vs

Side-by-side financial comparison of APOGEE ENTERPRISES, INC. (APOG) and VALLEY NATIONAL BANCORP (VLY). Click either name above to swap in a different company.

VALLEY NATIONAL BANCORP is the larger business by last-quarter revenue ($540.4M vs $348.6M, roughly 1.6× APOGEE ENTERPRISES, INC.). VALLEY NATIONAL BANCORP runs the higher net margin — 30.3% vs 4.7%, a 25.6% gap on every dollar of revenue. On growth, VALLEY NATIONAL BANCORP posted the faster year-over-year revenue change (13.0% vs 2.1%). Over the past eight quarters, VALLEY NATIONAL BANCORP's revenue compounded faster (16.0% CAGR vs -1.9%).

Apogee Electronics is an American manufacturer of audio interfaces, analog-to-digital and digital-to-analog converters, USB & iOS microphones, and audio production software.

North Valley Bancorp was a bank holding company headquartered in Redding, California. The company operated 22 branches. The company was acquired by TriCo Bancshares in October 2014, in a merger valued at more than $178 million.

APOG vs VLY — Head-to-Head

Bigger by revenue
VLY
VLY
1.6× larger
VLY
$540.4M
$348.6M
APOG
Growing faster (revenue YoY)
VLY
VLY
+10.8% gap
VLY
13.0%
2.1%
APOG
Higher net margin
VLY
VLY
25.6% more per $
VLY
30.3%
4.7%
APOG
Faster 2-yr revenue CAGR
VLY
VLY
Annualised
VLY
16.0%
-1.9%
APOG

