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Side-by-side financial comparison of Array Technologies, Inc. (ARRY) and Sezzle Inc. (SEZL). Click either name above to swap in a different company.

Array Technologies, Inc. is the larger business by last-quarter revenue ($226.0M vs $135.5M, roughly 1.7× Sezzle Inc.). Sezzle Inc. runs the higher net margin — 37.9% vs -64.5%, a 102.3% gap on every dollar of revenue. On growth, Sezzle Inc. posted the faster year-over-year revenue change (29.2% vs -17.9%). Over the past eight quarters, Sezzle Inc.'s revenue compounded faster (111.9% CAGR vs -6.0%).

ATI Technologies Inc. was a Canadian semiconductor technology corporation based in Markham, Ontario, that specialized in the development of graphics processing units and chipsets. Founded in 1985, the company listed publicly in 1993 and was acquired by AMD in 2006. As a major fabless semiconductor company, ATI conducted research and development in-house and outsourced the manufacturing and assembly of its products. With the decline and eventual bankruptcy of 3dfx in 2000, ATI and its chief ri...

Sezzle is a publicly traded financial technology company headquartered in Minneapolis, U.S, with operations in the United States and Canada. The company provides an alternative payment platform offering interest-free installment plans at selected online stores. As of June 2021, the Sezzle platform had over 10 million user sign-ups and over 48,000 participating merchants.

ARRY vs SEZL — Head-to-Head

Bigger by revenue
ARRY
ARRY
1.7× larger
ARRY
$226.0M
$135.5M
SEZL
Growing faster (revenue YoY)
SEZL
SEZL
+47.1% gap
SEZL
29.2%
-17.9%
ARRY
Higher net margin
SEZL
SEZL
102.3% more per $
SEZL
37.9%
-64.5%
ARRY
Faster 2-yr revenue CAGR
SEZL
SEZL
Annualised
SEZL
111.9%
-6.0%
ARRY

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ARRY
ARRY
SEZL
SEZL
Revenue
$226.0M
$135.5M
Net Profit
$-145.7M
$51.3M
Gross Margin
8.6%
Operating Margin
25.9%
50.9%
Net Margin
-64.5%
37.9%
Revenue YoY
-17.9%
29.2%
Net Profit YoY
-179.0%
41.9%
EPS (diluted)
$-1.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARRY
ARRY
SEZL
SEZL
Q1 26
$226.0M
$135.5M
Q4 25
$226.0M
$78.2M
Q3 25
$393.5M
$57.5M
Q2 25
$362.2M
$52.0M
Q1 25
$302.4M
$48.2M
Q4 24
$275.2M
$48.4M
Q3 24
$231.4M
$35.6M
Q2 24
$255.8M
$30.2M
Net Profit
ARRY
ARRY
SEZL
SEZL
Q1 26
$-145.7M
$51.3M
Q4 25
$42.7M
Q3 25
$33.5M
$26.7M
Q2 25
$43.3M
$27.6M
Q1 25
$16.7M
$36.2M
Q4 24
$25.4M
Q3 24
$-141.4M
$15.4M
Q2 24
$25.7M
$29.7M
Gross Margin
ARRY
ARRY
SEZL
SEZL
Q1 26
8.6%
Q4 25
8.6%
Q3 25
26.9%
Q2 25
26.8%
Q1 25
25.3%
Q4 24
28.5%
Q3 24
33.8%
Q2 24
33.6%
Operating Margin
ARRY
ARRY
SEZL
SEZL
Q1 26
25.9%
50.9%
Q4 25
-65.5%
70.6%
Q3 25
11.6%
61.9%
Q2 25
12.8%
69.4%
Q1 25
9.0%
Q4 24
-51.7%
63.8%
Q3 24
-57.3%
58.6%
Q2 24
15.5%
55.3%
Net Margin
ARRY
ARRY
SEZL
SEZL
Q1 26
-64.5%
37.9%
Q4 25
54.6%
Q3 25
8.5%
46.4%
Q2 25
11.9%
53.1%
Q1 25
5.5%
75.1%
Q4 24
52.4%
Q3 24
-61.1%
43.4%
Q2 24
10.0%
98.4%
EPS (diluted)
ARRY
ARRY
SEZL
SEZL
Q1 26
$-1.06
Q4 25
$-1.06
$1.19
Q3 25
$0.12
$0.75
Q2 25
$0.19
$0.78
Q1 25
$0.02
$1.00
Q4 24
$-0.94
$0.71
Q3 24
$-1.02
$0.44
Q2 24
$0.08
$0.82

