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Side-by-side financial comparison of Arcturus Therapeutics Holdings Inc. (ARCT) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

RIVERVIEW BANCORP INC is the larger business by last-quarter revenue ($14.0M vs $7.2M, roughly 2.0× Arcturus Therapeutics Holdings Inc.). On growth, RIVERVIEW BANCORP INC posted the faster year-over-year revenue change (10.4% vs -68.4%). RIVERVIEW BANCORP INC produced more free cash flow last quarter ($-736.0K vs $-74.5M). Over the past eight quarters, RIVERVIEW BANCORP INC's revenue compounded faster (24.6% CAGR vs -56.5%).

Arcturus Therapeutics Holdings Inc. is an American RNA medicines biotechnology company focused on the discovery, development and commercialization of therapeutics for rare diseases and infectious diseases. Arcturus has developed proprietary lipid nanoparticle RNA therapeutics for nucleic acid medicines including small interfering RNA (siRNA), messenger RNA (mRNA), gene editing RNA, DNA, antisense oligonucleotides, and microRNA.

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

ARCT vs RVSB — Head-to-Head

Bigger by revenue
RVSB
RVSB
2.0× larger
RVSB
$14.0M
$7.2M
ARCT
Growing faster (revenue YoY)
RVSB
RVSB
+78.8% gap
RVSB
10.4%
-68.4%
ARCT
More free cash flow
RVSB
RVSB
$73.8M more FCF
RVSB
$-736.0K
$-74.5M
ARCT
Faster 2-yr revenue CAGR
RVSB
RVSB
Annualised
RVSB
24.6%
-56.5%
ARCT

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
ARCT
ARCT
RVSB
RVSB
Revenue
$7.2M
$14.0M
Net Profit
$1.4M
Gross Margin
Operating Margin
12.4%
Net Margin
9.8%
Revenue YoY
-68.4%
10.4%
Net Profit YoY
3.1%
11.8%
EPS (diluted)
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARCT
ARCT
RVSB
RVSB
Q4 25
$7.2M
$14.0M
Q3 25
$17.2M
$13.6M
Q2 25
$28.3M
$13.3M
Q1 25
$29.4M
$12.9M
Q4 24
$22.8M
$12.7M
Q3 24
$41.7M
$12.8M
Q2 24
$49.9M
$12.2M
Q1 24
$38.0M
$9.0M
Net Profit
ARCT
ARCT
RVSB
RVSB
Q4 25
$1.4M
Q3 25
$-13.4M
$1.1M
Q2 25
$-9.2M
$1.2M
Q1 25
$-14.1M
$1.1M
Q4 24
$-30.0M
$1.2M
Q3 24
$-6.9M
$1.6M
Q2 24
$-17.2M
$966.0K
Q1 24
$-26.8M
$-3.0M
Operating Margin
ARCT
ARCT
RVSB
RVSB
Q4 25
12.4%
Q3 25
-96.3%
10.2%
Q2 25
-41.0%
11.7%
Q1 25
-57.3%
11.3%
Q4 24
-146.7%
12.4%
Q3 24
-25.8%
15.5%
Q2 24
-42.4%
10.0%
Q1 24
-80.0%
-47.5%
Net Margin
ARCT
ARCT
RVSB
RVSB
Q4 25
9.8%
Q3 25
-78.4%
8.1%
Q2 25
-32.4%
9.2%
Q1 25
-47.9%
8.9%
Q4 24
-131.8%
9.7%
Q3 24
-16.6%
12.2%
Q2 24
-34.5%
7.9%
Q1 24
-70.5%
-34.7%
EPS (diluted)
ARCT
ARCT
RVSB
RVSB
Q4 25
$0.07
Q3 25
$-0.49
$0.05
Q2 25
$-0.34
$0.06
Q1 25
$-0.52
$0.05
Q4 24
$-1.10
$0.06
Q3 24
$-0.26
$0.07
Q2 24
$-0.64
$0.05
Q1 24
$-1.00
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARCT
ARCT
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$230.9M
$28.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$214.0M
$164.2M
Total Assets
$271.1M
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARCT
ARCT
RVSB
RVSB
Q4 25
$230.9M
$28.6M
Q3 25
$180.4M
$32.8M
Q2 25
$196.5M
$34.2M
Q1 25
$216.9M
$29.4M
Q4 24
$237.0M
$25.3M
Q3 24
$237.2M
$31.0M
Q2 24
$260.3M
$27.8M
Q1 24
$288.4M
$23.6M
Stockholders' Equity
ARCT
ARCT
RVSB
RVSB
Q4 25
$214.0M
$164.2M
Q3 25
$224.6M
$163.5M
Q2 25
$231.1M
$162.0M
Q1 25
$233.8M
$160.0M
Q4 24
$241.0M
$158.3M
Q3 24
$261.9M
$160.8M
Q2 24
$258.6M
$155.9M
Q1 24
$264.0M
$155.6M
Total Assets
ARCT
ARCT
RVSB
RVSB
Q4 25
$271.1M
$1.5B
Q3 25
$282.3M
$1.5B
Q2 25
$309.3M
$1.5B
Q1 25
$331.8M
$1.5B
Q4 24
$344.1M
$1.5B
Q3 24
$370.7M
$1.5B
Q2 24
$388.6M
$1.5B
Q1 24
$418.8M
$1.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARCT
ARCT
RVSB
RVSB
Operating Cash FlowLast quarter
$-74.3M
$-506.0K
Free Cash FlowOCF − Capex
$-74.5M
$-736.0K
FCF MarginFCF / Revenue
-1035.2%
-5.2%
Capex IntensityCapex / Revenue
3.2%
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARCT
ARCT
RVSB
RVSB
Q4 25
$-74.3M
$-506.0K
Q3 25
$-17.2M
$16.8M
Q2 25
$-5.8M
$-697.0K
Q1 25
$-35.1M
$8.3M
Q4 24
$-284.0K
$2.2M
Q3 24
$-23.8M
$764.0K
Q2 24
$-30.1M
$5.4M
Q1 24
$-5.6M
$12.8M
Free Cash Flow
ARCT
ARCT
RVSB
RVSB
Q4 25
$-74.5M
$-736.0K
Q3 25
$-17.3M
$16.4M
Q2 25
$-773.0K
Q1 25
$-35.3M
$5.6M
Q4 24
$1.9M
Q3 24
$-23.8M
$-1.4M
Q2 24
$-30.5M
$5.3M
Q1 24
$-5.8M
$7.1M
FCF Margin
ARCT
ARCT
RVSB
RVSB
Q4 25
-1035.2%
-5.2%
Q3 25
-101.1%
120.1%
Q2 25
-5.8%
Q1 25
-120.1%
43.1%
Q4 24
15.0%
Q3 24
-57.2%
-11.3%
Q2 24
-61.1%
43.7%
Q1 24
-15.3%
79.0%
Capex Intensity
ARCT
ARCT
RVSB
RVSB
Q4 25
3.2%
1.6%
Q3 25
1.1%
2.9%
Q2 25
0.0%
0.6%
Q1 25
0.5%
21.0%
Q4 24
0.0%
2.4%
Q3 24
0.2%
17.3%
Q2 24
0.7%
0.9%
Q1 24
0.6%
62.0%
Cash Conversion
ARCT
ARCT
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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