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Side-by-side financial comparison of AMERISAFE INC (AMSF) and Scienjoy Holding Corp (SJ). Click either name above to swap in a different company.

Scienjoy Holding Corp is the larger business by last-quarter revenue ($91.6M vs $80.1M, roughly 1.1× AMERISAFE INC).

AMERISAFE Inc. is a specialty insurance provider that focuses exclusively on workers' compensation coverage for small and mid-sized businesses in high-hazard industries including construction, logging, trucking, and manufacturing. It operates across 49 U.S. states, offering tailored insurance policies paired with targeted risk management support for clients.

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

AMSF vs SJ — Head-to-Head

Bigger by revenue
SJ
SJ
1.1× larger
SJ
$91.6M
$80.1M
AMSF

Income Statement — Q1 FY2026 vs Q2 FY2025

Metric
AMSF
AMSF
SJ
SJ
Revenue
$80.1M
$91.6M
Net Profit
$8.1M
Gross Margin
Operating Margin
Net Margin
10.2%
Revenue YoY
10.3%
Net Profit YoY
-9.0%
EPS (diluted)
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMSF
AMSF
SJ
SJ
Q1 26
$80.1M
Q4 25
$81.6M
Q3 25
$82.0M
Q2 25
$81.1M
$91.6M
Q1 25
$72.6M
Q4 24
$74.0M
Q3 24
$78.7M
Q2 24
$75.8M
Net Profit
AMSF
AMSF
SJ
SJ
Q1 26
$8.1M
Q4 25
$10.4M
Q3 25
$13.8M
Q2 25
$14.0M
Q1 25
$8.9M
Q4 24
$13.2M
Q3 24
$14.3M
Q2 24
$11.0M
Operating Margin
AMSF
AMSF
SJ
SJ
Q1 26
Q4 25
15.6%
Q3 25
21.3%
Q2 25
21.5%
Q1 25
15.5%
Q4 24
22.7%
Q3 24
22.6%
Q2 24
18.1%
Net Margin
AMSF
AMSF
SJ
SJ
Q1 26
10.2%
Q4 25
12.8%
Q3 25
16.9%
Q2 25
17.2%
Q1 25
12.3%
Q4 24
17.8%
Q3 24
18.2%
Q2 24
14.5%
EPS (diluted)
AMSF
AMSF
SJ
SJ
Q1 26
$0.43
Q4 25
$0.55
Q3 25
$0.72
Q2 25
$0.73
Q1 25
$0.47
Q4 24
$0.69
Q3 24
$0.75
Q2 24
$0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMSF
AMSF
SJ
SJ
Cash + ST InvestmentsLiquidity on hand
$34.2M
$913.0K
Total DebtLower is stronger
Stockholders' EquityBook value
$246.6M
$170.2M
Total Assets
$199.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMSF
AMSF
SJ
SJ
Q1 26
$34.2M
Q4 25
$61.9M
Q3 25
$54.7M
Q2 25
$48.5M
$913.0K
Q1 25
$44.8M
Q4 24
$44.1M
Q3 24
$63.7M
Q2 24
$30.6M
Stockholders' Equity
AMSF
AMSF
SJ
SJ
Q1 26
$246.6M
Q4 25
$251.6M
Q3 25
$274.8M
Q2 25
$265.6M
$170.2M
Q1 25
$260.8M
Q4 24
$257.3M
Q3 24
$314.4M
Q2 24
$301.0M
Total Assets
AMSF
AMSF
SJ
SJ
Q1 26
Q4 25
$1.1B
Q3 25
$1.2B
Q2 25
$1.2B
$199.9M
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.3B
Q2 24
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMSF
AMSF
SJ
SJ
Operating Cash FlowLast quarter
$7.1M
Free Cash FlowOCF − Capex
$7.1M
FCF MarginFCF / Revenue
7.7%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMSF
AMSF
SJ
SJ
Q1 26
Q4 25
$11.1M
Q3 25
$10.7M
Q2 25
$-8.4M
$7.1M
Q1 25
$-1.8M
Q4 24
$24.2M
Q3 24
$8.4M
Q2 24
$-2.6M
Free Cash Flow
AMSF
AMSF
SJ
SJ
Q1 26
Q4 25
$8.9M
Q3 25
$9.8M
Q2 25
$-9.5M
$7.1M
Q1 25
$-1.8M
Q4 24
$23.4M
Q3 24
$8.4M
Q2 24
$-2.6M
FCF Margin
AMSF
AMSF
SJ
SJ
Q1 26
Q4 25
10.9%
Q3 25
11.9%
Q2 25
-11.7%
7.7%
Q1 25
-2.5%
Q4 24
31.5%
Q3 24
10.7%
Q2 24
-3.5%
Capex Intensity
AMSF
AMSF
SJ
SJ
Q1 26
Q4 25
2.6%
Q3 25
1.1%
Q2 25
1.3%
0.0%
Q1 25
0.0%
Q4 24
1.1%
Q3 24
0.0%
Q2 24
0.1%
Cash Conversion
AMSF
AMSF
SJ
SJ
Q1 26
Q4 25
1.06×
Q3 25
0.77×
Q2 25
-0.61×
Q1 25
-0.20×
Q4 24
1.83×
Q3 24
0.59×
Q2 24
-0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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