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Side-by-side financial comparison of A. O. Smith (AOS) and WEBSTER FINANCIAL CORP (WBS). Click either name above to swap in a different company.
A. O. Smith is the larger business by last-quarter revenue ($945.6M vs $735.9M, roughly 1.3× WEBSTER FINANCIAL CORP). WEBSTER FINANCIAL CORP runs the higher net margin — 33.5% vs 12.5%, a 21.0% gap on every dollar of revenue. Over the past eight quarters, WEBSTER FINANCIAL CORP's revenue compounded faster (9.4% CAGR vs -3.9%).
A. O. Smith Corporation is an American manufacturer of both residential and commercial water heaters and boilers, and the largest manufacturer and marketer of water heaters in North America. It also supplies water treatment and purification products in the Asian market. The company has 27 locations worldwide, including five manufacturing facilities in North America, as well as plants in Bengaluru in India, Nanjing in China and Veldhoven in The Netherlands.
Webster Bank is an American commercial bank based in Stamford, Connecticut. It has 177 branches and 316 ATMs located in Connecticut; Massachusetts; Rhode Island; New Jersey; Westchester, Orange, Ulster, and Rockland counties in New York as well as New York City.
AOS vs WBS — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $945.6M | $735.9M |
| Net Profit | $118.0M | $246.2M |
| Gross Margin | 38.7% | — |
| Operating Margin | — | — |
| Net Margin | 12.5% | 33.5% |
| Revenue YoY | -2.0% | — |
| Net Profit YoY | -14.0% | 8.5% |
| EPS (diluted) | $0.85 | $1.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $945.6M | $735.9M | ||
| Q4 25 | $912.5M | $746.2M | ||
| Q3 25 | $942.5M | $732.6M | ||
| Q2 25 | $1.0B | $715.8M | ||
| Q1 25 | $963.9M | $704.8M | ||
| Q4 24 | $912.4M | $661.0M | ||
| Q3 24 | $902.6M | $647.6M | ||
| Q2 24 | $1.0B | $614.6M |
| Q1 26 | $118.0M | $246.2M | ||
| Q4 25 | $125.4M | $255.8M | ||
| Q3 25 | $132.0M | $261.2M | ||
| Q2 25 | $152.2M | $258.8M | ||
| Q1 25 | $136.6M | $226.9M | ||
| Q4 24 | $109.7M | $177.8M | ||
| Q3 24 | $120.1M | $193.0M | ||
| Q2 24 | $156.2M | $181.6M |
| Q1 26 | 38.7% | — | ||
| Q4 25 | 38.4% | — | ||
| Q3 25 | 38.7% | — | ||
| Q2 25 | 39.3% | — | ||
| Q1 25 | 38.9% | — | ||
| Q4 24 | 37.1% | — | ||
| Q3 24 | 37.4% | — | ||
| Q2 24 | 38.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 17.9% | 48.6% | ||
| Q3 25 | 18.6% | 51.3% | ||
| Q2 25 | 20.4% | 51.7% | ||
| Q1 25 | 19.1% | 51.2% | ||
| Q4 24 | 10.1% | 48.5% | ||
| Q3 24 | 19.5% | 46.1% | ||
| Q2 24 | 21.9% | 47.0% |
| Q1 26 | 12.5% | 33.5% | ||
| Q4 25 | 13.7% | 34.3% | ||
| Q3 25 | 14.0% | 35.7% | ||
| Q2 25 | 15.0% | 36.2% | ||
| Q1 25 | 14.2% | 32.2% | ||
| Q4 24 | 12.0% | 26.9% | ||
| Q3 24 | 13.3% | 29.8% | ||
| Q2 24 | 15.2% | 29.6% |
| Q1 26 | $0.85 | $1.50 | ||
| Q4 25 | $0.89 | $1.54 | ||
| Q3 25 | $0.94 | $1.54 | ||
| Q2 25 | $1.07 | $1.52 | ||
| Q1 25 | $0.95 | $1.30 | ||
| Q4 24 | $0.75 | $1.01 | ||
| Q3 24 | $0.82 | $1.10 | ||
| Q2 24 | $1.06 | $1.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $185.2M | — |
| Total DebtLower is stronger | $574.2M | $738.3M |
| Stockholders' EquityBook value | $1.9B | $9.6B |
| Total Assets | $3.7B | $85.6B |
| Debt / EquityLower = less leverage | 0.31× | 0.08× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $185.2M | — | ||
| Q4 25 | $193.2M | — | ||
| Q3 25 | $172.8M | — | ||
| Q2 25 | $177.9M | — | ||
| Q1 25 | $200.2M | — | ||
| Q4 24 | $276.1M | — | ||
| Q3 24 | $255.6M | — | ||
| Q2 24 | $233.3M | — |
| Q1 26 | $574.2M | $738.3M | ||
| Q4 25 | $155.0M | $739.5M | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $905.6M | ||
| Q1 25 | — | $907.4M | ||
| Q4 24 | $193.2M | $909.2M | ||
| Q3 24 | — | $911.0M | ||
| Q2 24 | — | $912.7M |
| Q1 26 | $1.9B | $9.6B | ||
| Q4 25 | $1.9B | $9.5B | ||
| Q3 25 | $1.8B | $9.5B | ||
| Q2 25 | $1.8B | $9.3B | ||
| Q1 25 | $1.9B | $9.2B | ||
| Q4 24 | $1.9B | $9.1B | ||
| Q3 24 | $1.9B | $9.2B | ||
| Q2 24 | $1.9B | $8.8B |
| Q1 26 | $3.7B | $85.6B | ||
| Q4 25 | $3.1B | $84.1B | ||
| Q3 25 | $3.2B | $83.2B | ||
| Q2 25 | $3.2B | $81.9B | ||
| Q1 25 | $3.3B | $80.3B | ||
| Q4 24 | $3.2B | $79.0B | ||
| Q3 24 | $3.2B | $79.5B | ||
| Q2 24 | $3.2B | $76.8B |
| Q1 26 | 0.31× | 0.08× | ||
| Q4 25 | 0.08× | 0.08× | ||
| Q3 25 | — | 0.13× | ||
| Q2 25 | — | 0.10× | ||
| Q1 25 | — | 0.10× | ||
| Q4 24 | 0.10× | 0.10× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AOS
Segment breakdown not available.
WBS
| Net Interest Income | $634.4M | 86% |
| Noninterest Income | $101.5M | 14% |
