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Side-by-side financial comparison of Arcturus Therapeutics Holdings Inc. (ARCT) and FIRST US BANCSHARES, INC. (FUSB). Click either name above to swap in a different company.

FIRST US BANCSHARES, INC. is the larger business by last-quarter revenue ($10.4M vs $7.2M, roughly 1.4× Arcturus Therapeutics Holdings Inc.). On growth, FIRST US BANCSHARES, INC. posted the faster year-over-year revenue change (7.1% vs -68.4%). FIRST US BANCSHARES, INC. produced more free cash flow last quarter ($9.1M vs $-74.5M). Over the past eight quarters, FIRST US BANCSHARES, INC.'s revenue compounded faster (2.6% CAGR vs -56.5%).

Arcturus Therapeutics Holdings Inc. is an American RNA medicines biotechnology company focused on the discovery, development and commercialization of therapeutics for rare diseases and infectious diseases. Arcturus has developed proprietary lipid nanoparticle RNA therapeutics for nucleic acid medicines including small interfering RNA (siRNA), messenger RNA (mRNA), gene editing RNA, DNA, antisense oligonucleotides, and microRNA.

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

ARCT vs FUSB — Head-to-Head

Bigger by revenue
FUSB
FUSB
1.4× larger
FUSB
$10.4M
$7.2M
ARCT
Growing faster (revenue YoY)
FUSB
FUSB
+75.5% gap
FUSB
7.1%
-68.4%
ARCT
More free cash flow
FUSB
FUSB
$83.6M more FCF
FUSB
$9.1M
$-74.5M
ARCT
Faster 2-yr revenue CAGR
FUSB
FUSB
Annualised
FUSB
2.6%
-56.5%
ARCT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ARCT
ARCT
FUSB
FUSB
Revenue
$7.2M
$10.4M
Net Profit
$2.1M
Gross Margin
Operating Margin
28.1%
Net Margin
20.4%
Revenue YoY
-68.4%
7.1%
Net Profit YoY
3.1%
24.2%
EPS (diluted)
$0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARCT
ARCT
FUSB
FUSB
Q4 25
$7.2M
$10.4M
Q3 25
$17.2M
$10.5M
Q2 25
$28.3M
$10.3M
Q1 25
$29.4M
$9.8M
Q4 24
$22.8M
$9.7M
Q3 24
$41.7M
$10.1M
Q2 24
$49.9M
$10.0M
Q1 24
$38.0M
$9.9M
Net Profit
ARCT
ARCT
FUSB
FUSB
Q4 25
$2.1M
Q3 25
$-13.4M
$1.9M
Q2 25
$-9.2M
$155.0K
Q1 25
$-14.1M
$1.8M
Q4 24
$-30.0M
$1.7M
Q3 24
$-6.9M
$2.2M
Q2 24
$-17.2M
$2.1M
Q1 24
$-26.8M
$2.1M
Operating Margin
ARCT
ARCT
FUSB
FUSB
Q4 25
28.1%
Q3 25
-96.3%
23.9%
Q2 25
-41.0%
1.6%
Q1 25
-57.3%
23.8%
Q4 24
-146.7%
23.8%
Q3 24
-25.8%
29.2%
Q2 24
-42.4%
27.4%
Q1 24
-80.0%
27.8%
Net Margin
ARCT
ARCT
FUSB
FUSB
Q4 25
20.4%
Q3 25
-78.4%
18.4%
Q2 25
-32.4%
1.5%
Q1 25
-47.9%
18.1%
Q4 24
-131.8%
17.6%
Q3 24
-16.6%
22.0%
Q2 24
-34.5%
21.2%
Q1 24
-70.5%
21.3%
EPS (diluted)
ARCT
ARCT
FUSB
FUSB
Q4 25
$0.36
Q3 25
$-0.49
$0.32
Q2 25
$-0.34
$0.03
