 24 | $44.1M | $73.2M | ||
| Q3 24 | $63.7M | $80.1M | ||
| Q2 24 | $30.6M | $58.0M |
| Q1 26 | $246.6M | $196.7M | ||
| Q4 25 | $251.6M | $169.8M | ||
| Q3 25 | $274.8M | $155.3M | ||
| Q2 25 | $265.6M | $130.4M | ||
| Q1 25 | $260.8M | $125.8M | ||
| Q4 24 | $257.3M | $87.8M | ||
| Q3 24 | $314.4M | $61.1M | ||
| Q2 24 | $301.0M | $50.3M |
| Q1 26 | — | $454.3M | ||
| Q4 25 | $1.1B | $400.2M | ||
| Q3 25 | $1.2B | $367.0M | ||
| Q2 25 | $1.2B | $350.6M | ||
| Q1 25 | $1.2B | $298.1M | ||
| Q4 24 | $1.2B | $298.4M | ||
| Q3 24 | $1.3B | $252.9M | ||
| Q2 24 | $1.2B | $212.1M |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
