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Side-by-side financial comparison of ALPHA PRO TECH LTD (APT) and CF BANKSHARES INC. (CFBK). Click either name above to swap in a different company.
CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $13.9M, roughly 1.1× ALPHA PRO TECH LTD). CF BANKSHARES INC. runs the higher net margin — 40.0% vs 5.0%, a 35.0% gap on every dollar of revenue. On growth, CF BANKSHARES INC. posted the faster year-over-year revenue change (12.6% vs 0.3%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $51.0K). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs 1.4%).
Alpha Pro Tech Ltd is a leading developer, manufacturer and marketer of disposable protective apparel, face masks, and building supply products including weather-resistant barriers. It primarily serves the healthcare, industrial, and construction sectors, with core operating markets concentrated in North America.
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
APT vs CFBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.9M | $15.7M |
| Net Profit | $698.0K | $5.7M |
| Gross Margin | 37.1% | — |
| Operating Margin | 6.9% | 43.4% |
| Net Margin | 5.0% | 40.0% |
| Revenue YoY | 0.3% | 12.6% |
| Net Profit YoY | -17.6% | 29.9% |
| EPS (diluted) | $0.06 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.9M | $15.7M | ||
| Q3 25 | $14.8M | $15.5M | ||
| Q2 25 | $16.7M | $15.6M | ||
| Q1 25 | $13.8M | $14.1M | ||
| Q4 24 | $13.8M | $14.0M | ||
| Q3 24 | $14.3M | $13.1M | ||
| Q2 24 | $16.3M | $12.6M | ||
| Q1 24 | $13.5M | $12.2M |
| Q4 25 | $698.0K | $5.7M | ||
| Q3 25 | $976.0K | $2.3M | ||
| Q2 25 | $1.2M | $5.0M | ||
| Q1 25 | $613.0K | $4.4M | ||
| Q4 24 | $847.0K | $4.4M | ||
| Q3 24 | $862.0K | $4.2M | ||
| Q2 24 | $1.6M | $1.7M | ||
| Q1 24 | $576.0K | $3.1M |
| Q4 25 | 37.1% | — | ||
| Q3 25 | 39.7% | — | ||
| Q2 25 | 36.8% | — | ||
| Q1 25 | 39.0% | — | ||
| Q4 24 | 37.6% | — | ||
| Q3 24 | 38.5% | — | ||
| Q2 24 | 42.0% | — | ||
| Q1 24 | 40.2% | — |
| Q4 25 | 6.9% | 43.4% | ||
| Q3 25 | 7.4% | 17.5% | ||
| Q2 25 | 8.0% | 41.1% | ||
| Q1 25 | 3.3% | 39.5% | ||
| Q4 24 | 4.9% | 36.9% | ||
| Q3 24 | 5.2% | 40.4% | ||
| Q2 24 | 10.5% | 15.4% | ||
| Q1 24 | 2.4% | 30.9% |
| Q4 25 | 5.0% | 40.0% | ||
| Q3 25 | 6.6% | 15.1% | ||
| Q2 25 | 7.5% | 32.3% | ||
| Q1 25 | 4.4% | 31.4% | ||
| Q4 24 | 6.1% | 35.2% | ||
| Q3 24 | 6.0% | 32.2% | ||
| Q2 24 | 10.1% | 13.5% | ||
| Q1 24 | 4.3% | 25.2% |
| Q4 25 | $0.06 | $0.88 | ||
| Q3 25 | $0.09 | $0.36 | ||
| Q2 25 | $0.12 | $0.77 | ||
| Q1 25 | $0.06 | $0.68 | ||
| Q4 24 | $0.07 | $0.68 | ||
| Q3 24 | $0.08 | $0.65 | ||
| Q2 24 | $0.15 | $0.26 | ||
