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Side-by-side financial comparison of Arhaus, Inc. (ARHS) and Skyward Specialty Insurance Group, Inc. (SKWD). Click either name above to swap in a different company.
Skyward Specialty Insurance Group, Inc. is the larger business by last-quarter revenue ($385.6M vs $364.8M, roughly 1.1× Arhaus, Inc.). Skyward Specialty Insurance Group, Inc. runs the higher net margin — 11.2% vs 4.1%, a 7.1% gap on every dollar of revenue. On growth, Skyward Specialty Insurance Group, Inc. posted the faster year-over-year revenue change (26.7% vs 5.1%). Skyward Specialty Insurance Group, Inc. produced more free cash flow last quarter ($402.6M vs $-8.8M). Over the past eight quarters, Skyward Specialty Insurance Group, Inc.'s revenue compounded faster (20.6% CAGR vs 11.2%).
Arhaus, Inc.ARHSEarnings & Financial Report
Arhaus, Inc. is an upscale American home furnishings company headquartered in Boston Heights, Ohio. Founded in 1986 with a focus on sustainability and artisanship in product quality, Arhaus provides a diversified assortment of specialty goods and services addressing omnichannel direct-to-consumer and business-to-business residential and commercial operations.
Skyward Specialty Insurance Group, Inc. is a specialty property and casualty insurance provider offering tailored coverage solutions including commercial auto, general liability, professional indemnity, and specialty property policies. It primarily serves small-to-medium enterprises and niche industry segments across the United States, focusing on underwriting complex, hard-to-place risks for underserved client groups.
ARHS vs SKWD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $364.8M | $385.6M |
| Net Profit | $15.1M | $43.2M |
| Gross Margin | 38.1% | — |
| Operating Margin | 5.6% | 14.2% |
| Net Margin | 4.1% | 11.2% |
| Revenue YoY | 5.1% | 26.7% |
| Net Profit YoY | -29.1% | 200.1% |
| EPS (diluted) | $0.11 | $1.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $364.8M | $385.6M | ||
| Q3 25 | $344.6M | $382.5M | ||
| Q2 25 | $358.4M | $319.9M | ||
| Q1 25 | $311.4M | $328.5M | ||
| Q4 24 | $347.0M | $304.4M | ||
| Q3 24 | $319.1M | $300.9M | ||
| Q2 24 | $309.8M | $279.9M | ||
| Q1 24 | $295.2M | $265.0M |
| Q4 25 | $15.1M | $43.2M | ||
| Q3 25 | $12.2M | $45.9M | ||
| Q2 25 | $35.1M | $38.8M | ||
| Q1 25 | $4.9M | $42.1M | ||
| Q4 24 | $21.3M | $14.4M | ||
| Q3 24 | $9.9M | $36.7M | ||
| Q2 24 | $22.2M | $31.0M | ||
| Q1 24 | $15.1M | $36.8M |
| Q4 25 | 38.1% | — | ||
| Q3 25 | 38.7% | — | ||
| Q2 25 | 41.4% | — | ||
| Q1 25 | 37.1% | — | ||
| Q4 24 | 40.0% | — | ||
| Q3 24 | 38.6% | — | ||
| Q2 24 | 40.1% | — | ||
| Q1 24 | 39.0% | — |
| Q4 25 | 5.6% | 14.2% | ||
| Q3 25 | 4.8% | 15.8% | ||
| Q2 25 | 13.0% | 15.6% | ||
| Q1 25 | 1.7% | 15.7% | ||
| Q4 24 | 8.2% | 6.1% | ||
| Q3 24 | 3.3% | 15.6% | ||
| Q2 24 | 9.5% | 14.4% | ||
| Q1 24 | 6.2% | 17.7% |
| Q4 25 | 4.1% | 11.2% | ||
| Q3 25 | 3.5% | 12.0% | ||
| Q2 25 | 9.8% | 12.1% | ||
