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Side-by-side financial comparison of AMERICAN WOODMARK CORP (AMWD) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

Qfin Holdings, Inc. is the larger business by last-quarter revenue ($731.2M vs $394.6M, roughly 1.9× AMERICAN WOODMARK CORP). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 1.5%, a 26.0% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs -3.3%).

American Woodmark Corporation is a kitchen and bath cabinet manufacturer headquartered in Winchester, Virginia. The company operates several manufacturing facilities and service centers. The manufacturing facilities are located in Arizona, Georgia, Indiana, Kentucky, Maryland, Tennessee, Virginia, and West Virginia with service centers being located throughout the country.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

AMWD vs QFIN — Head-to-Head

Bigger by revenue
QFIN
QFIN
1.9× larger
QFIN
$731.2M
$394.6M
AMWD
Higher net margin
QFIN
QFIN
26.0% more per $
QFIN
27.5%
1.5%
AMWD
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
-3.3%
AMWD

Income Statement — Q2 FY2026 vs Q3 FY2025

Metric
AMWD
AMWD
QFIN
QFIN
Revenue
$394.6M
$731.2M
Net Profit
$6.1M
$201.2M
Gross Margin
15.2%
Operating Margin
3.1%
32.7%
Net Margin
1.5%
27.5%
Revenue YoY
-12.8%
Net Profit YoY
-78.0%
EPS (diluted)
$0.42

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMWD
AMWD
QFIN
QFIN
Q4 25
$394.6M
Q3 25
$403.0M
$731.2M
Q2 25
$400.4M
$728.1M
Q1 25
$397.6M
$646.4M
Q4 24
$452.5M
Q3 24
$459.1M
$622.7M
Q2 24
$453.3M
$572.4M
Q1 24
$422.1M
$575.2M
Net Profit
AMWD
AMWD
QFIN
QFIN
Q4 25
$6.1M
Q3 25
$14.6M
$201.2M
Q2 25
$25.6M
$241.6M
Q1 25
$16.6M
$247.6M
Q4 24
$27.7M
Q3 24
$29.6M
$256.3M
Q2 24
$26.8M
$189.4M
Q1 24
$21.2M
$160.7M
Gross Margin
AMWD
AMWD
QFIN
QFIN
Q4 25
15.2%
Q3 25
16.7%
Q2 25
17.0%
Q1 25
15.0%
Q4 24
18.9%
Q3 24
20.2%
Q2 24
18.6%
Q1 24
19.2%
Operating Margin
AMWD
AMWD
QFIN
QFIN
Q4 25
3.1%
Q3 25
5.0%
32.7%
Q2 25
7.4%
41.0%
Q1 25
5.3%
42.1%
Q4 24
9.4%
Q3 24
10.2%
52.4%
Q2 24
8.4%
47.7%
Q1 24
6.6%
32.8%
Net Margin
AMWD
AMWD
QFIN
QFIN
Q4 25
1.5%
Q3 25
3.6%
27.5%
Q2 25
6.4%
33.2%
Q1 25
4.2%
38.3%
Q4 24
6.1%
Q3 24
6.5%
41.2%
Q2 24
5.9%
33.1%
Q1 24
5.0%
27.9%
EPS (diluted)
AMWD
AMWD
QFIN
QFIN
Q4 25
$0.42
Q3 25
$1.00
Q2 25
$1.73
Q1 25
$1.09
Q4 24
$1.79
Q3 24
$1.89
Q2 24
$1.70
Q1 24
$1.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMWD
AMWD
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$52.1M
$6.5B
Total DebtLower is stronger
$363.3M
Stockholders' EquityBook value
$928.2M
$24.3B
Total Assets
$1.6B
$61.4B
Debt / EquityLower = less leverage
0.39×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMWD
AMWD
QFIN
QFIN
Q4 25
$52.1M
Q3 25
$54.9M
$6.5B
Q2 25
$48.2M
$5.3B
Q1 25
$43.5M
$8.6B
Q4 24
$56.7M
Q3 24
$89.3M
$4.3B
Q2 24
$87.4M
$6.3B
Q1 24
$97.8M
$5.3B
Total Debt
AMWD
AMWD
QFIN
QFIN
Q4 25
$363.3M
Q3 25
$364.8M
Q2 25
$365.8M
Q1 25
$367.3M
Q4 24
$368.0M
Q3 24
$372.2M
Q2 24
$371.8M
Q1 24
$371.3M
Stockholders' Equity
AMWD
AMWD
QFIN
QFIN
Q4 25
$928.2M
Q3 25
$920.3M
$24.3B
Q2 25
$916.0M
$24.1B
Q1 25
$919.6M
$23.1B
Q4 24
$915.1M
Q3 24
$913.8M
$22.9B
Q2 24
$910.4M
$22.6B
Q1 24
$896.9M
$22.1B
Total Assets
AMWD
AMWD
QFIN
QFIN
Q4 25
$1.6B
Q3 25
$1.6B
$61.4B
Q2 25
$1.6B
$59.8B
Q1 25
$1.6B
$55.6B
Q4 24
$1.6B
Q3 24
$1.6B
$47.0B
Q2 24
$1.6B
$47.0B
Q1 24
$1.6B
$47.4B
Debt / Equity
AMWD
AMWD
QFIN
QFIN
Q4 25
0.39×
Q3 25
0.40×
Q2 25
0.40×
Q1 25
0.40×
Q4 24
0.40×
Q3 24
0.41×
Q2 24
0.41×
Q1 24
0.41×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMWD
AMWD
QFIN
QFIN
Operating Cash FlowLast quarter
$11.2M
$351.4M
Free Cash FlowOCF − Capex
$638.0K
FCF MarginFCF / Revenue
0.2%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
1.83×
1.75×
TTM Free Cash FlowTrailing 4 quarters
$64.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMWD
AMWD
QFIN
QFIN
Q4 25
$11.2M
Q3 25
$33.1M
$351.4M
Q2 25
$44.8M
$366.0M
Q1 25
$11.0M
$386.6M
Q4 24
$11.9M
Q3 24
$40.8M
$338.0M
Q2 24
$43.3M
$269.9M
Q1 24
$43.7M
$271.2M
Free Cash Flow
AMWD
AMWD
QFIN
QFIN
Q4 25
$638.0K
Q3 25
$25.3M
Q2 25
$35.8M
Q1 25
$2.3M
Q4 24
$1.1M
Q3 24
$29.5M
Q2 24
$7.2M
Q1 24
$22.1M
FCF Margin
AMWD
AMWD
QFIN
QFIN
Q4 25
0.2%
Q3 25
6.3%
Q2 25
8.9%
Q1 25
0.6%
Q4 24
0.2%
Q3 24
6.4%
Q2 24
1.6%
Q1 24
5.2%
Capex Intensity
AMWD
AMWD
QFIN
QFIN
Q4 25
2.7%
Q3 25
1.9%
Q2 25
2.2%
Q1 25
2.2%
Q4 24
2.4%
Q3 24
2.5%
Q2 24
8.0%
Q1 24
5.1%
Cash Conversion
AMWD
AMWD
QFIN
QFIN
Q4 25
1.83×
Q3 25
2.27×
1.75×
Q2 25
1.75×
1.52×
Q1 25
0.66×
1.56×
Q4 24
0.43×
Q3 24
1.38×
1.32×
Q2 24
1.62×
1.43×
Q1 24
2.06×
1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMWD
AMWD

Home Center Retailers$166.7M42%
Builders$164.7M42%
Independent Dealersand Distributors$63.2M16%

QFIN
QFIN

Segment breakdown not available.

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