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Side-by-side financial comparison of Ardmore Shipping Corp (ASC) and CVB FINANCIAL CORP (CVBF). Click either name above to swap in a different company.

CVB FINANCIAL CORP is the larger business by last-quarter revenue ($133.8M vs $81.2M, roughly 1.6× Ardmore Shipping Corp). On growth, CVB FINANCIAL CORP posted the faster year-over-year revenue change (8.4% vs -15.5%). Over the past eight quarters, CVB FINANCIAL CORP's revenue compounded faster (2.8% CAGR vs -6.0%).

Ardmore Shipping Corp is a global maritime transport company that owns and operates a fleet of mid-sized product and chemical tankers. It provides seaborne transport for petroleum products, specialty chemicals and bulk liquid commodities, serving energy, chemical and trading clients across key international trade routes.

CVB Financial Corp is a U.S. bank holding company operating Citizens Business Bank, serving mainly California markets. It offers commercial banking, personal banking and wealth management solutions for small to medium enterprises, professional firms and individual consumers, with core services including loans, deposit accounts and asset management.

ASC vs CVBF — Head-to-Head

Bigger by revenue
CVBF
CVBF
1.6× larger
CVBF
$133.8M
$81.2M
ASC
Growing faster (revenue YoY)
CVBF
CVBF
+23.8% gap
CVBF
8.4%
-15.5%
ASC
Faster 2-yr revenue CAGR
CVBF
CVBF
Annualised
CVBF
2.8%
-6.0%
ASC

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ASC
ASC
CVBF
CVBF
Revenue
$81.2M
$133.8M
Net Profit
$12.8M
Gross Margin
Operating Margin
16.1%
55.6%
Net Margin
15.7%
Revenue YoY
-15.5%
8.4%
Net Profit YoY
-47.0%
EPS (diluted)
$0.30
$0.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASC
ASC
CVBF
CVBF
Q4 25
$133.8M
Q3 25
$81.2M
$128.6M
Q2 25
$72.0M
$126.4M
Q1 25
$74.0M
$126.7M
Q4 24
$123.5M
Q3 24
$96.1M
$126.5M
Q2 24
$121.3M
$125.3M
Q1 24
$106.3M
$126.6M
Net Profit
ASC
ASC
CVBF
CVBF
Q4 25
Q3 25
$12.8M
$52.6M
Q2 25
$9.6M
$50.6M
Q1 25
$6.3M
$51.1M
Q4 24
Q3 24
$24.1M
$51.2M
Q2 24
$62.7M
$50.0M
Q1 24
$39.2M
$48.6M
Operating Margin
ASC
ASC
CVBF
CVBF
Q4 25
55.6%
Q3 25
16.1%
53.7%
Q2 25
13.5%
54.4%
Q1 25
8.6%
54.9%
Q4 24
55.1%
Q3 24
25.4%
53.5%
Q2 24
51.3%
54.9%
Q1 24
37.2%
52.8%
Net Margin
ASC
ASC
CVBF
CVBF
Q4 25
Q3 25
15.7%
40.9%
Q2 25
13.3%
40.0%
Q1 25
8.5%
40.3%
Q4 24
Q3 24
25.1%
40.5%
Q2 24
51.7%
39.9%
Q1 24
36.9%
38.4%
EPS (diluted)
ASC
ASC
CVBF
CVBF
Q4 25
$0.41
Q3 25
$0.30
$0.38
Q2 25
$0.22
$0.37
Q1 25
$0.14
$0.36
Q4 24
$0.36
Q3 24
$0.55
$0.37
Q2 24
$1.47
$0.36
Q1 24
$0.92
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASC
ASC
CVBF
CVBF
Cash + ST InvestmentsLiquidity on hand
$376.4M
Total DebtLower is stronger
$116.1M
Stockholders' EquityBook value
$628.2M
$2.3B
Total Assets
$799.8M
$15.6B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASC
ASC
CVBF
CVBF
Q4 25
$376.4M
Q3 25
$783.9M
Q2 25
$738.6M
Q1 25
$529.1M
Q4 24
$204.7M
Q3 24
$453.5M
Q2 24
$844.2M
Q1 24
$949.6M
Total Debt
ASC
ASC
CVBF
CVBF
Q4 25
Q3 25
$116.1M
Q2 25
$25.0M
Q1 25
$20.5M
Q4 24
Q3 24
$22.5M
Q2 24
$44.2M
Q1 24
$23.1M
Stockholders' Equity
ASC
ASC
CVBF
CVBF
Q4 25
$2.3B
Q3 25
$628.2M
$2.3B
Q2 25
$618.3M
$2.2B
Q1 25
$610.7M
$2.2B
Q4 24
$2.2B
Q3 24
$627.0M
$2.2B
Q2 24
$617.7M
$2.1B
Q1 24
$567.9M
$2.1B
Total Assets
ASC
ASC
CVBF
CVBF
Q4 25
$15.6B
Q3 25
$799.8M
$15.7B
Q2 25
$703.8M
$15.4B
Q1 25
$690.4M
$15.3B
Q4 24
$15.2B
Q3 24
$722.8M
$15.4B
Q2 24
$742.0M
$16.2B
Q1 24
$704.1M
$16.5B
Debt / Equity
ASC
ASC
CVBF
CVBF
Q4 25
Q3 25
0.18×
Q2 25
0.04×
Q1 25
0.03×
Q4 24
Q3 24
0.04×
Q2 24
0.07×
Q1 24
0.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASC
ASC
CVBF
CVBF
Operating Cash FlowLast quarter
$17.9M
$221.4M
Free Cash FlowOCF − Capex
$217.3M
FCF MarginFCF / Revenue
162.4%
Capex IntensityCapex / Revenue
3.0%
Cash ConversionOCF / Net Profit
1.40×
TTM Free Cash FlowTrailing 4 quarters
$391.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASC
ASC
CVBF
CVBF
Q4 25
$221.4M
Q3 25
$17.9M
$81.5M
Q2 25
$11.2M
$53.1M
Q1 25
$26.3M
$41.9M
Q4 24
$249.8M
Q3 24
$39.9M
$71.4M
Q2 24
$48.4M
$26.1M
Q1 24
$49.2M
$77.5M
Free Cash Flow
ASC
ASC
CVBF
CVBF
Q4 25
$217.3M
Q3 25
$80.7M
Q2 25
$52.3M
Q1 25
$41.2M
Q4 24
$244.6M
Q3 24
$70.2M
Q2 24
$24.4M
Q1 24
$77.3M
FCF Margin
ASC
ASC
CVBF
CVBF
Q4 25
162.4%
Q3 25
62.8%
Q2 25
41.4%
Q1 25
32.5%
Q4 24
198.0%
Q3 24
55.5%
Q2 24
19.5%
Q1 24
61.1%
Capex Intensity
ASC
ASC
CVBF
CVBF
Q4 25
3.0%
Q3 25
0.7%
Q2 25
0.7%
Q1 25
0.5%
Q4 24
4.2%
Q3 24
1.0%
Q2 24
1.4%
Q1 24
0.1%
Cash Conversion
ASC
ASC
CVBF
CVBF
Q4 25
Q3 25
1.40×
1.55×
Q2 25
1.17×
1.05×
Q1 25
4.20×
0.82×
Q4 24
Q3 24
1.65×
1.39×
Q2 24
0.77×
0.52×
Q1 24
1.25×
1.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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