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Side-by-side financial comparison of Andersons, Inc. (ANDE) and UNIVERSAL CORP (UVV). Click either name above to swap in a different company.
UNIVERSAL CORP is the larger business by last-quarter revenue ($853.2M vs $329.5M, roughly 2.6× Andersons, Inc.). Andersons, Inc. runs the higher net margin — 20.5% vs 3.9%, a 16.6% gap on every dollar of revenue. On growth, Andersons, Inc. posted the faster year-over-year revenue change (-2.4% vs -8.1%). UNIVERSAL CORP produced more free cash flow last quarter ($95.1M vs $-77.1M). Over the past eight quarters, UNIVERSAL CORP's revenue compounded faster (6.2% CAGR vs -1.8%).
The Andersons, Inc. is an American agribusiness established in 1947, that began as Andersons Truck Terminal (ATT) in the 1940s for the grain industry, headquartered in Maumee, Ohio. It is a diversified company rooted in agriculture that conducts business in the commodity merchandising, renewables, and plant nutrient sectors.
Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.
ANDE vs UVV — Head-to-Head
Income Statement — Q4 2025 vs Q3 2026
| Metric | | |
|---|---|---|
| Revenue | $329.5M | $853.2M |
| Net Profit | $67.4M | $33.2M |
| Gross Margin | 70.3% | 17.8% |
| Operating Margin | 26.6% | 9.6% |
| Net Margin | 20.5% | 3.9% |
| Revenue YoY | -2.4% | -8.1% |
| Net Profit YoY | 49.6% | -44.2% |
| EPS (diluted) | — | $1.32 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $329.5M | $853.2M | ||
| Q3 25 | $295.8M | $749.4M | ||
| Q2 25 | $535.0M | $592.6M | ||
| Q1 25 | $370.8M | $690.2M | ||
| Q4 24 | $337.5M | $928.0M | ||
| Q3 24 | $231.9M | $708.4M | ||
| Q2 24 | $492.5M | $596.4M | ||
| Q1 24 | $341.4M | $756.3M |
| Q4 25 | $67.4M | $33.2M | ||
| Q3 25 | $20.1M | $34.2M | ||
| Q2 25 | $7.9M | $8.5M | ||
| Q1 25 | $284.0K | $9.3M | ||
| Q4 24 | $45.1M | $59.6M | ||
| Q3 24 | $27.4M | $25.9M | ||
| Q2 24 | $36.0M | $130.0K | ||
| Q1 24 | $5.6M | $40.3M |
| Q4 25 | 70.3% | 17.8% | ||
| Q3 25 | 57.8% | 18.0% | ||
| Q2 25 | 29.6% | 19.1% | ||
| Q1 25 | 41.2% | 15.1% | ||
| Q4 24 | 63.1% | 19.9% | ||
| Q3 24 | 76.4% | 19.9% | ||
| Q2 24 | 35.6% | 16.0% | ||
| Q1 24 | 37.6% | 18.0% |
| Q4 25 | 26.6% | 9.6% | ||
| Q3 25 | 8.7% | 9.0% | ||
| Q2 25 | 4.6% | 5.7% | ||
| Q1 25 | 0.9% | 6.2% | ||
| Q4 24 | 19.9% | 11.2% | ||
| Q3 24 | 26.8% | 9.7% | ||
| Q2 24 | 11.6% | 2.9% | ||
| Q1 24 | 4.1% | 9.0% |
| Q4 25 | 20.5% | 3.9% | ||
| Q3 25 | 6.8% | 4.6% | ||
| Q2 25 | 1.5% | 1.4% | ||
| Q1 25 | 0.1% | 1.4% | ||
| Q4 24 | 13.4% | 6.4% | ||
| Q3 24 | 11.8% | 3.7% | ||
| Q2 24 | 7.3% | 0.0% | ||
| Q1 24 | 1.6% | 5.3% |
| Q4 25 | — | $1.32 | ||
| Q3 25 | $0.59 | $1.36 | ||
| Q2 25 | $0.23 | $0.34 | ||
| Q1 25 | $0.01 | $0.37 | ||
| Q4 24 | $1.31 | $2.37 | ||
| Q3 24 | $0.80 | $1.03 | ||
| Q2 24 | $1.05 | $0.01 | ||
| Q1 24 | $0.16 | $1.62 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $98.3M | $85.2M |
| Total DebtLower is stronger | $560.0M | — |
