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Side-by-side financial comparison of ALPHA PRO TECH LTD (APT) and CHEMUNG FINANCIAL CORP (CHMG). Click either name above to swap in a different company.

CHEMUNG FINANCIAL CORP is the larger business by last-quarter revenue ($23.8M vs $13.9M, roughly 1.7× ALPHA PRO TECH LTD). CHEMUNG FINANCIAL CORP runs the higher net margin — 32.5% vs 5.0%, a 27.4% gap on every dollar of revenue. On growth, CHEMUNG FINANCIAL CORP posted the faster year-over-year revenue change (20.3% vs 0.3%). CHEMUNG FINANCIAL CORP produced more free cash flow last quarter ($43.8M vs $51.0K). Over the past eight quarters, ALPHA PRO TECH LTD's revenue compounded faster (1.4% CAGR vs 0.2%).

Alpha Pro Tech Ltd is a leading developer, manufacturer and marketer of disposable protective apparel, face masks, and building supply products including weather-resistant barriers. It primarily serves the healthcare, industrial, and construction sectors, with core operating markets concentrated in North America.

Chemung Canal Trust Company is a New York State chartered trust company based in Elmira, New York. It was founded as a publicly traded bank in 1833.

APT vs CHMG — Head-to-Head

Bigger by revenue
CHMG
CHMG
1.7× larger
CHMG
$23.8M
$13.9M
APT
Growing faster (revenue YoY)
CHMG
CHMG
+20.0% gap
CHMG
20.3%
0.3%
APT
Higher net margin
CHMG
CHMG
27.4% more per $
CHMG
32.5%
5.0%
APT
More free cash flow
CHMG
CHMG
$43.8M more FCF
CHMG
$43.8M
$51.0K
APT
Faster 2-yr revenue CAGR
APT
APT
Annualised
APT
1.4%
0.2%
CHMG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
APT
APT
CHMG
CHMG
Revenue
$13.9M
$23.8M
Net Profit
$698.0K
$7.7M
Gross Margin
37.1%
Operating Margin
6.9%
46.1%
Net Margin
5.0%
32.5%
Revenue YoY
0.3%
20.3%
Net Profit YoY
-17.6%
30.9%
EPS (diluted)
$0.06
$1.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
APT
APT
CHMG
CHMG
Q4 25
$13.9M
$23.8M
Q3 25
$14.8M
$28.8M
Q2 25
$16.7M
$10.1M
Q1 25
$13.8M
$25.7M
Q4 24
$13.8M
$25.9M
Q3 24
$14.3M
$24.3M
Q2 24
$16.3M
$23.4M
Q1 24
$13.5M
$23.7M
Net Profit
APT
APT
CHMG
CHMG
Q4 25
$698.0K
$7.7M
Q3 25
$976.0K
$7.8M
Q2 25
$1.2M
$-6.5M
Q1 25
$613.0K
$6.0M
Q4 24
$847.0K
$5.9M
Q3 24
$862.0K
$5.7M
Q2 24
$1.6M
$5.0M
Q1 24
$576.0K
$7.0M
Gross Margin
APT
APT
CHMG
CHMG
Q4 25
37.1%
Q3 25
39.7%
Q2 25
36.8%
Q1 25
39.0%
Q4 24
37.6%
Q3 24
38.5%
Q2 24
42.0%
Q1 24
40.2%
Operating Margin
APT
APT
CHMG
CHMG
Q4 25
6.9%
46.1%
Q3 25
7.4%
35.0%
Q2 25
8.0%
-87.2%
Q1 25
3.3%
29.9%
Q4 24
4.9%
29.0%
Q3 24
5.2%
29.8%
Q2 24
10.5%
26.8%
Q1 24
2.4%
38.3%
Net Margin
APT
APT
CHMG
CHMG
Q4 25
5.0%
32.5%
Q3 25
6.6%
27.1%
Q2 25
7.5%
-63.9%
Q1 25
4.4%
23.4%
Q4 24
6.1%
29.8%
Q3 24
6.0%
23.5%
