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Side-by-side financial comparison of AMERISAFE INC (AMSF) and SONIDA SENIOR LIVING, INC. (SNDA). Click either name above to swap in a different company.

SONIDA SENIOR LIVING, INC. is the larger business by last-quarter revenue ($97.7M vs $80.1M, roughly 1.2× AMERISAFE INC). AMERISAFE INC runs the higher net margin — 10.2% vs -30.5%, a 40.7% gap on every dollar of revenue. On growth, AMERISAFE INC posted the faster year-over-year revenue change (10.3% vs 6.2%). Over the past eight quarters, SONIDA SENIOR LIVING, INC.'s revenue compounded faster (20.3% CAGR vs 2.8%).

AMERISAFE Inc. is a specialty insurance provider that focuses exclusively on workers' compensation coverage for small and mid-sized businesses in high-hazard industries including construction, logging, trucking, and manufacturing. It operates across 49 U.S. states, offering tailored insurance policies paired with targeted risk management support for clients.

Sonida Senior Living, Inc. is a leading owner, operator and investor in senior housing communities in the United States in terms of resident capacity. The company and its predecessors have provided senior housing since 1990. As of June 1, 2025, the company operated 96 senior housing communities in 20 states with an aggregate capacity of approximately 10,000+ residents, including 83 senior housing communities that the company owns and 13 communities that the company manages on behalf of third ...

AMSF vs SNDA — Head-to-Head

Bigger by revenue
SNDA
SNDA
1.2× larger
SNDA
$97.7M
$80.1M
AMSF
Growing faster (revenue YoY)
AMSF
AMSF
+4.1% gap
AMSF
10.3%
6.2%
SNDA
Higher net margin
AMSF
AMSF
40.7% more per $
AMSF
10.2%
-30.5%
SNDA
Faster 2-yr revenue CAGR
SNDA
SNDA
Annualised
SNDA
20.3%
2.8%
AMSF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
AMSF
AMSF
SNDA
SNDA
Revenue
$80.1M
$97.7M
Net Profit
$8.1M
$-29.8M
Gross Margin
Operating Margin
-30.8%
Net Margin
10.2%
-30.5%
Revenue YoY
10.3%
6.2%
Net Profit YoY
-9.0%
-441.0%
EPS (diluted)
$0.43
$-1.73