Q1 25
$-0.52
$0.29
Q4 24
$-1.10
$0.29
Q3 24
$-0.26
$0.36
Q2 24
$-0.64
$0.34
Q1 24
$-1.00
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARCT
ARCT
FUSB
FUSB
Cash + ST InvestmentsLiquidity on hand
$230.9M
$73.5M
Total DebtLower is stronger
$10.9M
Stockholders' EquityBook value
$214.0M
$105.6M
Total Assets
$271.1M
$1.2B
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARCT
ARCT
FUSB
FUSB
Q4 25
$230.9M
$73.5M
Q3 25
$180.4M
$54.7M
Q2 25
$196.5M
$54.0M
Q1 25
$216.9M
$56.0M
Q4 24
$237.0M
$47.2M
Q3 24
$237.2M
$82.3M
Q2 24
$260.3M
$58.2M
Q1 24
$288.4M
$60.2M
Total Debt
ARCT
ARCT
FUSB
FUSB
Q4 25
$10.9M
Q3 25
$10.9M
Q2 25
$10.9M
Q1 25
$10.9M
Q4 24
$10.9M
Q3 24
$10.9M
Q2 24
$10.8M
Q1 24
$10.8M
Stockholders' Equity
ARCT
ARCT
FUSB
FUSB
Q4 25
$214.0M
$105.6M
Q3 25
$224.6M
$104.2M
Q2 25
$231.1M
$101.9M
Q1 25
$233.8M
$101.2M
Q4 24
$241.0M
$98.6M
Q3 24
$261.9M
$98.5M
Q2 24
$258.6M
$93.8M
Q1 24
$264.0M
$92.3M
Total Assets
ARCT
ARCT
FUSB
FUSB
Q4 25
$271.1M
$1.2B
Q3 25
$282.3M
$1.1B
Q2 25
$309.3M
$1.1B
Q1 25
$331.8M
$1.1B
Q4 24
$344.1M
$1.1B
Q3 24
$370.7M
$1.1B
Q2 24
$388.6M
$1.1B
Q1 24
$418.8M
$1.1B
Debt / Equity
ARCT
ARCT
FUSB
FUSB
Q4 25
0.10×
Q3 25
0.10×
Q2 25
0.11×
Q1 25
0.11×
Q4 24
0.11×
Q3 24
0.11×
Q2 24
0.12×
Q1 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARCT
ARCT
FUSB
FUSB
Operating Cash FlowLast quarter
$-74.3M
$12.3M
Free Cash FlowOCF − Capex
$-74.5M
$9.1M
FCF MarginFCF / Revenue
-1035.2%
87.2%
Capex IntensityCapex / Revenue
3.2%
31.1%
Cash ConversionOCF / Net Profit
5.79×
TTM Free Cash FlowTrailing 4 quarters
$16.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARCT
ARCT
FUSB
FUSB
Q4 25
$-74.3M
$12.3M
Q3 25
$-17.2M
$4.2M
Q2 25
$-5.8M
$3.9M
Q1 25
$-35.1M
$1.8M
Q4 24
$-284.0K
$7.8M
Q3 24
$-23.8M
$1.9M
Q2 24
$-30.1M
$2.5M
Q1 24
$-5.6M
$825.0K
Free Cash Flow
ARCT
ARCT
FUSB
FUSB
Q4 25
$-74.5M
$9.1M
Q3 25
$-17.3M
$3.6M
Q2 25
$1.6M
Q1 25
$-35.3M
$1.7M
Q4 24
$5.7M
Q3 24
$-23.8M
$1.3M
Q2 24
$-30.5M
$2.3M
Q1 24
$-5.8M
$-142.0K
FCF Margin
ARCT
ARCT
FUSB
FUSB
Q4 25
-1035.2%
87.2%
Q3 25
-101.1%
34.2%
Q2 25
16.0%
Q1 25
-120.1%
17.2%
Q4 24
58.2%
Q3 24
-57.2%
12.7%
Q2 24
-61.1%
23.5%
Q1 24
-15.3%
-1.4%
Capex Intensity
ARCT
ARCT
FUSB
FUSB
Q4 25
3.2%
31.1%
Q3 25
1.1%
5.9%
Q2 25
0.0%
21.8%
Q1 25
0.5%
0.7%
Q4 24
0.0%
21.6%
Q3 24
0.2%
6.6%
Q2 24
0.7%
2.0%
Q1 24
0.6%
9.8%
Cash Conversion
ARCT
ARCT
FUSB
FUSB
Q4 25
5.79×
Q3 25
2.18×
Q2 25
25.16×
Q1 25
0.99×
Q4 24
4.53×
Q3 24
0.87×
Q2 24
1.20×
Q1 24
0.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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