| Q1 25 | 1.6% | 12.8% | ||
| Q4 24 | 6.1% | 4.7% | ||
| Q3 24 | 3.1% | 12.2% | ||
| Q2 24 | 7.2% | 11.1% | ||
| Q1 24 | 5.1% | 13.9% |
| Q4 25 | $0.11 | $1.03 | ||
| Q3 25 | $0.09 | $1.10 | ||
| Q2 25 | $0.25 | $0.93 | ||
| Q1 25 | $0.03 | $1.01 | ||
| Q4 24 | $0.15 | $0.33 | ||
| Q3 24 | $0.07 | $0.89 | ||
| Q2 24 | $0.16 | $0.75 | ||
| Q1 24 | $0.11 | $0.90 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $253.4M | $168.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $418.2M | $1.0B |
| Total Assets | $1.4B | $4.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $253.4M | $168.5M | ||
| Q3 25 | $262.2M | $160.1M | ||
| Q2 25 | $234.8M | $136.6M | ||
| Q1 25 | $214.4M | $112.9M | ||
| Q4 24 | $197.5M | $121.6M | ||
| Q3 24 | $177.7M | $105.6M | ||
| Q2 24 | $174.2M | $73.0M | ||
| Q1 24 | $233.2M | $85.1M |
| Q4 25 | $418.2M | $1.0B | ||
| Q3 25 | $400.4M | $961.4M | ||
| Q2 25 | $385.6M | $899.9M | ||
| Q1 25 | $348.8M | $850.7M | ||
| Q4 24 | $343.7M | $794.0M | ||
| Q3 24 | $320.6M | $797.5M | ||
| Q2 24 | $309.3M | $723.6M | ||
| Q1 24 | $285.6M | $692.3M |
| Q4 25 | $1.4B | $4.8B | ||
| Q3 25 | $1.4B | $4.6B | ||
| Q2 25 | $1.3B | $4.3B | ||
| Q1 25 | $1.3B | $4.0B | ||
| Q4 24 | $1.2B | $3.7B | ||
| Q3 24 | $1.2B | $3.6B | ||
| Q2 24 | $1.2B | $3.4B | ||
| Q1 24 | $1.2B | $3.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.3M | $408.1M |
| Free Cash FlowOCF − Capex | $-8.8M | $402.6M |
| FCF MarginFCF / Revenue | -2.4% | 104.4% |
| Capex IntensityCapex / Revenue | 5.0% | 1.4% |
| Cash ConversionOCF / Net Profit | 0.62× | 9.44× |
| TTM Free Cash FlowTrailing 4 quarters | $59.0M | $755.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.3M | $408.1M | ||
| Q3 25 | $46.1M | $171.4M | ||
| Q2 25 | $34.9M | $88.2M | ||
| Q1 25 | $46.5M | $96.8M | ||
| Q4 24 | $31.7M | $305.1M | ||
| Q3 24 | $31.1M | $168.0M | ||
| Q2 24 | $47.5M | $21.0M | ||
| Q1 24 | $36.8M | $94.3M |
| Q4 25 | $-8.8M | $402.6M | ||
| Q3 25 | $28.0M | $168.9M | ||
| Q2 25 | $20.9M | $87.1M | ||
| Q1 25 | $18.9M | $96.6M | ||
| Q4 24 | $13.0M | $300.9M | ||
| Q3 24 | $4.6M | $167.6M | ||
| Q2 24 | $11.3M | $18.4M | ||
| Q1 24 | $10.9M | $94.0M |
| Q4 25 | -2.4% | 104.4% | ||
| Q3 25 | 8.1% | 44.2% | ||
| Q2 25 | 5.8% | 27.2% | ||
| Q1 25 | 6.1% | 29.4% | ||
| Q4 24 | 3.7% | 98.8% | ||
| Q3 24 | 1.4% | 55.7% | ||
| Q2 24 | 3.6% | 6.6% | ||
| Q1 24 | 3.7% | 35.5% |
| Q4 25 | 5.0% | 1.4% | ||
| Q3 25 | 5.3% | 0.6% | ||
| Q2 25 | 3.9% | 0.3% | ||
| Q1 25 | 8.9% | 0.1% | ||
| Q4 24 | 5.4% | 1.4% | ||
| Q3 24 | 8.3% | 0.1% | ||
| Q2 24 | 11.7% | 0.9% | ||
| Q1 24 | 8.8% | 0.1% |
| Q4 25 | 0.62× | 9.44× | ||
| Q3 25 | 3.77× | 3.73× | ||
| Q2 25 | 1.00× | 2.27× | ||
| Q1 25 | 9.53× | 2.30× | ||
| Q4 24 | 1.49× | 21.18× | ||
| Q3 24 | 3.14× | 4.58× | ||
| Q2 24 | 2.14× | 0.68× | ||
| Q1 24 | 2.44× | 2.56× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ARHS
| Sales Channel Retail | $305.7M | 84% |
| Sales Channel E Commerce | $59.2M | 16% |
SKWD
Segment breakdown not available.
