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Side-by-side financial comparison of Amerant Bancorp Inc. (AMTB) and AMICUS THERAPEUTICS, INC. (FOLD). Click either name above to swap in a different company.

AMICUS THERAPEUTICS, INC. is the larger business by last-quarter revenue ($185.2M vs $112.2M, roughly 1.7× Amerant Bancorp Inc.). Amerant Bancorp Inc. runs the higher net margin — 3.0% vs 0.9%, a 2.1% gap on every dollar of revenue. On growth, AMICUS THERAPEUTICS, INC. posted the faster year-over-year revenue change (23.7% vs 2.9%). Amerant Bancorp Inc. produced more free cash flow last quarter ($129.2M vs $16.0M). Over the past eight quarters, AMICUS THERAPEUTICS, INC.'s revenue compounded faster (29.5% CAGR vs 10.1%).

Amerant Bank is an American bank based in Coral Gables, Florida that is chartered in Florida, with 19 branches in Florida and 55,000 automated teller machines either operating directly or through a network of ATMs.

Amicus Therapeutics, Inc. is a public American biopharmaceutical company based in Philadelphia, Pennsylvania. The company went public in 2007 under the Nasdaq trading symbol FOLD. This followed a 2006 planned offering and subsequent withdrawal, which would have established the trading symbol as AMTX Prior to their IPO, Amicus was funded by a variety of venture capital firms including Radius Ventures, Canaan Partners and New Enterprise Associates.

