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Side-by-side financial comparison of Aptiv (APTV) and PayPal (PYPL). Click either name above to swap in a different company.
PayPal is the larger business by last-quarter revenue ($8.7B vs $5.2B, roughly 1.7× Aptiv). PayPal runs the higher net margin — 16.6% vs 2.7%, a 13.9% gap on every dollar of revenue. On growth, Aptiv posted the faster year-over-year revenue change (5.0% vs 3.7%). PayPal produced more free cash flow last quarter ($2.2B vs $651.0M). Over the past eight quarters, PayPal's revenue compounded faster (6.2% CAGR vs 2.5%).
Aptiv PLC is an American automotive technology supplier with headquarters in Schaffhausen, Switzerland. Aptiv grew out of the now-defunct American company, Delphi Automotive Systems, which itself was formerly a component of General Motors.
PayPalPYPLEarnings & Financial Report
PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers; it serves as an electronic alternative to traditional paper methods such as checks and money orders. The company operates as a payment processor for online vendors, auction sites and many other commercial and company users.
APTV vs PYPL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $5.2B | $8.7B |
| Net Profit | $138.0M | $1.4B |
| Gross Margin | 18.7% | — |
| Operating Margin | 8.2% | 17.4% |
| Net Margin | 2.7% | 16.6% |
| Revenue YoY | 5.0% | 3.7% |
| Net Profit YoY | -48.5% | 28.2% |
| EPS (diluted) | $0.63 | $1.53 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $5.2B | $8.7B | ||
| Q3 25 | $5.2B | $8.4B | ||
| Q2 25 | $5.2B | $8.3B | ||
| Q1 25 | $4.8B | $7.8B | ||
| Q4 24 | $4.9B | $8.4B | ||
| Q3 24 | $4.9B | $7.8B | ||
| Q2 24 | $5.1B | $7.9B | ||
| Q1 24 | $4.9B | $7.7B |
| Q4 25 | $138.0M | $1.4B | ||
| Q3 25 | $-355.0M | $1.2B | ||
| Q2 25 | $393.0M | $1.3B | ||
| Q1 25 | $-11.0M | $1.3B | ||
| Q4 24 | $268.0M | $1.1B | ||
| Q3 24 | $363.0M | $1.0B | ||
| Q2 24 | $938.0M | $1.1B | ||
| Q1 24 | $218.0M | $888.0M |
| Q4 25 | 18.7% | — | ||
| Q3 25 | 19.5% | — | ||
| Q2 25 | 19.1% | — | ||
| Q1 25 | 19.1% | — | ||
| Q4 24 | 19.6% | — | ||
| Q3 24 | 18.6% | — | ||
| Q2 24 | 19.2% | — | ||
| Q1 24 | 17.9% | — |
| Q4 25 | 8.2% | 17.4% | ||
| Q3 25 | -3.4% | 18.1% | ||
| Q2 25 | 9.3% | 18.1% | ||
| Q1 25 | 9.3% | 19.6% | ||
| Q4 24 | 9.8% | 17.2% | ||
| Q3 24 | 10.4% | 17.7% | ||
| Q2 24 | 8.7% | 16.8% | ||
| Q1 24 | 8.5% | 15.2% |
| Q4 25 | 2.7% | 16.6% | ||
| Q3 25 | -6.8% | 14.8% | ||
| Q2 25 | 7.5% | 15.2% | ||
| Q1 25 | -0.2% | 16.5% | ||
| Q4 24 | 5.5% | 13.4% | ||
| Q3 24 | 7.5% | 12.9% | ||
| Q2 24 | 18.6% | 14.3% | ||
| Q1 24 | 4.4% | 11.5% |
| Q4 25 | $0.63 | $1.53 | ||
| Q3 25 | $-1.63 | $1.30 | ||
| Q2 25 | $1.80 | $1.29 | ||
| Q1 25 | $-0.05 | $1.29 | ||
| Q4 24 | $1.22 | $1.09 | ||
| Q3 24 | $1.48 | $0.99 | ||
| Q2 24 | $3.47 | $1.08 | ||
| Q1 24 | $0.79 | $0.83 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.9B | $10.4B |
| Total DebtLower is stronger | $7.5B | — |
| Stockholders' EquityBook value | $9.2B | $20.3B |
| Total Assets | $23.4B | $80.2B |
