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Side-by-side financial comparison of AMPCO PITTSBURGH CORP (AP) and Live Oak Bancshares, Inc. (LOB). Click either name above to swap in a different company.

Live Oak Bancshares, Inc. is the larger business by last-quarter revenue ($145.5M vs $104.4M, roughly 1.4× AMPCO PITTSBURGH CORP). Live Oak Bancshares, Inc. runs the higher net margin — 19.2% vs -55.2%, a 74.5% gap on every dollar of revenue. On growth, Live Oak Bancshares, Inc. posted the faster year-over-year revenue change (18.4% vs 11.5%). Over the past eight quarters, Live Oak Bancshares, Inc.'s revenue compounded faster (7.7% CAGR vs -2.6%).

Ampco-Pittsburgh Corporation is a specialty steel manufacturer headquartered in Downtown Pittsburgh, Pennsylvania. It is one of several companies to bear the Ampco name, and it should not be confused with the Milwaukee-based copper base alloy producer, Ampco Metal Inc.; the Miami-based cabinetry company; the Swiss aluminum corporation; or the Dallas-based tool company. Ampco was formed in 1929 and is a conglomerate made up of several previously established small steel makers. Five small compa...

Live Oak Bank, a subsidiary of Live Oak Bancshares, Inc., is an American bank. Headquartered in Wilmington, North Carolina, it serves small business owners in all 50 states and was the leading SBA 7(a) lender by dollar volume in 2022.

AP vs LOB — Head-to-Head

Bigger by revenue
LOB
LOB
1.4× larger
LOB
$145.5M
$104.4M
AP
Growing faster (revenue YoY)
LOB
LOB
+6.9% gap
LOB
18.4%
11.5%
AP
Higher net margin
LOB
LOB
74.5% more per $
LOB
19.2%
-55.2%
AP
Faster 2-yr revenue CAGR
LOB
LOB
Annualised
LOB
7.7%
-2.6%
AP