AMTB vs FOLD — Head-to-Head

Bigger by revenue
FOLD
FOLD
1.7× larger
FOLD
$185.2M
$112.2M
AMTB
Growing faster (revenue YoY)
FOLD
FOLD
+20.8% gap
FOLD
23.7%
2.9%
AMTB
Higher net margin
AMTB
AMTB
2.1% more per $
AMTB
3.0%
0.9%
FOLD
More free cash flow
AMTB
AMTB
$113.3M more FCF
AMTB
$129.2M
$16.0M
FOLD
Faster 2-yr revenue CAGR
FOLD
FOLD
Annualised
FOLD
29.5%
10.1%
AMTB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AMTB
AMTB
FOLD
FOLD
Revenue
$112.2M
$185.2M
Net Profit
$2.7M
$1.7M
Gross Margin
85.7%
Operating Margin
1.7%
8.6%
Net Margin
3.0%
0.9%
Revenue YoY
2.9%
23.7%
Net Profit YoY
-84.0%
-88.5%
EPS (diluted)
$0.08
$0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMTB
AMTB
FOLD
FOLD
Q4 25
$112.2M
$185.2M
Q3 25
$111.4M
$169.1M
Q2 25
$110.3M
$154.7M
Q1 25
$105.4M
$125.2M
Q4 24
$87.6M
$149.7M
Q3 24
$33.3M
$141.5M
Q2 24
$98.8M
$126.7M
Q1 24
$92.5M
$110.4M
Net Profit
AMTB
AMTB
FOLD
FOLD
Q4 25
$2.7M
$1.7M
Q3 25
$14.8M
$17.3M
Q2 25
$23.0M
$-24.4M
Q1 25
$12.0M
$-21.7M
Q4 24
$16.9M
$14.7M
Q3 24
$-48.2M
$-6.7M
Q2 24
$5.0M
$-15.7M
Q1 24
$10.6M
$-48.4M
Gross Margin
AMTB
AMTB
FOLD
FOLD
Q4 25
85.7%
Q3 25
88.5%
Q2 25
90.2%
Q1 25
90.7%
Q4 24
90.1%
Q3 24
90.6%
Q2 24
91.1%
Q1 24
87.7%
Operating Margin
AMTB
AMTB
FOLD
FOLD
Q4 25
1.7%
8.6%
Q3 25
17.1%
20.3%
Q2 25
27.0%
-6.1%
Q1 25
14.6%
-6.3%
Q4 24
20.6%
10.7%
Q3 24
-185.8%
15.3%
Q2 24
6.4%
11.8%
Q1 24
14.6%
-25.1%
Net Margin
AMTB
AMTB
FOLD
FOLD
Q4 25
3.0%
0.9%
Q3 25
13.2%
10.2%
Q2 25
20.9%
-15.8%
Q1 25
11.3%
-17.3%
Q4 24
19.3%
9.8%
Q3 24
-144.6%
-4.8%
Q2 24
5.0%
-12.4%
Q1 24
11.4%
-43.9%
EPS (diluted)
AMTB
AMTB
FOLD
FOLD
Q4 25
$0.08
$0.00
Q3 25
$0.35
$0.06
Q2 25
$0.55
$-0.08
Q1 25
$0.28
$-0.07
Q4 24
$0.53
$0.05
Q3 24
$-1.43
$-0.02
Q2 24
$0.15
$-0.05
Q1 24
$0.31
$-0.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMTB
AMTB
FOLD
FOLD
Cash + ST InvestmentsLiquidity on hand
$293.5M
Total DebtLower is stronger
$392.7M
Stockholders' EquityBook value
$938.8M
$274.2M
Total Assets
$9.8B
$949.9M
Debt / EquityLower = less leverage
1.43×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMTB
AMTB
FOLD
FOLD
Q4 25
$293.5M
Q3 25
$263.8M
Q2 25
$231.0M
Q1 25
$250.6M
Q4 24
$249.9M
Q3 24
$249.8M
Q2 24
$260.1M
Q1 24
$239.6M
Total Debt
AMTB
AMTB
FOLD
FOLD
Q4 25
$392.7M
Q3 25
$392.0M
Q2 25
$391.3M
Q1 25
$390.7M
Q4 24
$390.1M
Q3 24
$389.5M
Q2 24
$388.9M
Q1 24
$388.4M
Stockholders' Equity
AMTB
AMTB
FOLD
FOLD
Q4 25
$938.8M
$274.2M
Q3 25
$944.9M
$230.4M
Q2 25
$924.3M
$204.3M
Q1 25
$906.3M
$193.6M
Q4 24
$890.5M
$194.0M
Q3 24
$902.9M
$178.8M
Q2 24
$734.3M
$132.5M
Q1 24
$738.1M
$130.7M
Total Assets
AMTB
AMTB
FOLD
FOLD
Q4 25
$9.8B
$949.9M
Q3 25
$10.4B
$868.8M
Q2 25
$10.3B
$815.3M
Q1 25
$10.2B
$789.8M
Q4 24
$9.9B
$785.0M
Q3 24
$10.4B
$786.6M
Q2 24
$9.7B
$749.5M
Q1 24
$9.8B
$721.8M
Debt / Equity
AMTB
AMTB
FOLD
FOLD
Q4 25
1.43×
Q3 25
1.70×
Q2 25
1.92×
Q1 25
2.02×
Q4 24
2.01×
Q3 24
2.18×
Q2 24
2.93×
Q1 24
2.97×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMTB
AMTB
FOLD
FOLD
Operating Cash FlowLast quarter
$137.0M
$16.3M
Free Cash FlowOCF − Capex
$129.2M
$16.0M
FCF MarginFCF / Revenue
115.2%
8.6%
Capex IntensityCapex / Revenue
6.9%
0.2%
Cash ConversionOCF / Net Profit
50.71×
9.62×
TTM Free Cash FlowTrailing 4 quarters
$225.2M
$29.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMTB
AMTB
FOLD
FOLD
Q4 25
$137.0M
$16.3M
Q3 25
$22.7M
$35.7M
Q2 25
$57.6M
$-26.5M
Q1 25
$20.2M
$7.8M
Q4 24
$82.2M
$-3.9M
Q3 24
$4.2M
$-23.0M
Q2 24
$-2.3M
$22.7M
Q1 24
$2.8M
$-29.7M
Free Cash Flow
AMTB
AMTB
FOLD
FOLD
Q4 25
$129.2M
$16.0M
Q3 25
$21.7M
$35.3M
Q2 25
$56.3M
$-28.9M
Q1 25
$18.0M
$7.5M
Q4 24
$74.8M
$-4.2M
Q3 24
$2.6M
$-23.3M
Q2 24
$-3.9M
$21.6M
Q1 24
$-694.0K
$-31.5M
FCF Margin
AMTB
AMTB
FOLD
FOLD
Q4 25
115.2%
8.6%
Q3 25
19.5%
20.9%
Q2 25
51.0%
-18.7%
Q1 25
17.1%
6.0%
Q4 24
85.3%
-2.8%
Q3 24
7.8%
-16.5%
Q2 24
-3.9%
17.0%
Q1 24
-0.8%
-28.5%
Capex Intensity
AMTB
AMTB
FOLD
FOLD
Q4 25
6.9%
0.2%
Q3 25
0.9%
0.2%
Q2 25
1.2%
1.6%
Q1 25
2.1%
0.2%
Q4 24
8.4%
0.2%
Q3 24
4.8%
0.3%
Q2 24
1.5%
0.9%
Q1 24
3.8%
1.6%
Cash Conversion
AMTB
AMTB
FOLD
FOLD
Q4 25
50.71×
9.62×
Q3 25
1.54×
2.06×
Q2 25
2.50×
Q1 25
1.69×
Q4 24
4.87×
-0.27×
Q3 24
Q2 24
-0.47×
Q1 24
0.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMTB
AMTB

Other$58.0M52%
Commercial Portfolio Segment$25.7M23%
Commercial Real Estate Portfolio Segment$17.3M15%
Consumer Portfolio Segment$11.1M10%

FOLD
FOLD

Other$105.8M57%
Galafold$64.8M35%
Pombiliti Opfolda$14.6M8%

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