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Side-by-side financial comparison of ARCBEST CORP (ARCB) and FirstCash Holdings, Inc. (FCFS). Click either name above to swap in a different company.

ARCBEST CORP is the larger business by last-quarter revenue ($998.8M vs $501.3M, roughly 2.0× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs -0.1%, a 20.9% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 3.3%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs -3.7%).

ArcBest Corporation is a leading U.S.-based logistics and transportation solutions provider. It offers end-to-end supply chain services including less-than-truckload freight shipping, full truckload services, warehousing, expedited delivery, and customized logistics consulting, serving enterprise, small business, and government clients across North America and select global markets.

FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.

ARCB vs FCFS — Head-to-Head

Bigger by revenue
ARCB
ARCB
2.0× larger
ARCB
$998.8M
$501.3M
FCFS
Growing faster (revenue YoY)
FCFS
FCFS
+17.9% gap
FCFS
21.2%
3.3%
ARCB
Higher net margin
FCFS
FCFS
20.9% more per $
FCFS
20.8%
-0.1%
ARCB
Faster 2-yr revenue CAGR
FCFS
FCFS
Annualised
FCFS
16.9%
-3.7%
ARCB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ARCB
ARCB
FCFS
FCFS
Revenue
$998.8M
$501.3M
Net Profit
$-1.0M
$104.2M
Gross Margin
Operating Margin
0.3%
28.5%
Net Margin
-0.1%
20.8%
Revenue YoY
3.3%
21.2%
Net Profit YoY
-133.1%
24.7%
EPS (diluted)
$-0.05
$2.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARCB
ARCB
FCFS
FCFS
Q1 26
$998.8M
Q4 25
$972.7M
$501.3M
Q3 25
$1.0B
$411.0M
Q2 25
$1.0B
$385.1M
Q1 25
$967.1M
$371.1M
Q4 24
$1.0B
$413.7M
Q3 24
$1.1B
$363.1M
Q2 24
$1.1B
$363.5M
Net Profit
ARCB
ARCB
FCFS
FCFS
Q1 26
$-1.0M
Q4 25
$-8.1M
$104.2M
Q3 25
$39.3M
$82.8M
Q2 25
$25.8M
$59.8M
Q1 25
$3.1M
$83.6M
Q4 24
$29.0M
$83.5M
Q3 24
$100.3M
$64.8M
Q2 24
$46.9M
$49.1M
Operating Margin
ARCB
ARCB
FCFS
FCFS
Q1 26
0.3%
Q4 25
-0.8%
28.5%
Q3 25
5.2%
27.4%
Q2 25
3.6%
21.1%
Q1 25
0.7%
30.0%
Q4 24
3.8%
26.5%
Q3 24
12.7%
23.5%
Q2 24
4.5%
18.2%
Net Margin
ARCB
ARCB
FCFS
FCFS
Q1 26
-0.1%
Q4 25
-0.8%
20.8%
Q3 25
3.7%
20.1%
Q2 25
2.5%
15.5%
Q1 25
0.3%
22.5%
Q4 24
2.9%
20.2%
Q3 24
9.4%
17.9%
Q2 24
4.4%
13.5%
EPS (diluted)
ARCB
ARCB
FCFS
FCFS
Q1 26
$-0.05
Q4 25
$-0.35
$2.35
Q3 25
$1.72
$1.86
Q2 25
$1.12
$1.34
Q1 25
$0.13
$1.87
Q4 24
$1.21
$1.86
Q3 24