| Stockholders' EquityBook value | $1.2B | $1.5B |
| Total Assets | $3.7B | $3.0B |
| Debt / EquityLower = less leverage | 0.45× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $98.3M | $85.2M | ||
| Q3 25 | — | $88.7M | ||
| Q2 25 | — | $178.4M | ||
| Q1 25 | — | $260.1M | ||
| Q4 24 | $561.8M | $215.1M | ||
| Q3 24 | — | $80.1M | ||
| Q2 24 | — | $101.7M | ||
| Q1 24 | — | $55.6M |
| Q4 25 | $560.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $608.2M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.2B | $1.5B | ||
| Q3 25 | $1.2B | $1.5B | ||
| Q2 25 | $1.4B | $1.5B | ||
| Q1 25 | $1.4B | $1.5B | ||
| Q4 24 | $1.4B | $1.5B | ||
| Q3 24 | $1.3B | $1.4B | ||
| Q2 24 | $1.3B | $1.4B | ||
| Q1 24 | $1.3B | $1.4B |
| Q4 25 | $3.7B | $3.0B | ||
| Q3 25 | $3.3B | $3.1B | ||
| Q2 25 | $3.4B | $3.2B | ||
| Q1 25 | $3.8B | $3.0B | ||
| Q4 24 | $4.1B | $3.0B | ||
| Q3 24 | $3.4B | $3.0B | ||
| Q2 24 | $3.3B | $3.0B | ||
| Q1 24 | $3.3B | $2.9B |
| Q4 25 | 0.45× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.45× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-6.2M | $114.3M |
| Free Cash FlowOCF − Capex | $-77.1M | $95.1M |
| FCF MarginFCF / Revenue | -23.4% | 11.1% |
| Capex IntensityCapex / Revenue | 21.5% | 2.3% |
| Cash ConversionOCF / Net Profit | -0.09× | 3.44× |
| TTM Free Cash FlowTrailing 4 quarters | $-56.1M | $52.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-6.2M | $114.3M | ||
| Q3 25 | $233.9M | $32.7M | ||
| Q2 25 | $299.3M | $-205.1M | ||
| Q1 25 | $-350.0M | $158.7M | ||
| Q4 24 | $268.8M | $215.6M | ||
| Q3 24 | $-2.1M | $15.0M | ||
| Q2 24 | $304.4M | $-62.4M | ||
| Q1 24 | $-239.6M | $-27.9M |
| Q4 25 | $-77.1M | $95.1M | ||
| Q3 25 | $167.0M | $23.7M | ||
| Q2 25 | $250.5M | $-217.2M | ||
| Q1 25 | $-396.6M | $151.0M | ||
| Q4 24 | $212.9M | $199.6M | ||
| Q3 24 | $-40.0M | $-1.0M | ||
| Q2 24 | $275.8M | $-85.2M | ||
| Q1 24 | $-266.4M | $-46.2M |
| Q4 25 | -23.4% | 11.1% | ||
| Q3 25 | 56.5% | 3.2% | ||
| Q2 25 | 46.8% | -36.6% | ||
| Q1 25 | -106.9% | 21.9% | ||
| Q4 24 | 63.1% | 21.5% | ||
| Q3 24 | -17.2% | -0.1% | ||
| Q2 24 | 56.0% | -14.3% | ||
| Q1 24 | -78.0% | -6.1% |
| Q4 25 | 21.5% | 2.3% | ||
| Q3 25 | 22.6% | 1.2% | ||
| Q2 25 | 9.1% | 2.0% | ||
| Q1 25 | 12.6% | 1.1% | ||
| Q4 24 | 16.6% | 1.7% | ||
| Q3 24 | 16.3% | 2.3% | ||
| Q2 24 | 5.8% | 3.8% | ||
| Q1 24 | 7.8% | 2.4% |
| Q4 25 | -0.09× | 3.44× | ||
| Q3 25 | 11.61× | 0.96× | ||
| Q2 25 | 38.10× | -24.14× | ||
| Q1 25 | -1232.46× | 17.00× | ||
| Q4 24 | 5.96× | 3.62× | ||
| Q3 24 | -0.08× | 0.58× | ||
| Q2 24 | 8.46× | -480.34× | ||
| Q1 24 | -42.94× | -0.69× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ANDE
| Specialty And Primary Nutrients | $137.1M | 42% |
| Premium Ingredients | $66.1M | 20% |
| Segment Reporting Reconciling Item Other | $63.2M | 19% |
| Other | $63.1M | 19% |
UVV
| Tobacco Operations | $779.9M | 91% |
| Service Other | $36.7M | 4% |
| Other | $17.8M | 2% |