Q2 24
10.1%
21.3%
Q1 24
4.3%
29.7%
EPS (diluted)
APT
APT
CHMG
CHMG
Q4 25
$0.06
$1.61
Q3 25
$0.09
$1.62
Q2 25
$0.12
$-1.35
Q1 25
$0.06
$1.26
Q4 24
$0.07
$1.24
Q3 24
$0.08
$1.19
Q2 24
$0.15
$1.05
Q1 24
$0.05
$1.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
APT
APT
CHMG
CHMG
Cash + ST InvestmentsLiquidity on hand
$17.0M
$50.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$62.5M
$254.7M
Total Assets
$74.1M
$2.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
APT
APT
CHMG
CHMG
Q4 25
$17.0M
$50.1M
Q3 25
$17.7M
$107.6M
Q2 25
$14.5M
$320.1M
Q1 25
$13.4M
$53.4M
Q4 24
$18.6M
$47.0M
Q3 24
$18.4M
$80.4M
Q2 24
$16.2M
$70.2M
Q1 24
$18.5M
$94.9M
Total Debt
APT
APT
CHMG
CHMG
Q4 25
Q3 25
Q2 25
$99.1M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
APT
APT
CHMG
CHMG
Q4 25
$62.5M
$254.7M
Q3 25
$62.5M
$245.3M
Q2 25
$62.2M
$235.0M
Q1 25
$61.7M
$228.3M
Q4 24
$62.2M
$215.3M
Q3 24
$62.1M
$220.7M
Q2 24
$62.0M
$201.2M
Q1 24
$61.6M
$197.1M
Total Assets
APT
APT
CHMG
CHMG
Q4 25
$74.1M
$2.7B
Q3 25
$73.9M
$2.7B
Q2 25
$73.2M
$2.9B
Q1 25
$72.2M
$2.8B
Q4 24
$73.7M
$2.8B
Q3 24
$73.3M
$2.8B
Q2 24
$72.7M
$2.8B
Q1 24
$72.7M
$2.8B
Debt / Equity
APT
APT
CHMG
CHMG
Q4 25
Q3 25
Q2 25
0.42×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
APT
APT
CHMG
CHMG
Operating Cash FlowLast quarter
$318.0K
$45.5M
Free Cash FlowOCF − Capex
$51.0K
$43.8M
FCF MarginFCF / Revenue
0.4%
183.7%
Capex IntensityCapex / Revenue
1.9%
7.1%
Cash ConversionOCF / Net Profit
0.46×
5.88×
TTM Free Cash FlowTrailing 4 quarters
$1.7M
$71.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
APT
APT
CHMG
CHMG
Q4 25
$318.0K
$45.5M
Q3 25
$3.9M
$12.2M
Q2 25
$2.1M
$9.7M
Q1 25
$-4.0M
$7.2M
Q4 24
$2.4M
$29.8M
Q3 24
$5.3M
$9.2M
Q2 24
$-873.0K
$6.5M
Q1 24
$-1.2M
$7.9M
Free Cash Flow
APT
APT
CHMG
CHMG
Q4 25
$51.0K
$43.8M
Q3 25
$3.8M
$11.8M
Q2 25
$1.9M
$9.4M
Q1 25
$-4.1M
$6.9M
Q4 24
$970.0K
$26.2M
Q3 24
$3.2M
$8.6M
Q2 24
$-1.0M
$5.5M
Q1 24
$-1.3M
$7.9M
FCF Margin
APT
APT
CHMG
CHMG
Q4 25
0.4%
183.7%
Q3 25
25.9%
41.1%
Q2 25
11.7%
92.9%
Q1 25
-29.6%
26.7%
Q4 24
7.0%
101.2%
Q3 24
22.3%
35.2%
Q2 24
-6.2%
23.4%
Q1 24
-9.3%
33.1%
Capex Intensity
APT
APT
CHMG
CHMG
Q4 25
1.9%
7.1%
Q3 25
0.7%
1.4%
Q2 25
0.8%
3.6%
Q1 25
1.0%
1.3%
Q4 24
10.4%
14.0%
Q3 24
15.1%
2.5%
Q2 24
0.8%
4.4%
Q1 24
0.6%
0.3%
Cash Conversion
APT
APT
CHMG
CHMG
Q4 25
0.46×
5.88×
Q3 25
4.02×
1.57×
Q2 25
1.68×
Q1 25
-6.46×
1.19×
Q4 24
2.85×
5.04×
Q3 24
6.18×
1.60×
Q2 24
-0.53×
1.30×
Q1 24
-2.03×
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

APT
APT

Other$7.3M53%
Disposable Protective Apparel$6.6M47%

CHMG
CHMG

Segment breakdown not available.

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