vs

Side-by-side financial comparison of Arhaus, Inc. (ARHS) and BANC OF CALIFORNIA, INC. (BANC). Click either name above to swap in a different company.

Arhaus, Inc. is the larger business by last-quarter revenue ($364.8M vs $286.9M, roughly 1.3× BANC OF CALIFORNIA, INC.). BANC OF CALIFORNIA, INC. runs the higher net margin — 25.1% vs 4.1%, a 20.9% gap on every dollar of revenue. On growth, BANC OF CALIFORNIA, INC. posted the faster year-over-year revenue change (7.9% vs 5.1%). Over the past eight quarters, Arhaus, Inc.'s revenue compounded faster (11.2% CAGR vs -23.7%).

Arhaus, Inc. is an upscale American home furnishings company headquartered in Boston Heights, Ohio. Founded in 1986 with a focus on sustainability and artisanship in product quality, Arhaus provides a diversified assortment of specialty goods and services addressing omnichannel direct-to-consumer and business-to-business residential and commercial operations.

Banc of California is an American bank with 80 branches in California, as well as locations in Denver, Colorado, and Durham, North Carolina. The bank is headquartered in Los Angeles, California, with about 2,000 employees nationwide including in New York and Chicago. Banc of California offers a broad range of loan and deposit products and services, focusing on providing banking and treasury management services to small-, middle-market, and venture-backed businesses.

