vs

Side-by-side financial comparison of ALLIANCE RESOURCE PARTNERS LP (ARLP) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

Qfin Holdings, Inc. is the larger business by last-quarter revenue ($731.2M vs $516.0M, roughly 1.4× ALLIANCE RESOURCE PARTNERS LP). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 2.1%, a 25.4% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs -6.7%).

Alliance Resource Partners LP is a leading North American natural resource enterprise primarily engaged in the production and marketing of coal for utility and industrial customers. It also operates complementary business segments including mineral royalty management, oil and gas extraction, and logistics support services.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

ARLP vs QFIN — Head-to-Head

Bigger by revenue
QFIN
QFIN
1.4× larger
QFIN
$731.2M
$516.0M
ARLP
Higher net margin
QFIN
QFIN
25.4% more per $
QFIN
27.5%
2.1%
ARLP
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
-6.7%
ARLP

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
ARLP
ARLP
QFIN
QFIN
Revenue
$516.0M
$731.2M
Net Profit
$10.7M
$201.2M
Gross Margin
Operating Margin
4.2%
32.7%
Net Margin
2.1%
27.5%
Revenue YoY
-3.6%
Net Profit YoY
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARLP
ARLP
QFIN
QFIN
Q1 26
$516.0M
Q4 25
$535.5M
Q3 25
$571.4M
$731.2M
Q2 25
$547.5M
$728.1M
Q1 25
$540.5M
$646.4M
Q4 24
$590.1M
Q3 24
$613.6M
$622.7M
Q2 24
$593.4M
$572.4M
Net Profit
ARLP
ARLP
QFIN
QFIN
Q1 26
$10.7M
Q4 25
$82.7M
Q3 25
$95.1M
$201.2M
Q2 25
$59.4M
$241.6M
Q1 25
$74.0M
$247.6M
Q4 24
$16.3M
Q3 24
$86.3M
$256.3M
Q2 24
$100.2M
$189.4M
Operating Margin
ARLP
ARLP
QFIN
QFIN
Q1 26
4.2%
Q4 25
18.2%
Q3 25
18.4%
32.7%
Q2 25
16.2%
41.0%
Q1 25
17.4%
42.1%
Q4 24
2.6%
Q3 24
16.5%
52.4%
Q2 24
19.8%
47.7%
Net Margin
ARLP
ARLP
QFIN
QFIN
Q1 26
2.1%
Q4 25
15.4%
Q3 25
16.6%
27.5%
Q2 25
10.9%
33.2%
Q1 25
13.7%
38.3%
Q4 24
2.8%
Q3 24
14.1%
41.2%
Q2 24
16.9%
33.1%

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARLP
ARLP
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$28.9M
$6.5B
Total DebtLower is stronger
Stockholders' EquityBook value
$24.3B
Total Assets
$2.9B
$61.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARLP
ARLP
QFIN
QFIN
Q1 26
$28.9M
Q4 25
$71.2M
Q3 25
$94.5M
$6.5B
Q2 25
$55.0M
$5.3B
Q1 25
$81.3M
$8.6B
Q4 24
$137.0M
Q3 24
$195.4M
$4.3B
Q2 24
$203.7M
$6.3B
Stockholders' Equity
ARLP
ARLP
QFIN
QFIN
Q1 26
Q4 25
Q3 25
$24.3B
Q2 25
$24.1B
Q1 25
$23.1B
Q4 24
Q3 24
$22.9B
Q2 24
$22.6B
Total Assets
ARLP
ARLP
QFIN
QFIN
Q1 26
$2.9B
Q4 25
$2.9B
Q3 25
$2.9B
$61.4B
Q2 25
$2.9B
$59.8B
Q1 25
$2.9B
$55.6B
Q4 24
$2.9B
Q3 24
$3.0B
$47.0B
Q2 24
$3.1B
$47.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARLP
ARLP
QFIN
QFIN
Operating Cash FlowLast quarter
$351.4M
Free Cash FlowOCF − Capex
$13.3M
FCF MarginFCF / Revenue
2.6%
Capex IntensityCapex / Revenue
18.5%
Cash ConversionOCF / Net Profit
1.75×
TTM Free Cash FlowTrailing 4 quarters
$342.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARLP
ARLP
QFIN
QFIN
Q1 26
Q4 25
$143.9M
Q3 25
$209.9M
$351.4M
Q2 25
$151.7M
$366.0M
Q1 25
$145.7M
$386.6M
Q4 24
$168.4M
Q3 24
$209.3M
$338.0M
Q2 24
$215.8M
$269.9M
Free Cash Flow
ARLP
ARLP
QFIN
QFIN
Q1 26
$13.3M
Q4 25
$99.1M
Q3 25
$145.2M
Q2 25
$84.7M
Q1 25
$58.9M
Q4 24
$75.3M
Q3 24
$99.0M
Q2 24
$114.3M
FCF Margin
ARLP
ARLP
QFIN
QFIN
Q1 26
2.6%
Q4 25
18.5%
Q3 25
25.4%
Q2 25
15.5%
Q1 25
10.9%
Q4 24
12.8%
Q3 24
16.1%
Q2 24
19.3%
Capex Intensity
ARLP
ARLP
QFIN
QFIN
Q1 26
18.5%
Q4 25
8.4%
Q3 25
11.3%
Q2 25
12.2%
Q1 25
16.1%
Q4 24
15.8%
Q3 24
18.0%
Q2 24
17.1%
Cash Conversion
ARLP
ARLP
QFIN
QFIN
Q1 26
Q4 25
1.74×
Q3 25
2.21×
1.75×
Q2 25
2.55×
1.52×
Q1 25
1.97×
1.56×
Q4 24
10.31×
Q3 24
2.43×
1.32×
Q2 24
2.15×
1.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ARLP
ARLP

Coal sales$443.3M86%
Oil & gas royalties$41.3M8%
Other revenues$22.8M4%
Transportation revenues$8.6M2%
Tons Produced$8.0M2%
Mineral Interest Volumes (BOE)$1.0M0%

QFIN
QFIN

Segment breakdown not available.

Related Comparisons