| Q1 24 | $0.05 | $0.47 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $17.0M | $259.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $62.5M | $184.4M |
| Total Assets | $74.1M | $2.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $17.0M | $259.0M | ||
| Q3 25 | $17.7M | $272.4M | ||
| Q2 25 | $14.5M | $275.7M | ||
| Q1 25 | $13.4M | $241.0M | ||
| Q4 24 | $18.6M | $235.3M | ||
| Q3 24 | $18.4M | $233.5M | ||
| Q2 24 | $16.2M | $241.8M | ||
| Q1 24 | $18.5M | $236.9M |
| Q4 25 | $62.5M | $184.4M | ||
| Q3 25 | $62.5M | $179.3M | ||
| Q2 25 | $62.2M | $177.0M | ||
| Q1 25 | $61.7M | $172.7M | ||
| Q4 24 | $62.2M | $168.4M | ||
| Q3 24 | $62.1M | $164.0M | ||
| Q2 24 | $62.0M | $159.6M | ||
| Q1 24 | $61.6M | $158.0M |
| Q4 25 | $74.1M | $2.1B | ||
| Q3 25 | $73.9M | $2.1B | ||
| Q2 25 | $73.2M | $2.1B | ||
| Q1 25 | $72.2M | $2.1B | ||
| Q4 24 | $73.7M | $2.1B | ||
| Q3 24 | $73.3M | $2.1B | ||
| Q2 24 | $72.7M | $2.0B | ||
| Q1 24 | $72.7M | $2.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $318.0K | $18.7M |
| Free Cash FlowOCF − Capex | $51.0K | $18.2M |
| FCF MarginFCF / Revenue | 0.4% | 115.6% |
| Capex IntensityCapex / Revenue | 1.9% | 3.1% |
| Cash ConversionOCF / Net Profit | 0.46× | 3.26× |
| TTM Free Cash FlowTrailing 4 quarters | $1.7M | $33.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $318.0K | $18.7M | ||
| Q3 25 | $3.9M | $5.5M | ||
| Q2 25 | $2.1M | $8.0M | ||
| Q1 25 | $-4.0M | $2.2M | ||
| Q4 24 | $2.4M | $14.2M | ||
| Q3 24 | $5.3M | $-1.3M | ||
| Q2 24 | $-873.0K | $4.0M | ||
| Q1 24 | $-1.2M | $-1.2M |
| Q4 25 | $51.0K | $18.2M | ||
| Q3 25 | $3.8M | $5.2M | ||
| Q2 25 | $1.9M | $7.8M | ||
| Q1 25 | $-4.1M | $2.2M | ||
| Q4 24 | $970.0K | $13.9M | ||
| Q3 24 | $3.2M | $-1.3M | ||
| Q2 24 | $-1.0M | $4.0M | ||
| Q1 24 | $-1.3M | $-1.2M |
| Q4 25 | 0.4% | 115.6% | ||
| Q3 25 | 25.9% | 33.6% | ||
| Q2 25 | 11.7% | 50.3% | ||
| Q1 25 | -29.6% | 15.2% | ||
| Q4 24 | 7.0% | 99.6% | ||
| Q3 24 | 22.3% | -9.9% | ||
| Q2 24 | -6.2% | 31.6% | ||
| Q1 24 | -9.3% | -9.5% |
| Q4 25 | 1.9% | 3.1% | ||
| Q3 25 | 0.7% | 1.7% | ||
| Q2 25 | 0.8% | 0.7% | ||
| Q1 25 | 1.0% | 0.4% | ||
| Q4 24 | 10.4% | 1.9% | ||
| Q3 24 | 15.1% | 0.2% | ||
| Q2 24 | 0.8% | 0.1% | ||
| Q1 24 | 0.6% | 0.0% |
| Q4 25 | 0.46× | 3.26× | ||
| Q3 25 | 4.02× | 2.34× | ||
| Q2 25 | 1.68× | 1.58× | ||
| Q1 25 | -6.46× | 0.50× | ||
| Q4 24 | 2.85× | 3.21× | ||
| Q3 24 | 6.18× | -0.30× | ||
| Q2 24 | -0.53× | 2.35× | ||
| Q1 24 | -2.03× | -0.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
APT
| Other | $7.3M | 53% |
| Disposable Protective Apparel | $6.6M | 47% |
CFBK
Segment breakdown not available.