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
APOG
APOG
VLY
VLY
Revenue
$348.6M
$540.4M
Net Profit
$16.5M
$163.9M
Gross Margin
23.8%
Operating Margin
7.1%
Net Margin
4.7%
30.3%
Revenue YoY
2.1%
13.0%
Net Profit YoY
-21.2%
54.6%
EPS (diluted)
$0.77
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
APOG
APOG
VLY
VLY
Q1 26
$540.4M
Q4 25
$348.6M
$464.9M
Q3 25
$358.2M
$446.2M
Q2 25
$346.6M
$432.4M
Q1 25
$345.7M
$420.1M
Q4 24
$341.3M
$423.0M
Q3 24
$342.4M
$410.5M
Q2 24
$331.5M
$401.7M
Net Profit
APOG
APOG
VLY
VLY
Q1 26
$163.9M
Q4 25
$16.5M
$195.4M
Q3 25
$23.6M
$163.4M
Q2 25
$-2.7M
$133.2M
Q1 25
$2.5M
$106.1M
Q4 24
$21.0M
$115.7M
Q3 24
$30.6M
$97.9M
Q2 24
$31.0M
$70.4M
Gross Margin
APOG
APOG
VLY
VLY
Q1 26
Q4 25
23.8%
Q3 25
23.1%
Q2 25
21.7%
Q1 25
21.6%
Q4 24
26.1%
Q3 24
28.4%
Q2 24
29.8%
Operating Margin
APOG
APOG
VLY
VLY
Q1 26
Q4 25
7.1%
47.7%
Q3 25
7.5%
47.1%
Q2 25
2.0%
40.0%
Q1 25
1.8%
33.1%
Q4 24
8.4%
21.1%
Q3 24
12.3%
30.9%
Q2 24
12.5%
23.2%
Net Margin
APOG
APOG
VLY
VLY
Q1 26
30.3%
Q4 25
4.7%
42.0%
Q3 25
6.6%
36.6%
Q2 25
-0.8%
30.8%
Q1 25
0.7%
25.2%
Q4 24
6.1%
27.4%
Q3 24
8.9%
23.8%
Q2 24
9.4%
17.5%
EPS (diluted)
APOG
APOG
VLY
VLY
Q1 26
$0.29
Q4 25
$0.77
$0.33
Q3 25
$1.10
$0.28
Q2 25
$-0.13
$0.22
Q1 25
$0.12
$0.18
Q4 24
$0.96
$0.20
Q3 24
$1.40
$0.18
Q2 24
$1.41
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
APOG
APOG
VLY
VLY
Cash + ST InvestmentsLiquidity on hand
$41.3M
Total DebtLower is stronger
$2.6B
Stockholders' EquityBook value
$512.3M
$7.9B
Total Assets
$1.1B
$64.5B
Debt / EquityLower = less leverage
0.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
APOG
APOG
VLY
VLY
Q1 26
Q4 25
$41.3M
Q3 25
$39.5M
Q2 25
$32.8M
Q1 25
$41.4M
Q4 24
$43.9M
Q3 24
$51.0M
Q2 24
$30.4M
Total Debt
APOG
APOG
VLY
VLY
Q1 26
$2.6B
Q4 25
Q3 25
Q2 25
Q1 25
$285.0M
Q4 24
Q3 24
Q2 24
Stockholders' Equity
APOG
APOG
VLY
VLY
Q1 26
$7.9B
Q4 25
$512.3M
$7.8B
Q3 25
$500.2M
$7.7B
Q2 25
$481.8M
$7.6B
Q1 25
$487.9M
$7.5B
Q4 24
$522.1M
$7.4B
Q3 24
$506.4M
$7.0B
Q2 24
$480.0M
$6.7B
Total Assets
APOG
APOG
VLY
VLY
Q1 26
$64.5B
Q4 25
$1.1B
$64.1B
Q3 25
$1.2B
$63.0B
Q2 25
$1.2B
$62.7B
Q1 25
$1.2B
$61.9B
Q4 24
$1.2B
$62.5B
Q3 24
$917.1M
$62.1B
Q2 24
$889.0M
$62.1B
Debt / Equity
APOG
APOG
VLY
VLY
Q1 26
0.33×
Q4 25
Q3 25
Q2 25
Q1 25
0.58×
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
APOG
APOG
VLY
VLY
Operating Cash FlowLast quarter
$29.3M
Free Cash FlowOCF − Capex
$22.9M
FCF MarginFCF / Revenue
6.6%
Capex IntensityCapex / Revenue
1.9%
Cash ConversionOCF / Net Profit
1.77×
TTM Free Cash FlowTrailing 4 quarters
$67.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
APOG
APOG
VLY
VLY
Q1 26
Q4 25
$29.3M
$196.6M
Q3 25
$57.1M
$5.2M
Q2 25
$-19.8M
$159.2M
Q1 25
$30.0M
$-17.1M
Q4 24
$31.0M
$392.2M
Q3 24
$58.7M
$-157.2M
Q2 24
$5.5M
$214.0M
Free Cash Flow
APOG
APOG
VLY
VLY
Q1 26
Q4 25
$22.9M
$187.5M
Q3 25
$52.4M
$2.3M
Q2 25
$-26.9M
$156.0M
Q1 25
$19.1M
$-20.2M
Q4 24
$22.0M
$385.8M
Q3 24
$50.2M
$-160.5M
Q2 24
$-1.8M
$211.3M
FCF Margin
APOG
APOG
VLY
VLY
Q1 26
Q4 25
6.6%
40.3%
Q3 25
14.6%
0.5%
Q2 25
-7.8%
36.1%
Q1 25
5.5%
-4.8%
Q4 24
6.4%
91.2%
Q3 24
14.7%
-39.1%
Q2 24
-0.5%
52.6%
Capex Intensity
APOG
APOG
VLY
VLY
Q1 26
Q4 25
1.9%
2.0%
Q3 25
1.3%
0.6%
Q2 25
2.1%
0.7%
Q1 25
3.2%
0.7%
Q4 24
2.6%
1.5%
Q3 24
2.5%
0.8%
Q2 24
2.2%
0.7%
Cash Conversion
APOG
APOG
VLY
VLY
Q1 26
Q4 25
1.77×
1.01×
Q3 25
2.41×
0.03×
Q2 25
1.20×
Q1 25
12.08×
-0.16×
Q4 24
1.48×
3.39×
Q3 24
1.92×
-1.61×
Q2 24
0.18×
3.04×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

APOG
APOG

Transferred At Point In Time$163.0M47%
Architectural Services Segment$105.2M30%
Performance Surfaces$53.0M15%
UW Interco LLC$27.9M8%

VLY
VLY

Segment breakdown not available.

Related Comparisons