ARHS vs BANC — Head-to-Head

Bigger by revenue
ARHS
ARHS
1.3× larger
ARHS
$364.8M
$286.9M
BANC
Growing faster (revenue YoY)
BANC
BANC
+2.7% gap
BANC
7.9%
5.1%
ARHS
Higher net margin
BANC
BANC
20.9% more per $
BANC
25.1%
4.1%
ARHS
Faster 2-yr revenue CAGR
ARHS
ARHS
Annualised
ARHS
11.2%
-23.7%
BANC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ARHS
ARHS
BANC
BANC
Revenue
$364.8M
$286.9M
Net Profit
$15.1M
$72.0M
Gross Margin
38.1%
Operating Margin
5.6%
Net Margin
4.1%
25.1%
Revenue YoY
5.1%
7.9%
Net Profit YoY
-29.1%
34.3%
EPS (diluted)
$0.11
$0.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARHS
ARHS
BANC
BANC
Q1 26
$286.9M
Q4 25
$364.8M
$458.5M
Q3 25
$344.6M
$466.8M
Q2 25
$358.4M
$453.1M
Q1 25
$311.4M
$440.3M
Q4 24
$347.0M
$453.5M
Q3 24
$319.1M
$431.4M
Q2 24
$309.8M
$492.4M
Net Profit
ARHS
ARHS
BANC
BANC
Q1 26
$72.0M
Q4 25
$15.1M
$77.4M
Q3 25
$12.2M
$69.6M
Q2 25
$35.1M
$28.4M
Q1 25
$4.9M
$53.6M
Q4 24
$21.3M
$56.9M
Q3 24
$9.9M
$8.8M
Q2 24
$22.2M
$30.3M
Gross Margin
ARHS
ARHS
BANC
BANC
Q1 26
Q4 25
38.1%
Q3 25
38.7%
Q2 25
41.4%
Q1 25
37.1%
Q4 24
40.0%
Q3 24
38.6%
Q2 24
40.1%
Operating Margin
ARHS
ARHS
BANC
BANC
Q1 26
Q4 25
5.6%
21.8%
Q3 25
4.8%
19.8%
Q2 25
13.0%
10.6%
Q1 25
1.7%
16.6%
Q4 24
8.2%
15.5%
Q3 24
3.3%
2.7%
Q2 24
9.5%
9.1%
Net Margin
ARHS
ARHS
BANC
BANC
Q1 26
25.1%
Q4 25
4.1%
16.9%
Q3 25
3.5%
14.9%
Q2 25
9.8%
6.3%
Q1 25
1.6%
12.2%
Q4 24
6.1%
12.6%
Q3 24
3.1%
2.0%
Q2 24
7.2%
6.2%
EPS (diluted)
ARHS
ARHS
BANC
BANC
Q1 26
$0.39
Q4 25
$0.11
$0.41
Q3 25
$0.09
$0.38
Q2 25
$0.25
$0.12
Q1 25
$0.03
$0.26
Q4 24
$0.15
$0.29
Q3 24
$0.07
$-0.01
Q2 24
$0.16
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARHS
ARHS
BANC
BANC
Cash + ST InvestmentsLiquidity on hand
$253.4M
$2.2B
Total DebtLower is stronger
Stockholders' EquityBook value
$418.2M
$3.6B
Total Assets
$1.4B
$34.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARHS
ARHS
BANC
BANC
Q1 26
$2.2B
Q4 25
$253.4M
Q3 25
$262.2M
Q2 25
$234.8M
Q1 25
$214.4M
Q4 24
$197.5M
Q3 24
$177.7M
Q2 24
$174.2M
Total Debt
ARHS
ARHS
BANC
BANC
Q1 26
Q4 25
$2.1B
Q3 25
$2.0B
Q2 25
$1.9B
Q1 25
$1.7B
Q4 24
$1.4B
Q3 24
$1.6B
Q2 24
$1.4B
Stockholders' Equity
ARHS
ARHS
BANC
BANC
Q1 26
$3.6B
Q4 25
$418.2M
$3.5B
Q3 25
$400.4M
$3.5B
Q2 25
$385.6M
$3.4B
Q1 25
$348.8M
$3.5B
Q4 24
$343.7M
$3.5B
Q3 24
$320.6M
$3.5B
Q2 24
$309.3M
$3.4B
Total Assets
ARHS
ARHS
BANC
BANC
Q1 26
$34.7B
Q4 25
$1.4B
$34.8B
Q3 25
$1.4B
$34.0B
Q2 25
$1.3B
$34.3B
Q1 25
$1.3B
$33.8B
Q4 24
$1.2B
$33.5B
Q3 24
$1.2B
$33.4B
Q2 24
$1.2B
$35.2B
Debt / Equity
ARHS
ARHS
BANC
BANC
Q1 26
Q4 25
0.58×
Q3 25
0.58×
Q2 25
0.56×
Q1 25
0.47×
Q4 24
0.40×
Q3 24
0.46×
Q2 24
0.42×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARHS
ARHS
BANC
BANC
Operating Cash FlowLast quarter
$9.3M
Free Cash FlowOCF − Capex
$-8.8M
FCF MarginFCF / Revenue
-2.4%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$59.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARHS
ARHS
BANC
BANC
Q1 26
Q4 25
$9.3M
$255.6M
Q3 25
$46.1M
$75.7M
Q2 25
$34.9M
$62.7M
Q1 25
$46.5M
$15.1M
Q4 24
$31.7M
$77.4M
Q3 24
$31.1M
$46.9M
Q2 24
$47.5M
$39.1M
Free Cash Flow
ARHS
ARHS
BANC
BANC
Q1 26
Q4 25
$-8.8M
$234.8M
Q3 25
$28.0M
$75.5M
Q2 25
$20.9M
$61.4M
Q1 25
$18.9M
$13.6M
Q4 24
$13.0M
$64.3M
Q3 24
$4.6M
$44.6M
Q2 24
$11.3M
$34.4M
FCF Margin
ARHS
ARHS
BANC
BANC
Q1 26
Q4 25
-2.4%
51.2%
Q3 25
8.1%
16.2%
Q2 25
5.8%
13.6%
Q1 25
6.1%
3.1%
Q4 24
3.7%
14.2%
Q3 24
1.4%
10.3%
Q2 24
3.6%
7.0%
Capex Intensity
ARHS
ARHS
BANC
BANC
Q1 26
Q4 25
5.0%
4.5%
Q3 25
5.3%
0.0%
Q2 25
3.9%
0.3%
Q1 25
8.9%
0.3%
Q4 24
5.4%
2.9%
Q3 24
8.3%
0.5%
Q2 24
11.7%
1.0%
Cash Conversion
ARHS
ARHS
BANC
BANC
Q1 26
Q4 25
0.62×
3.30×
Q3 25
3.77×
1.09×
Q2 25
1.00×
2.21×
Q1 25
9.53×
0.28×
Q4 24
1.49×
1.36×
Q3 24
3.14×
5.34×
Q2 24
2.14×
1.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ARHS
ARHS

Sales Channel Retail$305.7M84%
Sales Channel E Commerce$59.2M16%

BANC
BANC

Segment breakdown not available.

Related Comparisons