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
AP
AP
LOB
LOB
Revenue
$104.4M
$145.5M
Net Profit
$-57.7M
$27.9M
Gross Margin
Operating Margin
-54.0%
Net Margin
-55.2%
19.2%
Revenue YoY
11.5%
18.4%
Net Profit YoY
-1958.9%
187.6%
EPS (diluted)
$-2.87
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AP
AP
LOB
LOB
Q1 26
$145.5M
Q4 25
$104.4M
$161.9M
Q3 25
$103.7M
$146.1M
Q2 25
$108.9M
$143.7M
Q1 25
$99.2M
$126.1M
Q4 24
$93.6M
$116.9M
Q3 24
$92.1M
$129.9M
Q2 24
$107.1M
$125.5M
Net Profit
AP
AP
LOB
LOB
Q1 26
$27.9M
Q4 25
$-57.7M
$46.2M
Q3 25
$-2.2M
$26.5M
Q2 25
$-7.3M
$23.4M
Q1 25
$1.1M
$9.7M
Q4 24
$3.1M
$9.9M
Q3 24
$-2.0M
$13.0M
Q2 24
$2.0M
$27.0M
Operating Margin
AP
AP
LOB
LOB
Q1 26
Q4 25
-54.0%
38.2%
Q3 25
1.1%
25.0%
Q2 25
-2.8%
21.7%
Q1 25
3.9%
10.4%
Q4 24
5.5%
11.3%
Q3 24
2.0%
13.7%
Q2 24
4.7%
28.7%
Net Margin
AP
AP
LOB
LOB
Q1 26
19.2%
Q4 25
-55.2%
28.5%
Q3 25
-2.1%
18.1%
Q2 25
-6.7%
16.3%
Q1 25
1.2%
7.7%
Q4 24
3.3%
8.5%
Q3 24
-2.1%
10.0%
Q2 24
1.9%
21.5%
EPS (diluted)
AP
AP
LOB
LOB
Q1 26
$0.60
Q4 25
$-2.87
$0.96
Q3 25
$-0.11
$0.55
Q2 25
$-0.36
$0.51
Q1 25
$0.06
$0.21
Q4 24
$0.16
$0.22
Q3 24
$-0.10
$0.28
Q2 24
$0.10
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AP
AP
LOB
LOB
Cash + ST InvestmentsLiquidity on hand
$10.7M
Total DebtLower is stronger
$117.9M
Stockholders' EquityBook value
$32.6M
$1.3B
Total Assets
$495.4M
$15.3B
Debt / EquityLower = less leverage
3.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AP
AP
LOB
LOB
Q1 26
Q4 25
$10.7M
Q3 25
$15.0M
Q2 25
$9.9M
Q1 25
$7.1M
Q4 24
$15.4M
Q3 24
$11.8M
Q2 24
$7.9M
Total Debt
AP
AP
LOB
LOB
Q1 26
Q4 25
$117.9M
Q3 25
$119.0M
Q2 25
$115.9M
Q1 25
$115.0M
Q4 24
$116.4M
Q3 24
$116.0M
Q2 24
$119.4M
Stockholders' Equity
AP
AP
LOB
LOB
Q1 26
$1.3B
Q4 25
$32.6M
$1.2B
Q3 25
$60.1M
$1.2B
Q2 25
$62.7M
$1.1B
Q1 25
$64.6M
$1.0B
Q4 24
$58.9M
$999.0M
Q3 24
$61.3M
$1.0B
Q2 24
$58.0M
$961.0M
Total Assets
AP
AP
LOB
LOB
Q1 26
$15.3B
Q4 25
$495.4M
$15.1B
Q3 25
$524.4M
$14.7B
Q2 25
$537.2M
$13.8B
Q1 25
$536.2M
$13.6B
Q4 24
$530.9M
$12.9B
Q3 24
$547.4M
$12.6B
Q2 24
$560.8M
$11.9B
Debt / Equity
AP
AP
LOB
LOB
Q1 26
Q4 25
3.61×
Q3 25
1.98×
Q2 25
1.85×
Q1 25
1.78×
Q4 24
1.98×
Q3 24
1.89×
Q2 24
2.06×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AP
AP
LOB
LOB
Operating Cash FlowLast quarter
$2.7M
Free Cash FlowOCF − Capex
$-64.0K
FCF MarginFCF / Revenue
-0.1%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-8.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AP
AP
LOB
LOB
Q1 26
Q4 25
$2.7M
$158.2M
Q3 25
$6.3M
$62.3M
Q2 25
$-2.3M
$49.2M
Q1 25
$-5.3M
$-33.0M
Q4 24
$7.5M
$156.8M
Q3 24
$11.4M
$47.4M
Q2 24
$-5.3M
$29.5M
Free Cash Flow
AP
AP
LOB
LOB
Q1 26
Q4 25
$-64.0K
$143.5M
Q3 25
$3.3M
$60.6M
Q2 25
$-3.8M
$47.8M
Q1 25
$-7.5M
$-35.3M
Q4 24
$3.7M
$107.5M
Q3 24
$8.4M
$41.0M
Q2 24
$-8.0M
$12.3M
FCF Margin
AP
AP
LOB
LOB
Q1 26
Q4 25
-0.1%
88.6%
Q3 25
3.2%
41.4%
Q2 25
-3.5%
33.3%
Q1 25
-7.5%
-28.0%
Q4 24
4.0%
91.9%
Q3 24
9.1%
31.6%
Q2 24
-7.5%
9.8%
Capex Intensity
AP
AP
LOB
LOB
Q1 26
Q4 25
2.7%
9.1%
Q3 25
2.9%
1.2%
Q2 25
1.3%
1.0%
Q1 25
2.2%
1.8%
Q4 24
4.0%
42.2%
Q3 24
3.2%
4.9%
Q2 24
2.5%
13.7%
Cash Conversion
AP
AP
LOB
LOB
Q1 26
Q4 25
3.42×
Q3 25
2.35×
Q2 25
2.10×
Q1 25
-4.62×
-3.39×
Q4 24
2.40×
15.84×
Q3 24
3.64×
Q2 24
-2.64×
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AP
AP

Forged And Cast Mill Rolls$67.0M64%
Air Handling Systems$14.3M14%
Heat Exchange Coils$13.1M13%
Centrifugal Pumps$10.3M10%
Forged Engineered Products$4.0M4%

LOB
LOB

Segment breakdown not available.

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