| Debt / EquityLower = less leverage | 0.81× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.9B | $10.4B | ||
| Q3 25 | $1.6B | $10.8B | ||
| Q2 25 | $1.4B | $10.0B | ||
| Q1 25 | $1.1B | $11.2B | ||
| Q4 24 | $1.6B | $10.8B | ||
| Q3 24 | $1.8B | $11.9B | ||
| Q2 24 | $2.2B | $13.6B | ||
| Q1 24 | $941.0M | $14.3B |
| Q4 25 | $7.5B | — | ||
| Q3 25 | $7.6B | — | ||
| Q2 25 | $7.8B | — | ||
| Q1 25 | $7.6B | — | ||
| Q4 24 | $7.8B | — | ||
| Q3 24 | $8.3B | — | ||
| Q2 24 | $5.5B | — | ||
| Q1 24 | $4.7B | — |
| Q4 25 | $9.2B | $20.3B | ||
| Q3 25 | $9.3B | $20.2B | ||
| Q2 25 | $9.7B | $20.2B | ||
| Q1 25 | $9.0B | $20.3B | ||
| Q4 24 | $8.8B | $20.4B | ||
| Q3 24 | $8.9B | $20.2B | ||
| Q2 24 | $11.5B | $20.6B | ||
| Q1 24 | $11.1B | $20.7B |
| Q4 25 | $23.4B | $80.2B | ||
| Q3 25 | $23.5B | $79.8B | ||
| Q2 25 | $23.9B | $79.8B | ||
| Q1 25 | $23.1B | $81.3B | ||
| Q4 24 | $23.5B | $81.6B | ||
| Q3 24 | $24.8B | $83.5B | ||
| Q2 24 | $24.8B | $84.0B | ||
| Q1 24 | $23.6B | $83.3B |
| Q4 25 | 0.81× | — | ||
| Q3 25 | 0.82× | — | ||
| Q2 25 | 0.80× | — | ||
| Q1 25 | 0.85× | — | ||
| Q4 24 | 0.89× | — | ||
| Q3 24 | 0.93× | — | ||
| Q2 24 | 0.48× | — | ||
| Q1 24 | 0.42× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $818.0M | $2.4B |
| Free Cash FlowOCF − Capex | $651.0M | $2.2B |
| FCF MarginFCF / Revenue | 12.6% | 25.2% |
| Capex IntensityCapex / Revenue | 3.2% | 2.2% |
| Cash ConversionOCF / Net Profit | 5.93× | 1.66× |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $5.6B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $818.0M | $2.4B | ||
| Q3 25 | $584.0M | $2.0B | ||
| Q2 25 | $510.0M | $898.0M | ||
| Q1 25 | $273.0M | $1.2B | ||
| Q4 24 | $1.1B | $2.4B | ||
| Q3 24 | $499.0M | $1.6B | ||
| Q2 24 | $643.0M | $1.5B | ||
| Q1 24 | $244.0M | $1.9B |
| Q4 25 | $651.0M | $2.2B | ||
| Q3 25 | $441.0M | $1.7B | ||
| Q2 25 | $361.0M | $692.0M | ||
| Q1 25 | $76.0M | $964.0M | ||
| Q4 24 | $894.0M | $2.2B | ||
| Q3 24 | $326.0M | $1.4B | ||
| Q2 24 | $417.0M | $1.4B | ||
| Q1 24 | $-21.0M | $1.8B |
| Q4 25 | 12.6% | 25.2% | ||
| Q3 25 | 8.5% | 20.4% | ||
| Q2 25 | 6.9% | 8.3% | ||
| Q1 25 | 1.6% | 12.4% | ||
| Q4 24 | 18.2% | 26.2% | ||
| Q3 24 | 6.7% | 18.4% | ||
| Q2 24 | 8.3% | 17.3% | ||
| Q1 24 | -0.4% | 22.9% |
| Q4 25 | 3.2% | 2.2% | ||
| Q3 25 | 2.7% | 3.0% | ||
| Q2 25 | 2.9% | 2.5% | ||
| Q1 25 | 4.1% | 2.5% | ||
| Q4 24 | 3.4% | 2.4% | ||
| Q3 24 | 3.6% | 2.2% | ||
| Q2 24 | 4.5% | 2.0% | ||
| Q1 24 | 5.4% | 2.0% |
| Q4 25 | 5.93× | 1.66× | ||
| Q3 25 | — | 1.58× | ||
| Q2 25 | 1.30× | 0.71× | ||
| Q1 25 | — | 0.90× | ||
| Q4 24 | 3.96× | 2.14× | ||
| Q3 24 | 1.37× | 1.60× | ||
| Q2 24 | 0.69× | 1.35× | ||
| Q1 24 | 1.12× | 2.16× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
APTV
| Electrical Distribution Systems | $2.3B | 45% |
| Engineered Components Group | $1.4B | 28% |
| Active Safety | $716.0M | 14% |
| User Experience And Other | $564.0M | 11% |
| Smart Vehicle Compute And Software | $154.0M | 3% |
PYPL
| US | $4.9B | 57% |
| Non Us | $3.7B | 43% |
