vs
Side-by-side financial comparison of AMERISAFE INC (AMSF) and Zhihu Inc. (ZH). Click either name above to swap in a different company.
Zhihu Inc. is the larger business by last-quarter revenue ($92.0M vs $80.1M, roughly 1.1× AMERISAFE INC). Zhihu Inc. runs the higher net margin — 32.7% vs 10.2%, a 22.5% gap on every dollar of revenue. Over the past eight quarters, AMERISAFE INC's revenue compounded faster (2.8% CAGR vs -19.0%).
AMERISAFE Inc. is a specialty insurance provider that focuses exclusively on workers' compensation coverage for small and mid-sized businesses in high-hazard industries including construction, logging, trucking, and manufacturing. It operates across 49 U.S. states, offering tailored insurance policies paired with targeted risk management support for clients.
Zhihu is a Chinese social question and answer site and news aggregator. Originally based in Chengdu and with creators from Sichuan, China, the website launched on January 26, 2011. The number of registered users on Zhihu exceeded 10 million by the end of 2013, and reached 17 million as of May 2015, with 250 million monthly page views.
AMSF vs ZH — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $80.1M | $92.0M |
| Net Profit | $8.1M | $30.1M |
| Gross Margin | — | 53.6% |
| Operating Margin | — | — |
| Net Margin | 10.2% | 32.7% |
| Revenue YoY | 10.3% | — |
| Net Profit YoY | -9.0% | — |
| EPS (diluted) | $0.43 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $80.1M | $92.0M | ||
| Q4 25 | $81.6M | — | ||
| Q3 25 | $82.0M | $92.6M | ||
| Q2 25 | $81.1M | $100.1M | ||
| Q1 25 | $72.6M | $100.6M | ||
| Q4 24 | $74.0M | — | ||
| Q3 24 | $78.7M | $120.4M | ||
| Q2 24 | $75.8M | $128.5M |
| Q1 26 | $8.1M | $30.1M | ||
| Q4 25 | $10.4M | — | ||
| Q3 25 | $13.8M | — | ||
| Q2 25 | $14.0M | — | ||
| Q1 25 | $8.9M | — | ||
| Q4 24 | $13.2M | — | ||
| Q3 24 | $14.3M | $-1.3M | ||
| Q2 24 | $11.0M | $-11.1M |
| Q1 26 | — | 53.6% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 61.3% | ||
| Q2 25 | — | 62.5% | ||
| Q1 25 | — | 61.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 63.9% | ||
| Q2 24 | — | 59.6% |
| Q1 26 | — | — | ||
| Q4 25 | 15.6% | — | ||
| Q3 25 | 21.3% | -15.1% | ||
| Q2 25 | 21.5% | -12.7% | ||
| Q1 25 | 15.5% | — | ||
| Q4 24 | 22.7% | — | ||
| Q3 24 | 22.6% | -10.0% | ||
| Q2 24 | 18.1% | -19.7% |
| Q1 26 | 10.2% | 32.7% | ||
| Q4 25 | 12.8% | — | ||
| Q3 25 | 16.9% | — | ||
| Q2 25 | 17.2% | — | ||
| Q1 25 | 12.3% | — | ||
| Q4 24 | 17.8% | — | ||
| Q3 24 | 18.2% | -1.1% | ||
| Q2 24 | 14.5% | -8.6% |
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.55 | — | ||
| Q3 25 | $0.72 | — | ||
| Q2 25 | $0.73 | — | ||
| Q1 25 | $0.47 | — | ||
| Q4 24 | $0.69 | — | ||
| Q3 24 | $0.75 | — | ||
| Q2 24 | $0.57 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.2M | $481.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $246.6M | $554.1M |
| Total Assets | — | $742.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $34.2M | $481.8M | ||
| Q4 25 | $61.9M | — | ||
| Q3 25 | $54.7M | $383.5M | ||
| Q2 25 | $48.5M | $446.5M | ||
| Q1 25 | $44.8M | $446.5M | ||
| Q4 24 | $44.1M | — | ||
| Q3 24 | $63.7M | $458.0M | ||
| Q2 24 | $30.6M | $434.7M |
| Q1 26 | $246.6M | $554.1M | ||
| Q4 25 | $251.6M | — | ||
| Q3 25 | $274.8M | $578.9M | ||
| Q2 25 | $265.6M | $587.4M | ||
| Q1 25 | $260.8M | $573.2M | ||
| Q4 24 | $257.3M | — | ||
| Q3 24 | $314.4M | $619.2M | ||
| Q2 24 | $301.0M | $605.5M |
| Q1 26 | — | $742.3M | ||
| Q4 25 | $1.1B | — | ||
| Q3 25 | $1.2B | $772.8M | ||
| Q2 25 | $1.2B | $802.2M | ||
| Q1 25 | $1.2B | $783.1M | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.3B | $856.2M | ||
| Q2 24 | $1.2B | $840.5M |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
