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Side-by-side financial comparison of Aptiv (APTV) and REINSURANCE GROUP OF AMERICA INC (RGA). Click either name above to swap in a different company.
REINSURANCE GROUP OF AMERICA INC is the larger business by last-quarter revenue ($6.6B vs $5.2B, roughly 1.3× Aptiv). REINSURANCE GROUP OF AMERICA INC runs the higher net margin — 7.0% vs 2.7%, a 4.3% gap on every dollar of revenue. On growth, REINSURANCE GROUP OF AMERICA INC posted the faster year-over-year revenue change (26.6% vs 5.0%). Over the past eight quarters, Aptiv's revenue compounded faster (2.5% CAGR vs 2.3%).
Aptiv PLC is an American automotive technology supplier with headquarters in Schaffhausen, Switzerland. Aptiv grew out of the now-defunct American company, Delphi Automotive Systems, which itself was formerly a component of General Motors.
Reinsurance Group of America, Incorporated is a holding company for a global life and health reinsurance entity based in Greater St. Louis within the western suburb of Chesterfield, Missouri, United States. With approximately $3.9 trillion of life reinsurance in force and assets of $118.7 billion as of December 31, 2024, RGA has grown to become the only international company to focus primarily on life and health-related reinsurance.
APTV vs RGA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $5.2B | $6.6B |
| Net Profit | $138.0M | $463.0M |
| Gross Margin | 18.7% | — |
| Operating Margin | 8.2% | 7.7% |
| Net Margin | 2.7% | 7.0% |
| Revenue YoY | 5.0% | 26.6% |
| Net Profit YoY | -48.5% | 212.8% |
| EPS (diluted) | $0.63 | $6.91 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $5.2B | $6.6B | ||
| Q3 25 | $5.2B | $6.2B | ||
| Q2 25 | $5.2B | $5.6B | ||
| Q1 25 | $4.8B | $5.3B | ||
| Q4 24 | $4.9B | $5.2B | ||
| Q3 24 | $4.9B | $5.7B | ||
| Q2 24 | $5.1B | $4.9B | ||
| Q1 24 | $4.9B | $6.3B |
| Q4 25 | $138.0M | $463.0M | ||
| Q3 25 | $-355.0M | $253.0M | ||
| Q2 25 | $393.0M | $180.0M | ||
| Q1 25 | $-11.0M | $286.0M | ||
| Q4 24 | $268.0M | $148.0M | ||
| Q3 24 | $363.0M | $156.0M | ||
| Q2 24 | $938.0M | $203.0M | ||
| Q1 24 | $218.0M | $210.0M |
| Q4 25 | 18.7% | — | ||
| Q3 25 | 19.5% | — | ||
| Q2 25 | 19.1% | — | ||
| Q1 25 | 19.1% | — | ||
| Q4 24 | 19.6% | — | ||
| Q3 24 | 18.6% | — | ||
| Q2 24 | 19.2% | — | ||
| Q1 24 | 17.9% | — |
| Q4 25 | 8.2% | 7.7% | ||
| Q3 25 | -3.4% | 5.2% | ||
| Q2 25 | 9.3% | 6.1% | ||
| Q1 25 | 9.3% | 7.0% | ||
| Q4 24 | 9.8% | 4.3% | ||
| Q3 24 | 10.4% | 3.8% | ||
| Q2 24 | 8.7% | 5.5% | ||
| Q1 24 | 8.5% | 4.3% |
| Q4 25 | 2.7% | 7.0% | ||
| Q3 25 | -6.8% | 4.1% | ||
| Q2 25 | 7.5% | 3.2% | ||
| Q1 25 | -0.2% | 5.4% | ||
| Q4 24 | 5.5% | 2.8% | ||
| Q3 24 | 7.5% | 2.8% | ||
| Q2 24 | 18.6% | 4.2% | ||
| Q1 24 | 4.4% | 3.3% |
| Q4 25 | $0.63 | $6.91 | ||
| Q3 25 | $-1.63 | $3.81 | ||
| Q2 25 | $1.80 | $2.70 | ||
| Q1 25 | $-0.05 | $4.27 | ||
| Q4 24 | $1.22 | $2.21 | ||
| Q3 24 | $1.48 | $2.33 | ||
| Q2 24 | $3.47 | $3.03 | ||
| Q1 24 | $0.79 | $3.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.9B | $4.2B |