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMSF
AMSF
SNDA
SNDA
Q1 26
$80.1M
Q4 25
$81.6M
$97.7M
Q3 25
$82.0M
$98.0M
Q2 25
$81.1M
$93.5M
Q1 25
$72.6M
$91.9M
Q4 24
$74.0M
$91.9M
Q3 24
$78.7M
$74.8M
Q2 24
$75.8M
$70.2M
Net Profit
AMSF
AMSF
SNDA
SNDA
Q1 26
$8.1M
Q4 25
$10.4M
$-29.8M
Q3 25
$13.8M
$-26.9M
Q2 25
$14.0M
$-1.6M
Q1 25
$8.9M
$-12.5M
Q4 24
$13.2M
$-5.5M
Q3 24
$14.3M
$-13.8M
Q2 24
$11.0M
$-9.8M
Operating Margin
AMSF
AMSF
SNDA
SNDA
Q1 26
Q4 25
15.6%
-30.8%
Q3 25
21.3%
-27.8%
Q2 25
21.5%
-2.0%
Q1 25
15.5%
21.9%
Q4 24
22.7%
-6.7%
Q3 24
22.6%
-19.0%
Q2 24
18.1%
-13.9%
Net Margin
AMSF
AMSF
SNDA
SNDA
Q1 26
10.2%
Q4 25
12.8%
-30.5%
Q3 25
16.9%
-27.4%
Q2 25
17.2%
-1.7%
Q1 25
12.3%
-13.6%
Q4 24
17.8%
-6.0%
Q3 24
18.2%
-18.4%
Q2 24
14.5%
-14.0%
EPS (diluted)
AMSF
AMSF
SNDA
SNDA
Q1 26
$0.43
Q4 25
$0.55
$-1.73
Q3 25
$0.72
$-1.56
Q2 25
$0.73
$-0.16
Q1 25
$0.47
$-0.77
Q4 24
$0.69
$-0.86
Q3 24
$0.75
$-0.98
Q2 24
$0.57
$-0.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMSF
AMSF
SNDA
SNDA
Cash + ST InvestmentsLiquidity on hand
$34.2M
$11.0M
Total DebtLower is stronger
$689.7M
Stockholders' EquityBook value
$246.6M
$-11.0K
Total Assets
$844.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMSF
AMSF
SNDA
SNDA
Q1 26
$34.2M
Q4 25
$61.9M
$11.0M
Q3 25
$54.7M
$17.0M
Q2 25
$48.5M
$14.1M
Q1 25
$44.8M
$14.0M
Q4 24
$44.1M
$17.0M
Q3 24
$63.7M
$24.9M
Q2 24
$30.6M
$9.5M
Total Debt
AMSF
AMSF
SNDA
SNDA
Q1 26
Q4 25
$689.7M
Q3 25
$684.4M
Q2 25
$677.9M
Q1 25
$650.9M
Q4 24
$651.4M
Q3 24
$604.1M
Q2 24
$583.8M
Stockholders' Equity
AMSF
AMSF
SNDA
SNDA
Q1 26
$246.6M
Q4 25
$251.6M
$-11.0K
Q3 25
$274.8M
$29.8M
Q2 25
$265.6M
$56.7M
Q1 25
$260.8M
$58.8M
Q4 24
$257.3M
$71.8M
Q3 24
$314.4M
$77.5M
Q2 24
$301.0M
$-34.1M
Total Assets
AMSF
AMSF
SNDA
SNDA
Q1 26
Q4 25
$1.1B
$844.8M
Q3 25
$1.2B
$854.8M
Q2 25
$1.2B
$849.8M
Q1 25
$1.2B
$824.5M
Q4 24
$1.2B
$841.9M
Q3 24
$1.3B
$796.2M
Q2 24
$1.2B
$652.2M
Debt / Equity
AMSF
AMSF
SNDA
SNDA
Q1 26
Q4 25
Q3 25
22.99×
Q2 25
11.96×
Q1 25
11.08×
Q4 24
9.07×
Q3 24
7.79×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMSF
AMSF
SNDA
SNDA
Operating Cash FlowLast quarter
$-400.0K
Free Cash FlowOCF − Capex
$-9.3M
FCF MarginFCF / Revenue
-9.5%
Capex IntensityCapex / Revenue
9.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-8.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMSF
AMSF
SNDA
SNDA
Q1 26
Q4 25
$11.1M
$-400.0K
Q3 25
$10.7M
$12.0M
Q2 25
$-8.4M
$8.9M
Q1 25
$-1.8M
$3.8M
Q4 24
$24.2M
$-3.1M
Q3 24
$8.4M
$3.0M
Q2 24
$-2.6M
$2.5M
Free Cash Flow
AMSF
AMSF
SNDA
SNDA
Q1 26
Q4 25
$8.9M
$-9.3M
Q3 25
$9.8M
$3.0M
Q2 25
$-9.5M
$1.9M
Q1 25
$-1.8M
$-4.5M
Q4 24
$23.4M
$-10.4M
Q3 24
$8.4M
$-5.1M
Q2 24
$-2.6M
$-1.7M
FCF Margin
AMSF
AMSF
SNDA
SNDA
Q1 26
Q4 25
10.9%
-9.5%
Q3 25
11.9%
3.0%
Q2 25
-11.7%
2.1%
Q1 25
-2.5%
-4.9%
Q4 24
31.5%
-11.3%
Q3 24
10.7%
-6.8%
Q2 24
-3.5%
-2.4%
Capex Intensity
AMSF
AMSF
SNDA
SNDA
Q1 26
Q4 25
2.6%
9.1%
Q3 25
1.1%
9.2%
Q2 25
1.3%
7.5%
Q1 25
0.0%
9.1%
Q4 24
1.1%
7.9%
Q3 24
0.0%
10.8%
Q2 24
0.1%
5.9%
Cash Conversion
AMSF
AMSF
SNDA
SNDA
Q1 26
Q4 25
1.06×
Q3 25
0.77×
Q2 25
-0.61×
Q1 25
-0.20×
Q4 24
1.83×
Q3 24
0.59×
Q2 24
-0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMSF
AMSF

Segment breakdown not available.

SNDA
SNDA

Health Care Resident Service$86.3M88%
Community Reimbursement Revenue$10.3M11%
Management Service$1.1M1%

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