$4.23
$1.44
Q2 24
$1.96
$1.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARCB
ARCB
FCFS
FCFS
Cash + ST InvestmentsLiquidity on hand
$86.4M
$125.2M
Total DebtLower is stronger
$223.7M
$2.2B
Stockholders' EquityBook value
$1.3B
$2.3B
Total Assets
$2.5B
$5.3B
Debt / EquityLower = less leverage
0.17×
0.98×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARCB
ARCB
FCFS
FCFS
Q1 26
$86.4M
Q4 25
$124.2M
$125.2M
Q3 25
$132.6M
$130.2M
Q2 25
$139.7M
$101.5M
Q1 25
$98.7M
$146.0M
Q4 24
$157.2M
$175.1M
Q3 24
$191.1M
$106.3M
Q2 24
$260.5M
$113.7M
Total Debt
ARCB
ARCB
FCFS
FCFS
Q1 26
$223.7M
Q4 25
$2.2B
Q3 25
$214.1M
$2.2B
Q2 25
$241.4M
$1.7B
Q1 25
$214.2M
$1.7B
Q4 24
$189.1M
$1.7B
Q3 24
$180.5M
$1.7B
Q2 24
$203.6M
$1.7B
Stockholders' Equity
ARCB
ARCB
FCFS
FCFS
Q1 26
$1.3B
Q4 25
$1.3B
$2.3B
Q3 25
$1.3B
$2.2B
Q2 25
$1.3B
$2.1B
Q1 25
$1.3B
$2.1B
Q4 24
$1.3B
$2.1B
Q3 24
$1.3B
$2.0B
Q2 24
$1.2B
$2.0B
Total Assets
ARCB
ARCB
FCFS
FCFS
Q1 26
$2.5B
Q4 25
$2.5B
$5.3B
Q3 25
$2.5B
$5.2B
Q2 25
$2.5B
$4.5B
Q1 25
$2.4B
$4.4B
Q4 24
$2.4B
$4.5B
Q3 24
$2.4B
$4.4B
Q2 24
$2.4B
$4.3B
Debt / Equity
ARCB
ARCB
FCFS
FCFS
Q1 26
0.17×
Q4 25
0.98×
Q3 25
0.16×
1.01×
Q2 25
0.19×
0.79×
Q1 25
0.17×
0.83×
Q4 24
0.14×
0.85×
Q3 24
0.14×
0.87×
Q2 24
0.17×
0.85×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARCB
ARCB
FCFS
FCFS
Operating Cash FlowLast quarter
$206.6M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.98×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARCB
ARCB
FCFS
FCFS
Q1 26
Q4 25
$44.7M
$206.6M
Q3 25
$98.2M
$135.8M
Q2 25
$108.4M
$116.9M
Q1 25
$-22.3M
$126.6M
Q4 24
$56.8M
$198.1M
Q3 24
$88.8M
$113.1M
Q2 24
$133.7M
$106.2M
Free Cash Flow
ARCB
ARCB
FCFS
FCFS
Q1 26
Q4 25
$36.9M
Q3 25
$33.2M
Q2 25
$80.9M
Q1 25
$-36.8M
Q4 24
$3.5M
Q3 24
$23.9M
Q2 24
$83.9M
FCF Margin
ARCB
ARCB
FCFS
FCFS
Q1 26
Q4 25
3.8%
Q3 25
3.2%
Q2 25
7.9%
Q1 25
-3.8%
Q4 24
0.4%
Q3 24
2.2%
Q2 24
7.8%
Capex Intensity
ARCB
ARCB
FCFS
FCFS
Q1 26
Q4 25
0.8%
Q3 25
6.2%
Q2 25
2.7%
Q1 25
1.5%
Q4 24
5.3%
Q3 24
6.1%
Q2 24
4.6%
Cash Conversion
ARCB
ARCB
FCFS
FCFS
Q1 26
Q4 25
1.98×
Q3 25
2.50×
1.64×
Q2 25
4.20×
1.95×
Q1 25
-7.13×
1.51×
Q4 24
1.96×
2.37×
Q3 24
0.89×
1.74×
Q2 24
2.85×
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ARCB
ARCB

Segment breakdown not available.

FCFS
FCFS

US Pawn Segment$292.2M58%
Retail POS Payment Solutions$209.8M42%

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