| Total DebtLower is stronger | $7.5B | $5.7B |
| Stockholders' EquityBook value | $9.2B | $13.5B |
| Total Assets | $23.4B | $156.6B |
| Debt / EquityLower = less leverage | 0.81× | 0.42× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.9B | $4.2B | ||
| Q3 25 | $1.6B | $4.6B | ||
| Q2 25 | $1.4B | $5.4B | ||
| Q1 25 | $1.1B | $5.2B | ||
| Q4 24 | $1.6B | $3.3B | ||
| Q3 24 | $1.8B | $5.2B | ||
| Q2 24 | $2.2B | $4.6B | ||
| Q1 24 | $941.0M | $5.9B |
| Q4 25 | $7.5B | $5.7B | ||
| Q3 25 | $7.6B | $5.7B | ||
| Q2 25 | $7.8B | $5.7B | ||
| Q1 25 | $7.6B | $5.7B | ||
| Q4 24 | $7.8B | $5.0B | ||
| Q3 24 | $8.3B | $5.1B | ||
| Q2 24 | $5.5B | $5.1B | ||
| Q1 24 | $4.7B | $4.4B |
| Q4 25 | $9.2B | $13.5B | ||
| Q3 25 | $9.3B | $13.0B | ||
| Q2 25 | $9.7B | $12.1B | ||
| Q1 25 | $9.0B | $11.4B | ||
| Q4 24 | $8.8B | $10.8B | ||
| Q3 24 | $8.9B | $11.1B | ||
| Q2 24 | $11.5B | $9.7B | ||
| Q1 24 | $11.1B | $9.5B |
| Q4 25 | $23.4B | $156.6B | ||
| Q3 25 | $23.5B | $152.0B | ||
| Q2 25 | $23.9B | $133.5B | ||
| Q1 25 | $23.1B | $128.2B | ||
| Q4 24 | $23.5B | $118.7B | ||
| Q3 24 | $24.8B | $120.3B | ||
| Q2 24 | $24.8B | $109.9B | ||
| Q1 24 | $23.6B | $106.0B |
| Q4 25 | 0.81× | 0.42× | ||
| Q3 25 | 0.82× | 0.44× | ||
| Q2 25 | 0.80× | 0.48× | ||
| Q1 25 | 0.85× | 0.50× | ||
| Q4 24 | 0.89× | 0.47× | ||
| Q3 24 | 0.93× | 0.46× | ||
| Q2 24 | 0.48× | 0.52× | ||
| Q1 24 | 0.42× | 0.47× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $818.0M | $7.3B |
| Free Cash FlowOCF − Capex | $651.0M | — |
| FCF MarginFCF / Revenue | 12.6% | — |
| Capex IntensityCapex / Revenue | 3.2% | — |
| Cash ConversionOCF / Net Profit | 5.93× | 15.83× |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $818.0M | $7.3B | ||
| Q3 25 | $584.0M | $-990.0M | ||
| Q2 25 | $510.0M | $-820.0M | ||
| Q1 25 | $273.0M | $-1.4B | ||
| Q4 24 | $1.1B | $17.1B | ||
| Q3 24 | $499.0M | $-1.1B | ||
| Q2 24 | $643.0M | $-967.0M | ||
| Q1 24 | $244.0M | $-5.7B |
| Q4 25 | $651.0M | — | ||
| Q3 25 | $441.0M | — | ||
| Q2 25 | $361.0M | — | ||
| Q1 25 | $76.0M | — | ||
| Q4 24 | $894.0M | — | ||
| Q3 24 | $326.0M | — | ||
| Q2 24 | $417.0M | — | ||
| Q1 24 | $-21.0M | — |
| Q4 25 | 12.6% | — | ||
| Q3 25 | 8.5% | — | ||
| Q2 25 | 6.9% | — | ||
| Q1 25 | 1.6% | — | ||
| Q4 24 | 18.2% | — | ||
| Q3 24 | 6.7% | — | ||
| Q2 24 | 8.3% | — | ||
| Q1 24 | -0.4% | — |
| Q4 25 | 3.2% | — | ||
| Q3 25 | 2.7% | — | ||
| Q2 25 | 2.9% | — | ||
| Q1 25 | 4.1% | — | ||
| Q4 24 | 3.4% | — | ||
| Q3 24 | 3.6% | — | ||
| Q2 24 | 4.5% | — | ||
| Q1 24 | 5.4% | — |
| Q4 25 | 5.93× | 15.83× | ||
| Q3 25 | — | -3.91× | ||
| Q2 25 | 1.30× | -4.56× | ||
| Q1 25 | — | -5.00× | ||
| Q4 24 | 3.96× | 115.81× | ||
| Q3 24 | 1.37× | -6.84× | ||
| Q2 24 | 0.69× | -4.76× | ||
| Q1 24 | 1.12× | -27.31× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
APTV
| Electrical Distribution Systems | $2.3B | 45% |
| Engineered Components Group | $1.4B | 28% |
| Active Safety | $716.0M | 14% |
| User Experience And Other | $564.0M | 11% |
| Smart Vehicle Compute And Software | $154.0M | 3% |
RGA
Segment breakdown not available.