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARRY
ARRY
SEZL
SEZL
Cash + ST InvestmentsLiquidity on hand
$244.4M
Total DebtLower is stronger
$669.0M
Stockholders' EquityBook value
$-206.3M
$196.7M
Total Assets
$1.5B
$454.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARRY
ARRY
SEZL
SEZL
Q1 26
$244.4M
Q4 25
$244.4M
$64.1M
Q3 25
$221.5M
$104.1M
Q2 25
$377.3M
$88.9M
Q1 25
$348.3M
$88.9M
Q4 24
$363.0M
$73.2M
Q3 24
$332.4M
$80.1M
Q2 24
$282.3M
$58.0M
Total Debt
ARRY
ARRY
SEZL
SEZL
Q1 26
$669.0M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
ARRY
ARRY
SEZL
SEZL
Q1 26
$-206.3M
$196.7M
Q4 25
$-206.3M
$169.8M
Q3 25
$-46.7M
$155.3M
Q2 25
$-70.9M
$130.4M
Q1 25
$-97.8M
$125.8M
Q4 24
$-118.1M
$87.8M
Q3 24
$64.5M
$61.1M
Q2 24
$200.0M
$50.3M
Total Assets
ARRY
ARRY
SEZL
SEZL
Q1 26
$1.5B
$454.3M
Q4 25
$1.5B
$400.2M
Q3 25
$1.6B
$367.0M
Q2 25
$1.5B
$350.6M
Q1 25
$1.4B
$298.1M
Q4 24
$1.4B
$298.4M
Q3 24
$1.6B
$252.9M
Q2 24
$1.7B
$212.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARRY
ARRY
SEZL
SEZL
Operating Cash FlowLast quarter
$43.6M
Free Cash FlowOCF − Capex
$36.2M
FCF MarginFCF / Revenue
16.0%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$131.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARRY
ARRY
SEZL
SEZL
Q1 26
$43.6M
Q4 25
$43.6M
$70.6M
Q3 25
$27.4M
$63.7M
Q2 25
$43.8M
$23.1M
Q1 25
$-13.1M
$52.5M
Q4 24
$57.6M
$57.4M
Q3 24
$44.9M
$35.1M
Q2 24
$4.0M
$22.2M
Free Cash Flow
ARRY
ARRY
SEZL
SEZL
Q1 26
$36.2M
Q4 25
$36.2M
$70.6M
Q3 25
$21.9M
$63.6M
Q2 25
$37.2M
$22.7M
Q1 25
$-15.4M
$52.5M
Q4 24
$55.9M
$57.4M
Q3 24
$43.9M
$35.1M
Q2 24
$1.8M
$22.2M
FCF Margin
ARRY
ARRY
SEZL
SEZL
Q1 26
16.0%
Q4 25
16.0%
90.2%
Q3 25
5.6%
110.6%
Q2 25
10.3%
43.6%
Q1 25
-5.1%
108.9%
Q4 24
20.3%
118.5%
Q3 24
19.0%
98.6%
Q2 24
0.7%
73.4%
Capex Intensity
ARRY
ARRY
SEZL
SEZL
Q1 26
Q4 25
3.3%
0.1%
Q3 25
1.4%
0.3%
Q2 25
1.8%
0.8%
Q1 25
0.8%
0.1%
Q4 24
0.6%
0.1%
Q3 24
0.5%
0.0%
Q2 24
0.8%
0.1%
Cash Conversion
ARRY
ARRY
SEZL
SEZL
Q1 26
Q4 25
1.65×
Q3 25
0.82×
2.39×
Q2 25
1.01×
0.84×
Q1 25
-0.78×
1.45×
Q4 24
2.26×
Q3 24
2.27×
Q2 24
0.15×
0.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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