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Side-by-side financial comparison of AEMETIS, INC (AMTX) and C & F FINANCIAL CORP (CFFI). Click either name above to swap in a different company.
AEMETIS, INC is the larger business by last-quarter revenue ($43.3M vs $35.9M, roughly 1.2× C & F FINANCIAL CORP). On growth, C & F FINANCIAL CORP posted the faster year-over-year revenue change (12.0% vs -7.9%). C & F FINANCIAL CORP produced more free cash flow last quarter ($22.2M vs $-10.8M). Over the past eight quarters, C & F FINANCIAL CORP's revenue compounded faster (8.2% CAGR vs -22.8%).
Aemetis, Inc. is a renewable fuels and sustainable biochemicals producer operating across North America and India. Its core products include low-carbon ethanol, renewable natural gas and biodiesel, serving transportation, industrial and agricultural sectors with decarbonization solutions for commercial clients.
Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.
AMTX vs CFFI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $43.3M | $35.9M |
| Net Profit | — | $6.7M |
| Gross Margin | 17.8% | — |
| Operating Margin | -5.7% | 22.6% |
| Net Margin | — | 18.7% |
| Revenue YoY | -7.9% | 12.0% |
| Net Profit YoY | — | 11.0% |
| EPS (diluted) | $-0.03 | $2.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $43.3M | $35.9M | ||
| Q3 25 | $59.2M | $36.0M | ||
| Q2 25 | $52.2M | $36.4M | ||
| Q1 25 | $42.9M | $32.6M | ||
| Q4 24 | $47.0M | $32.0M | ||
| Q3 24 | $81.4M | $33.5M | ||
| Q2 24 | $66.6M | $31.2M | ||
| Q1 24 | $72.6M | $30.6M |
| Q4 25 | — | $6.7M | ||
| Q3 25 | $-23.7M | $7.1M | ||
| Q2 25 | $-23.4M | $7.7M | ||
| Q1 25 | $-24.5M | $5.4M | ||
| Q4 24 | — | $6.0M | ||
| Q3 24 | $-17.9M | $5.4M | ||
| Q2 24 | $-29.2M | $5.0M | ||
| Q1 24 | $-24.2M | $3.4M |
| Q4 25 | 17.8% | — | ||
| Q3 25 | -0.1% | — | ||
| Q2 25 | -6.4% | — | ||
| Q1 25 | -11.8% | — | ||
| Q4 24 | -4.3% | — | ||
| Q3 24 | 4.8% | — | ||
| Q2 24 | -2.7% | — | ||
| Q1 24 | -0.8% | — |
| Q4 25 | -5.7% | 22.6% | ||
| Q3 25 | -14.4% | 24.5% | ||
| Q2 25 | -20.4% | 26.5% | ||
| Q1 25 | -36.3% | 20.0% | ||
| Q4 24 | -28.7% | 22.6% | ||
| Q3 24 | -4.8% | 19.9% | ||
| Q2 24 | -20.4% | 20.0% | ||
| Q1 24 | -13.0% | 13.1% |
| Q4 25 | — | 18.7% | ||
| Q3 25 | -40.1% | 19.6% | ||
| Q2 25 | -44.8% | 21.2% | ||
| Q1 25 | -57.2% | 16.5% | ||
| Q4 24 | — | 18.8% | ||
| Q3 24 | -22.0% | 16.1% | ||
| Q2 24 | -43.8% | 16.1% | ||
| Q1 24 | -33.4% | 11.1% |
| Q4 25 | $-0.03 | $2.08 | ||
| Q3 25 | $-0.37 | $2.18 | ||
| Q2 25 | $-0.41 | $2.37 | ||
| Q1 25 | $-0.47 | $1.66 | ||
| Q4 24 | $-0.29 | $1.85 | ||
| Q3 24 | $-0.38 | $1.65 | ||
| Q2 24 | $-0.66 | $1.50 | ||
| Q1 24 | $-0.58 | $1.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $-306.8M | $261.8M |
