vs

Side-by-side financial comparison of Ardmore Shipping Corp (ASC) and Metropolitan Bank Holding Corp. (MCB). Click either name above to swap in a different company.

Metropolitan Bank Holding Corp. is the larger business by last-quarter revenue ($88.5M vs $81.2M, roughly 1.1× Ardmore Shipping Corp). Metropolitan Bank Holding Corp. runs the higher net margin — 35.5% vs 15.7%, a 19.8% gap on every dollar of revenue. On growth, Metropolitan Bank Holding Corp. posted the faster year-over-year revenue change (25.4% vs -15.5%). Over the past eight quarters, Metropolitan Bank Holding Corp.'s revenue compounded faster (14.3% CAGR vs -6.0%).

Ardmore Shipping Corp is a global maritime transport company that owns and operates a fleet of mid-sized product and chemical tankers. It provides seaborne transport for petroleum products, specialty chemicals and bulk liquid commodities, serving energy, chemical and trading clients across key international trade routes.

Sandy Spring Bancorp, Inc. was a bank holding company headquartered in Olney, Maryland and operating in the Washington metropolitan area. In addition to banking services, the company offered commercial and personal lines of insurance, surety bonds, workers compensation insurance, and professional liability insurance protection as well as financial planning, wealth management, and asset management for high-net-worth individuals, businesses, and associations. In April 2025, the company was acqu...

ASC vs MCB — Head-to-Head

Bigger by revenue
MCB
MCB
1.1× larger
MCB
$88.5M
$81.2M
ASC
Growing faster (revenue YoY)
MCB
MCB
+40.8% gap
MCB
25.4%
-15.5%
ASC
Higher net margin
MCB
MCB
19.8% more per $
MCB
35.5%
15.7%
ASC
Faster 2-yr revenue CAGR
MCB
MCB
Annualised
MCB
14.3%
-6.0%
ASC

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
ASC
ASC
MCB
MCB
Revenue
$81.2M
$88.5M
Net Profit
$12.8M
$31.4M
Gross Margin
Operating Margin
16.1%
Net Margin
15.7%
35.5%
Revenue YoY
-15.5%
25.4%
Net Profit YoY
-47.0%
92.2%
EPS (diluted)
$0.30
$2.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASC
ASC
MCB
MCB
Q1 26
$88.5M
Q4 25
$88.4M
Q3 25
$81.2M
$79.8M
Q2 25
$72.0M
$76.3M
Q1 25
$74.0M
$70.6M
Q4 24
$71.0M
Q3 24
$96.1M
$71.5M
Q2 24
$121.3M
$67.7M
Net Profit
ASC
ASC
MCB
MCB
Q1 26
$31.4M
Q4 25
$28.9M
Q3 25
$12.8M
$7.1M
Q2 25
$9.6M
$18.8M
Q1 25
$6.3M
$16.4M
Q4 24
$21.4M
Q3 24
$24.1M
$12.3M
Q2 24
$62.7M
$16.8M
Operating Margin
ASC
ASC
MCB
MCB
Q1 26
Q4 25
46.6%
Q3 25
16.1%
12.8%
Q2 25
13.5%
35.1%
Q1 25
8.6%
33.1%
Q4 24
44.1%
Q3 24
25.4%
24.6%
Q2 24
51.3%
35.3%
Net Margin
ASC
ASC
MCB
MCB
Q1 26
35.5%
Q4 25
32.6%
Q3 25
15.7%
8.9%
Q2 25
13.3%
24.6%
Q1 25
8.5%
23.2%
Q4 24
30.2%
Q3 24
25.1%
17.2%
Q2 24
51.7%
24.8%
EPS (diluted)
ASC
ASC
MCB
MCB
Q1 26
$2.92
Q4 25
$2.74
Q3 25
$0.30
$0.67
Q2 25
$0.22
$1.76
Q1 25
$0.14
$1.45
Q4 24
$1.89
Q3 24
$0.55
$1.08
Q2 24
$1.47
$1.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASC
ASC
MCB
MCB
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$116.1M
Stockholders' EquityBook value
$628.2M
$948.3M
Total Assets
$799.8M
$8.8B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASC
ASC
MCB
MCB
Q1 26
Q4 25
$393.6M
Q3 25
$385.9M
Q2 25
$152.5M
Q1 25
$196.5M
Q4 24
$200.3M
Q3 24
$318.5M
Q2 24
$244.7M
Total Debt
ASC
ASC
MCB
MCB
Q1 26
Q4 25
Q3 25
$116.1M
Q2 25
$25.0M
Q1 25
$20.5M
Q4 24
Q3 24
$22.5M
Q2 24
$44.2M
Stockholders' Equity
ASC
ASC
MCB
MCB
Q1 26
$948.3M
Q4 25
$743.1M
Q3 25
$628.2M
$732.0M
Q2 25
$618.3M
$723.0M
Q1 25
$610.7M
$737.8M
Q4 24
$729.8M
Q3 24
$627.0M
$715.2M
Q2 24
$617.7M
$692.4M
Total Assets
ASC
ASC
MCB
MCB
Q1 26
$8.8B
Q4 25
$8.3B
Q3 25
$799.8M
$8.2B
Q2 25
$703.8M
$7.9B
Q1 25
$690.4M
$7.6B
Q4 24
$7.3B
Q3 24
$722.8M
$7.4B
Q2 24
$742.0M
$7.3B
Debt / Equity
ASC
ASC
MCB
MCB
Q1 26
Q4 25
Q3 25
0.18×
Q2 25
0.04×
Q1 25
0.03×
Q4 24
Q3 24
0.04×
Q2 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASC
ASC
MCB
MCB
Operating Cash FlowLast quarter
$17.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.40×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASC
ASC
MCB
MCB
Q1 26
Q4 25
$88.7M
Q3 25
$17.9M
$31.8M
Q2 25
$11.2M
$18.4M
Q1 25
$26.3M
$7.8M
Q4 24
$148.5M
Q3 24
$39.9M
$4.8M
Q2 24
$48.4M
$35.3M
Cash Conversion
ASC
ASC
MCB
MCB
Q1 26
Q4 25
3.07×
Q3 25
1.40×
4.47×
Q2 25
1.17×
0.98×
Q1 25
4.20×
0.47×
Q4 24
6.93×
Q3 24
1.65×
0.39×
Q2 24
0.77×
2.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons