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Side-by-side financial comparison of Armour Residential REIT, Inc. (ARR) and CLPS Inc (CLPS). Click either name above to swap in a different company.

CLPS Inc is the larger business by last-quarter revenue ($82.8M vs $50.4M, roughly 1.6× Armour Residential REIT, Inc.). Armour Residential REIT, Inc. runs the higher net margin — 420.2% vs 0.2%, a 420.0% gap on every dollar of revenue.

Armour Residential REIT, Inc. is a U.S.-based real estate investment trust that primarily invests in agency residential mortgage-backed securities guaranteed by U.S. government-sponsored entities. It focuses on generating consistent long-term net income for shareholders via strategic asset management and active interest rate risk mitigation.

CLPS Inc is a global information technology, consulting and digital solutions provider primarily serving the financial services sector, including banking, insurance and asset management clients. It also offers tailored tech solutions for retail, healthcare and e-commerce segments, with operating footprints across North America, Asia Pacific and Europe.

ARR vs CLPS — Head-to-Head

Bigger by revenue
CLPS
CLPS
1.6× larger
CLPS
$82.8M
$50.4M
ARR
Higher net margin
ARR
ARR
420.0% more per $
ARR
420.2%
0.2%
CLPS

Income Statement — Q4 FY2025 vs Q4 FY2026

Metric
ARR
ARR
CLPS
CLPS
Revenue
$50.4M
$82.8M
Net Profit
$211.7M
$183.0K
Gross Margin
23.1%
Operating Margin
0.2%
Net Margin
420.2%
0.2%
Revenue YoY
297.9%
Net Profit YoY
555.9%
EPS (diluted)
$2.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARR
ARR
CLPS
CLPS
Q2 26
$82.8M
Q4 25
$50.4M
Q3 25
$38.5M
Q2 25
$33.1M
Q1 25
$36.3M
Q4 24
$12.7M
$71.8M
Q2 24
$7.0M
Q1 23
$12.2M
Net Profit
ARR
ARR
CLPS
CLPS
Q2 26
$183.0K
Q4 25
$211.7M
Q3 25
$159.3M
Q2 25
$-75.6M
Q1 25
$27.3M
Q4 24
$-46.4M
$-993.5K
Q2 24
$-48.4M
Q1 23
$-31.4M
Gross Margin
ARR
ARR
CLPS
CLPS
Q2 26
23.1%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
21.9%
Q2 24
Q1 23
Operating Margin
ARR
ARR
CLPS
CLPS
Q2 26
0.2%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
-1.3%
Q2 24
Q1 23
Net Margin
ARR
ARR
CLPS
CLPS
Q2 26
0.2%
Q4 25
420.2%
Q3 25
413.5%
Q2 25
-228.4%
Q1 25
75.2%
Q4 24
-366.8%
-1.4%
Q2 24
-693.8%
Q1 23
-256.8%
EPS (diluted)
ARR
ARR
CLPS
CLPS
Q2 26
Q4 25
$2.43
Q3 25
$1.49
Q2 25
$-0.94
Q1 25
$0.32
Q4 24
$-0.91
Q2 24
$-1.05
Q1 23
$-0.95

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARR
ARR
CLPS
CLPS
Cash + ST InvestmentsLiquidity on hand
$63.3M
$29.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.3B
$57.6M
Total Assets
$21.0B
$118.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARR
ARR
CLPS
CLPS
Q2 26
$29.1M
Q4 25
$63.3M
Q3 25
$44.2M
Q2 25
$141.2M
Q1 25
$49.1M
Q4 24
$68.0M
$31.2M
Q2 24
$126.6M
Q1 23
Stockholders' Equity
ARR
ARR
CLPS
CLPS
Q2 26
$57.6M
Q4 25
$2.3B
Q3 25
$2.1B
Q2 25
$1.7B
Q1 25
$1.7B
Q4 24
$1.4B
$63.9M
Q2 24
$1.2B
Q1 23
$1.2B
Total Assets
ARR
ARR
CLPS
CLPS
Q2 26
$118.1M
Q4 25
$21.0B
Q3 25
$19.4B
Q2 25
$16.2B
Q1 25
$15.5B
Q4 24
$13.5B
$110.0M
Q2 24
$10.1B
Q1 23
$13.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARR
ARR
CLPS
CLPS
Operating Cash FlowLast quarter
$124.2M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
0.59×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARR
ARR
CLPS
CLPS
Q2 26
Q4 25
$124.2M
Q3 25
$-37.8M
Q2 25
$25.0M
Q1 25
$101.5M
Q4 24
$261.5M
Q2 24
$27.1M
Q1 23
$54.2M
Cash Conversion
ARR
ARR
CLPS
CLPS
Q2 26
Q4 25
0.59×
Q3 25
-0.24×
Q2 25
Q1 25
3.71×
Q4 24
Q2 24
Q1 23

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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