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Side-by-side financial comparison of Apollo Commercial Real Estate Finance, Inc. (ARI) and CLPS Inc (CLPS). Click either name above to swap in a different company.

CLPS Inc is the larger business by last-quarter revenue ($82.8M vs $73.3M, roughly 1.1× Apollo Commercial Real Estate Finance, Inc.). Apollo Commercial Real Estate Finance, Inc. runs the higher net margin — 39.9% vs 0.2%, a 39.6% gap on every dollar of revenue.

Apollo Commercial Real Estate Finance, Inc. is a real estate investment trust that originates, acquires and manages commercial real estate debt assets including mortgages, mezzanine loans and mortgage-backed securities, primarily operating in the U.S. market to deliver consistent risk-adjusted returns.

CLPS Inc is a global information technology, consulting and digital solutions provider primarily serving the financial services sector, including banking, insurance and asset management clients. It also offers tailored tech solutions for retail, healthcare and e-commerce segments, with operating footprints across North America, Asia Pacific and Europe.

ARI vs CLPS — Head-to-Head

Bigger by revenue
CLPS
CLPS
1.1× larger
CLPS
$82.8M
$73.3M
ARI
Higher net margin
ARI
ARI
39.6% more per $
ARI
39.9%
0.2%
CLPS

Income Statement — Q4 FY2025 vs Q4 FY2026

Metric
ARI
ARI
CLPS
CLPS
Revenue
$73.3M
$82.8M
Net Profit
$29.2M
$183.0K
Gross Margin
23.1%
Operating Margin
39.7%
0.2%
Net Margin
39.9%
0.2%
Revenue YoY
4.0%
Net Profit YoY
-28.2%
EPS (diluted)
$0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARI
ARI
CLPS
CLPS
Q2 26
$82.8M
Q4 25
$73.3M
Q3 25
$61.6M
Q2 25
$70.9M
Q1 25
$65.8M
Q4 24
$70.5M
$71.8M
Q3 24
$71.6M
Q2 24
$81.1M
Net Profit
ARI
ARI
CLPS
CLPS
Q2 26
$183.0K
Q4 25
$29.2M
Q3 25
$50.8M
Q2 25
$20.7M
Q1 25
$26.0M
Q4 24
$40.7M
$-993.5K
Q3 24
$-91.5M
Q2 24
$35.8M
Gross Margin
ARI
ARI
CLPS
CLPS
Q2 26
23.1%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
21.9%
Q3 24
Q2 24
Operating Margin
ARI
ARI
CLPS
CLPS
Q2 26
0.2%
Q4 25
39.7%
Q3 25
82.8%
Q2 25
29.4%
Q1 25
39.7%
Q4 24
57.9%
-1.3%
Q3 24
-127.8%
Q2 24
44.2%
Net Margin
ARI
ARI
CLPS
CLPS
Q2 26
0.2%
Q4 25
39.9%
Q3 25
82.4%
Q2 25
29.3%
Q1 25
39.5%
Q4 24
57.7%
-1.4%
Q3 24
-127.9%
Q2 24
44.1%
EPS (diluted)
ARI
ARI
CLPS
CLPS
Q2 26
Q4 25
$0.19
Q3 25
$0.34
Q2 25
$0.12
Q1 25
$0.16
Q4 24
$0.25
Q3 24
$-0.69
Q2 24
$0.23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARI
ARI
CLPS
CLPS
Cash + ST InvestmentsLiquidity on hand
$139.8M
$29.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
$57.6M
Total Assets
$9.9B
$118.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARI
ARI
CLPS
CLPS
Q2 26
$29.1M
Q4 25
$139.8M
Q3 25
$245.9M
Q2 25
$177.6M
Q1 25
$166.4M
Q4 24
$317.4M
$31.2M
Q3 24
$194.3M
Q2 24
$174.7M
Stockholders' Equity
ARI
ARI
CLPS
CLPS
Q2 26
$57.6M
Q4 25
$1.9B
Q3 25
$1.9B
Q2 25
$1.8B
Q1 25
$1.9B
Q4 24
$1.9B
$63.9M
Q3 24
$1.9B
Q2 24
$2.0B
Total Assets
ARI
ARI
CLPS
CLPS
Q2 26
$118.1M
Q4 25
$9.9B
Q3 25
$9.5B
Q2 25
$9.8B
Q1 25
$8.8B
Q4 24
$8.4B
$110.0M
Q3 24
$9.1B
Q2 24
$9.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARI
ARI
CLPS
CLPS
Operating Cash FlowLast quarter
$142.5M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
4.88×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARI
ARI
CLPS
CLPS
Q2 26
Q4 25
$142.5M
Q3 25
$31.7M
Q2 25
$63.2M
Q1 25
$39.3M
Q4 24
$200.3M
Q3 24
$47.2M
Q2 24
$50.2M
Cash Conversion
ARI
ARI
CLPS
CLPS
Q2 26
Q4 25
4.88×
Q3 25
0.62×
Q2 25
3.05×
Q1 25
1.51×
Q4 24
4.93×
Q3 24
Q2 24
1.40×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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