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Side-by-side financial comparison of Ardmore Shipping Corp (ASC) and Capitol Federal Financial, Inc. (CFFN). Click either name above to swap in a different company.

Ardmore Shipping Corp is the larger business by last-quarter revenue ($81.2M vs $57.7M, roughly 1.4× Capitol Federal Financial, Inc.). Capitol Federal Financial, Inc. runs the higher net margin — 34.9% vs 15.7%, a 19.2% gap on every dollar of revenue. Over the past eight quarters, Capitol Federal Financial, Inc.'s revenue compounded faster (12.1% CAGR vs -6.0%).

Ardmore Shipping Corp is a global maritime transport company that owns and operates a fleet of mid-sized product and chemical tankers. It provides seaborne transport for petroleum products, specialty chemicals and bulk liquid commodities, serving energy, chemical and trading clients across key international trade routes.

Capitol Federal Savings Bank (CapFed) is a federally chartered and insured savings bank founded in 1893 and headquartered in Topeka, Kansas. Capitol Federal has 51 locations serving both the Kansas and Missouri sides of the Kansas City metropolitan area with personal and business financial services. It is owned by holding company Capitol Federal Financial Inc. for trading on the Nasdaq.

ASC vs CFFN — Head-to-Head

Bigger by revenue
ASC
ASC
1.4× larger
ASC
$81.2M
$57.7M
CFFN
Higher net margin
CFFN
CFFN
19.2% more per $
CFFN
34.9%
15.7%
ASC
Faster 2-yr revenue CAGR
CFFN
CFFN
Annualised
CFFN
12.1%
-6.0%
ASC

Income Statement — Q3 FY2025 vs Q2 FY2026

Metric
ASC
ASC
CFFN
CFFN
Revenue
$81.2M
$57.7M
Net Profit
$12.8M
$20.1M
Gross Margin
Operating Margin
16.1%
Net Margin
15.7%
34.9%
Revenue YoY
-15.5%
Net Profit YoY
-47.0%
EPS (diluted)
$0.30

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASC
ASC
CFFN
CFFN
Q1 26
$57.7M
Q4 25
$56.8M
Q3 25
$81.2M
$54.6M
Q2 25
$72.0M
$50.7M
Q1 25
$74.0M
$48.8M
Q4 24
$46.9M
Q3 24
$96.1M
Q2 24
$121.3M
$45.0M
Net Profit
ASC
ASC
CFFN
CFFN
Q1 26
$20.1M
Q4 25
$20.3M
Q3 25
$12.8M
$18.8M
Q2 25
$9.6M
$18.4M
Q1 25
$6.3M
$15.4M
Q4 24
$15.4M
Q3 24
$24.1M
Q2 24
$62.7M
$9.6M
Operating Margin
ASC
ASC
CFFN
CFFN
Q1 26
Q4 25
44.4%
Q3 25
16.1%
42.2%
Q2 25
13.5%
42.6%
Q1 25
8.6%
39.5%
Q4 24
40.7%
Q3 24
25.4%
Q2 24
51.3%
34.7%
Net Margin
ASC
ASC
CFFN
CFFN
Q1 26
34.9%
Q4 25
35.7%
Q3 25
15.7%
34.5%
Q2 25
13.3%
36.2%
Q1 25
8.5%
31.6%
Q4 24
32.9%
Q3 24
25.1%
Q2 24
51.7%
21.4%
EPS (diluted)
ASC
ASC
CFFN
CFFN
Q1 26
Q4 25
$0.16
Q3 25
$0.30
$0.14
Q2 25
$0.22
$0.14
Q1 25
$0.14
$0.12
Q4 24
$0.12
Q3 24
$0.55
Q2 24
$1.47
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASC
ASC
CFFN
CFFN
Cash + ST InvestmentsLiquidity on hand
$2.5M
Total DebtLower is stronger
$116.1M
Stockholders' EquityBook value
$628.2M
$1.0B
Total Assets
$799.8M
$9.8B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASC
ASC
CFFN
CFFN
Q1 26
$2.5M
Q4 25
$232.6M
Q3 25
$252.4M
Q2 25
$175.0M
Q1 25
$340.4M
Q4 24
$170.3M
Q3 24
Q2 24
$317.8M
Total Debt
ASC
ASC
CFFN
CFFN
Q1 26
Q4 25
Q3 25
$116.1M
Q2 25
$25.0M
Q1 25
$20.5M
Q4 24
Q3 24
$22.5M
Q2 24
$44.2M
Stockholders' Equity
ASC
ASC
CFFN
CFFN
Q1 26
$1.0B
Q4 25
$1.0B
Q3 25
$628.2M
$1.0B
Q2 25
$618.3M
$1.0B
Q1 25
$610.7M
$1.0B
Q4 24
$1.0B
Q3 24
$627.0M
Q2 24
$617.7M
$1.0B
Total Assets
ASC
ASC
CFFN
CFFN
Q1 26
$9.8B
Q4 25
$9.8B
Q3 25
$799.8M
$9.8B
Q2 25
$703.8M
$9.7B
Q1 25
$690.4M
$9.7B
Q4 24
$9.5B
Q3 24
$722.8M
Q2 24
$742.0M
$9.6B
Debt / Equity
ASC
ASC
CFFN
CFFN
Q1 26
Q4 25
Q3 25
0.18×
Q2 25
0.04×
Q1 25
0.03×
Q4 24
Q3 24
0.04×
Q2 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASC
ASC
CFFN
CFFN
Operating Cash FlowLast quarter
$17.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.40×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASC
ASC
CFFN
CFFN
Q1 26
Q4 25
$17.4M
Q3 25
$17.9M
$55.0M
Q2 25
$11.2M
$12.4M
Q1 25
$26.3M
$15.5M
Q4 24
$5.6M
Q3 24
$39.9M
Q2 24
$48.4M
$19.1M
Free Cash Flow
ASC
ASC
CFFN
CFFN
Q1 26
Q4 25
$15.8M
Q3 25
$49.8M
Q2 25
$10.8M
Q1 25
$14.7M
Q4 24
$4.5M
Q3 24
Q2 24
$16.4M
FCF Margin
ASC
ASC
CFFN
CFFN
Q1 26
Q4 25
27.9%
Q3 25
91.3%
Q2 25
21.2%
Q1 25
30.2%
Q4 24
9.5%
Q3 24
Q2 24
36.5%
Capex Intensity
ASC
ASC
CFFN
CFFN
Q1 26
Q4 25
2.8%
Q3 25
9.5%
Q2 25
3.2%
Q1 25
1.5%
Q4 24
2.5%
Q3 24
Q2 24
5.9%
Cash Conversion
ASC
ASC
CFFN
CFFN
Q1 26
Q4 25
0.86×
Q3 25
1.40×
2.93×
Q2 25
1.17×
0.67×
Q1 25
4.20×
1.01×
Q4 24
0.36×
Q3 24
1.65×
Q2 24
0.77×
1.98×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASC
ASC

Segment breakdown not available.

CFFN
CFFN

Net Interest Income$52.3M91%
Noninterest Income$5.5M9%

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