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Side-by-side financial comparison of Ardent Health, Inc. (ARDT) and KEMPER Corp (KMPR). Click either name above to swap in a different company.
Ardent Health, Inc. is the larger business by last-quarter revenue ($1.6B vs $1.1B, roughly 1.4× KEMPER Corp). Ardent Health, Inc. runs the higher net margin — 2.8% vs -0.7%, a 3.5% gap on every dollar of revenue.
Goodlife Health Clubs is a chain of health clubs, with more than 80 locations in Australia.
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
ARDT vs KMPR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.6B | $1.1B |
| Net Profit | $45.0M | $-8.0M |
| Gross Margin | — | — |
| Operating Margin | 5.8% | — |
| Net Margin | 2.8% | -0.7% |
| Revenue YoY | — | -4.7% |
| Net Profit YoY | — | -108.2% |
| EPS (diluted) | $0.32 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.6B | $1.1B | ||
| Q3 25 | $1.6B | $1.2B | ||
| Q2 25 | $1.6B | $1.2B | ||
| Q1 25 | $1.5B | $1.2B | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | $1.4B | $1.2B | ||
| Q2 24 | $1.5B | $1.1B | ||
| Q1 24 | — | $1.1B |
| Q4 25 | $45.0M | $-8.0M | ||
| Q3 25 | $-23.5M | $-21.0M | ||
| Q2 25 | $73.0M | $72.6M | ||
| Q1 25 | $41.4M | $99.7M | ||
| Q4 24 | — | $97.4M | ||
| Q3 24 | $26.3M | $73.7M | ||
| Q2 24 | $42.8M | $75.4M | ||
| Q1 24 | — | $71.3M |
| Q4 25 | 5.8% | — | ||
| Q3 25 | -0.1% | — | ||
| Q2 25 | 7.4% | — | ||
| Q1 25 | 5.0% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.9% | 11.2% | ||
| Q2 24 | 5.6% | 10.1% | ||
| Q1 24 | — | 7.6% |
| Q4 25 | 2.8% | -0.7% | ||
| Q3 25 | -1.5% | -1.7% | ||
| Q2 25 | 4.4% | 5.9% | ||
| Q1 25 | 2.8% | 8.4% | ||
| Q4 24 | — | 8.2% | ||
| Q3 24 | 1.8% | 6.3% | ||
| Q2 24 | 2.9% | 6.7% | ||
| Q1 24 | — | 6.2% |
| Q4 25 | $0.32 | $-0.03 | ||
| Q3 25 | $-0.17 | $-0.34 | ||
| Q2 25 | $0.52 | $1.12 | ||
| Q1 25 | $0.29 | $1.54 | ||
| Q4 24 | — | $1.51 | ||
| Q3 24 | $0.19 | $1.14 | ||
| Q2 24 | $0.34 | $1.16 | ||
| Q1 24 | — | $1.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $709.6M | — |
| Total DebtLower is stronger | $1.1B | $943.5M |
| Stockholders' EquityBook value | $1.3B | $2.7B |
| Total Assets | $5.3B | $12.5B |
| Debt / EquityLower = less leverage | 0.84× | 0.35× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $709.6M | — | ||
| Q3 25 | $609.4M | $371.2M | ||
| Q2 25 | $540.6M | $407.6M | ||
| Q1 25 | $495.0M | $545.3M | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | $563.1M | $696.9M | ||
| Q2 24 | $334.5M | $539.1M | ||
| Q1 24 | — | $520.7M |
| Q4 25 | $1.1B | $943.5M | ||
| Q3 25 | $1.1B | $943.1M | ||
| Q2 25 | $1.1B | $942.6M | ||
| Q1 25 | $1.1B | $942.1M | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | $1.1B | $1.4B | ||
| Q2 24 | $1.1B | $1.4B | ||
| Q1 24 | — | $1.4B |
| Q4 25 | $1.3B | $2.7B | ||
| Q3 25 | $1.2B | $2.7B | ||
| Q2 25 | $1.3B | $370.0M | ||
| Q1 25 | $1.2B | $366.0M | ||
| Q4 24 | — | $2.8B | ||
| Q3 24 | $1.0B | $2.8B | ||
| Q2 24 | $739.9M | $358.0M | ||
| Q1 24 | — | $2.6B |
| Q4 25 | $5.3B | $12.5B | ||
| Q3 25 | $5.2B | $12.4B | ||
| Q2 25 | $5.0B | $12.6B | ||
| Q1 25 | $4.9B | $12.5B | ||
| Q4 24 | — | $12.6B | ||
| Q3 24 | $4.8B | $12.6B | ||
| Q2 24 | $4.6B | $12.6B | ||
| Q1 24 | — | $12.6B |
| Q4 25 | 0.84× | 0.35× | ||
| Q3 25 | 0.88× | 0.35× | ||
| Q2 25 | 0.87× | 2.55× | ||
| Q1 25 | 0.93× | 2.57× | ||
| Q4 24 | — | 0.50× | ||
| Q3 24 | 1.08× | 0.50× | ||
| Q2 24 | 1.46× | 3.88× | ||
| Q1 24 | — | 0.54× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $223.4M | $175.0M |
| Free Cash FlowOCF − Capex | — | $166.2M |
| FCF MarginFCF / Revenue | — | 14.7% |
| Capex IntensityCapex / Revenue | — | 0.8% |
| Cash ConversionOCF / Net Profit | 4.97× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $553.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $223.4M | $175.0M | ||
| Q3 25 | $154.4M | $139.9M | ||
| Q2 25 | $117.5M | $89.6M | ||
| Q1 25 | $-24.8M | $180.0M | ||
| Q4 24 | — | $175.1M | ||
| Q3 24 | $89.7M | $141.9M | ||
| Q2 24 | — | $22.9M | ||
| Q1 24 | — | $43.0M |
| Q4 25 | — | $166.2M | ||
| Q3 25 | — | $133.4M | ||
| Q2 25 | — | $82.0M | ||
| Q1 25 | — | $172.3M | ||
| Q4 24 | — | $165.4M | ||
| Q3 24 | — | $131.4M | ||
| Q2 24 | — | $5.2M | ||
| Q1 24 | — | $27.7M |
| Q4 25 | — | 14.7% | ||
| Q3 25 | — | 10.8% | ||
| Q2 25 | — | 6.7% | ||
| Q1 25 | — | 14.4% | ||
| Q4 24 | — | 13.9% | ||
| Q3 24 | — | 11.1% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 2.4% |
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.8% | ||
| Q3 24 | — | 0.9% | ||
| Q2 24 | — | 1.6% | ||
| Q1 24 | — | 1.3% |
| Q4 25 | 4.97× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.61× | 1.23× | ||
| Q1 25 | -0.60× | 1.81× | ||
| Q4 24 | — | 1.80× | ||
| Q3 24 | 3.41× | 1.93× | ||
| Q2 24 | — | 0.30× | ||
| Q1 24 | — | 0.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ARDT
Segment breakdown not available.
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