| Total Assets | $259.8M | $2.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9M | — | ||
| Q3 25 | $5.6M | — | ||
| Q2 25 | $1.6M | — | ||
| Q1 25 | $499.0K | — | ||
| Q4 24 | $898.0K | — | ||
| Q3 24 | $296.0K | — | ||
| Q2 24 | $234.0K | — | ||
| Q1 24 | $1.6M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $338.1M | — | ||
| Q3 24 | $322.2M | — | ||
| Q2 24 | $309.0M | — | ||
| Q1 24 | $307.2M | — |
| Q4 25 | $-306.8M | $261.8M | ||
| Q3 25 | $-304.9M | $253.3M | ||
| Q2 25 | $-289.3M | $240.3M | ||
| Q1 25 | $-280.7M | $234.6M | ||
| Q4 24 | $-263.9M | $226.4M | ||
| Q3 24 | $-258.9M | $227.3M | ||
| Q2 24 | $-249.0M | $218.5M | ||
| Q1 24 | $-232.1M | $216.3M |
| Q4 25 | $259.8M | $2.8B | ||
| Q3 25 | $241.1M | $2.7B | ||
| Q2 25 | $240.0M | $2.7B | ||
| Q1 25 | $242.5M | $2.6B | ||
| Q4 24 | $259.3M | $2.6B | ||
| Q3 24 | $259.3M | $2.6B | ||
| Q2 24 | $259.3M | $2.5B | ||
| Q1 24 | $259.3M | $2.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.8M | $24.5M |
| Free Cash FlowOCF − Capex | $-10.8M | $22.2M |
| FCF MarginFCF / Revenue | -24.9% | 61.8% |
| Capex IntensityCapex / Revenue | 38.2% | 6.5% |
| Cash ConversionOCF / Net Profit | — | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | $-22.7M | $42.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.8M | $24.5M | ||
| Q3 25 | $3.1M | $23.4M | ||
| Q2 25 | $-5.7M | $-4.4M | ||
| Q1 25 | $160.0K | $3.2M | ||
| Q4 24 | $-12.6M | $36.8M | ||
| Q3 24 | $-5.0M | $404.0K | ||
| Q2 24 | $-5.1M | $1.7M | ||
| Q1 24 | $-10.3M | $895.0K |
| Q4 25 | $-10.8M | $22.2M | ||
| Q3 25 | $-1.0M | $22.7M | ||
| Q2 25 | $-9.3M | $-5.0M | ||
| Q1 25 | $-1.7M | $2.9M | ||
| Q4 24 | $-19.4M | $33.3M | ||
| Q3 24 | $-9.5M | $-1.6M | ||
| Q2 24 | $-10.5M | $1.2M | ||
| Q1 24 | $-13.9M | $410.0K |
| Q4 25 | -24.9% | 61.8% | ||
| Q3 25 | -1.7% | 63.0% | ||
| Q2 25 | -17.7% | -13.6% | ||
| Q1 25 | -3.9% | 9.0% | ||
| Q4 24 | -41.2% | 103.8% | ||
| Q3 24 | -11.6% | -4.9% | ||
| Q2 24 | -15.8% | 3.7% | ||
| Q1 24 | -19.1% | 1.3% |
| Q4 25 | 38.2% | 6.5% | ||
| Q3 25 | 6.9% | 2.1% | ||
| Q2 25 | 6.7% | 1.6% | ||
| Q1 25 | 4.3% | 0.8% | ||
| Q4 24 | 14.4% | 10.9% | ||
| Q3 24 | 5.5% | 6.1% | ||
| Q2 24 | 8.1% | 1.7% | ||
| Q1 24 | 4.9% | 1.6% |
| Q4 25 | — | 3.65× | ||
| Q3 25 | — | 3.31× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | — | 0.60× | ||
| Q4 24 | — | 6.09× | ||
| Q3 24 | — | 0.07× | ||
| Q2 24 | — | 0.34× | ||
| Q1 24 | — | 0.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AMTX
| Ethanol Sales | $28.8M | 66% |
| Wet Distillers Grains | $6.8M | 16% |
| California Dairy Renewable Natural Gas | $5.2M | 12% |
| Other | $1.8M | 4% |
CFFI
| Community Banking | $25.9M | 72% |
| Consumer Finance Segment | $7.0M | 19% |
| Mortgage Banking Segment | $1.9M | 5% |
| Other | $1.1M | 3% |
