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Side-by-side financial comparison of Ardmore Shipping Corp (ASC) and SOUTHERN MISSOURI BANCORP, INC. (SMBC). Click either name above to swap in a different company.

Ardmore Shipping Corp is the larger business by last-quarter revenue ($81.2M vs $49.6M, roughly 1.6× SOUTHERN MISSOURI BANCORP, INC.). SOUTHERN MISSOURI BANCORP, INC. runs the higher net margin — 36.6% vs 15.7%, a 20.8% gap on every dollar of revenue. On growth, SOUTHERN MISSOURI BANCORP, INC. posted the faster year-over-year revenue change (10.3% vs -15.5%). Over the past eight quarters, SOUTHERN MISSOURI BANCORP, INC.'s revenue compounded faster (11.3% CAGR vs -6.0%).

Ardmore Shipping Corp is a global maritime transport company that owns and operates a fleet of mid-sized product and chemical tankers. It provides seaborne transport for petroleum products, specialty chemicals and bulk liquid commodities, serving energy, chemical and trading clients across key international trade routes.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

ASC vs SMBC — Head-to-Head

Bigger by revenue
ASC
ASC
1.6× larger
ASC
$81.2M
$49.6M
SMBC
Growing faster (revenue YoY)
SMBC
SMBC
+25.8% gap
SMBC
10.3%
-15.5%
ASC
Higher net margin
SMBC
SMBC
20.8% more per $
SMBC
36.6%
15.7%
ASC
Faster 2-yr revenue CAGR
SMBC
SMBC
Annualised
SMBC
11.3%
-6.0%
ASC

Income Statement — Q3 FY2025 vs Q2 FY2026

Metric
ASC
ASC
SMBC
SMBC
Revenue
$81.2M
$49.6M
Net Profit
$12.8M
$18.1M
Gross Margin
Operating Margin
16.1%
45.7%
Net Margin
15.7%
36.6%
Revenue YoY
-15.5%
10.3%
Net Profit YoY
-47.0%
23.9%
EPS (diluted)
$0.30
$1.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASC
ASC
SMBC
SMBC
Q4 25
$49.6M
Q3 25
$81.2M
$49.0M
Q2 25
$72.0M
$47.6M
Q1 25
$74.0M
$46.1M
Q4 24
$45.0M
Q3 24
$96.1M
$43.8M
Q2 24
$121.3M
$42.9M
Q1 24
$106.3M
$40.1M
Net Profit
ASC
ASC
SMBC
SMBC
Q4 25
$18.1M
Q3 25
$12.8M
$15.7M
Q2 25
$9.6M
$15.8M
Q1 25
$6.3M
$15.7M
Q4 24
$14.7M
Q3 24
$24.1M
$12.5M
Q2 24
$62.7M
$13.5M
Q1 24
$39.2M
$11.3M
Operating Margin
ASC
ASC
SMBC
SMBC
Q4 25
45.7%
Q3 25
16.1%
39.7%
Q2 25
13.5%
40.2%
Q1 25
8.6%
43.0%
Q4 24
42.7%
Q3 24
25.4%
36.1%
Q2 24
51.3%
39.6%
Q1 24
37.2%
35.3%
Net Margin
ASC
ASC
SMBC
SMBC
Q4 25
36.6%
Q3 25
15.7%
31.9%
Q2 25
13.3%
33.2%
Q1 25
8.5%
34.0%
Q4 24
32.6%
Q3 24
25.1%
28.4%
Q2 24
51.7%
31.6%
Q1 24
36.9%
28.2%
EPS (diluted)
ASC
ASC
SMBC
SMBC
Q4 25
$1.62
Q3 25
$0.30
$1.38
Q2 25
$0.22
$1.39
Q1 25
$0.14
$1.39
Q4 24
$1.30
Q3 24
$0.55
$1.10
Q2 24
$1.47
$1.20
Q1 24
$0.92
$0.99

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASC
ASC
SMBC
SMBC
Cash + ST InvestmentsLiquidity on hand
$134.1M
Total DebtLower is stronger
$116.1M
Stockholders' EquityBook value
$628.2M
$567.4M
Total Assets
$799.8M
$5.1B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASC
ASC
SMBC
SMBC
Q4 25
$134.1M
Q3 25
$124.1M
Q2 25
$192.9M
Q1 25
$226.9M
Q4 24
$145.8M
Q3 24
$75.3M
Q2 24
$60.9M
Q1 24
$168.3M
Total Debt
ASC
ASC
SMBC
SMBC
Q4 25
Q3 25
$116.1M
Q2 25
$25.0M
Q1 25
$20.5M
Q4 24
Q3 24
$22.5M
Q2 24
$44.2M
Q1 24
$23.1M
Stockholders' Equity
ASC
ASC
SMBC
SMBC
Q4 25
$567.4M
Q3 25
$628.2M
$560.2M
Q2 25
$618.3M
$544.7M
Q1 25
$610.7M
$528.8M
Q4 24
$512.4M
Q3 24
$627.0M
$505.6M
Q2 24
$617.7M
$488.7M
Q1 24
$567.9M
$479.6M
Total Assets
ASC
ASC
SMBC
SMBC
Q4 25
$5.1B
Q3 25
$799.8M
$5.0B
Q2 25
$703.8M
$5.0B
Q1 25
$690.4M
$5.0B
Q4 24
$4.9B
Q3 24
$722.8M
$4.7B
Q2 24
$742.0M
$4.6B
Q1 24
$704.1M
$4.6B
Debt / Equity
ASC
ASC
SMBC
SMBC
Q4 25
Q3 25
0.18×
Q2 25
0.04×
Q1 25
0.03×
Q4 24
Q3 24
0.04×
Q2 24
0.07×
Q1 24
0.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASC
ASC
SMBC
SMBC
Operating Cash FlowLast quarter
$17.9M
$21.3M
Free Cash FlowOCF − Capex
$20.2M
FCF MarginFCF / Revenue
40.6%
Capex IntensityCapex / Revenue
2.2%
Cash ConversionOCF / Net Profit
1.40×
1.17×
TTM Free Cash FlowTrailing 4 quarters
$133.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASC
ASC
SMBC
SMBC
Q4 25
$21.3M
Q3 25
$17.9M
$16.3M
Q2 25
$11.2M
$81.6M
Q1 25
$26.3M
$24.1M
Q4 24
$20.1M
Q3 24
$39.9M
$10.0M
Q2 24
$48.4M
$70.3M
Q1 24
$49.2M
$23.9M
Free Cash Flow
ASC
ASC
SMBC
SMBC
Q4 25
$20.2M
Q3 25
$15.4M
Q2 25
$75.3M
Q1 25
$22.7M
Q4 24
$18.2M
Q3 24
$8.6M
Q2 24
$61.2M
Q1 24
$19.6M
FCF Margin
ASC
ASC
SMBC
SMBC
Q4 25
40.6%
Q3 25
31.4%
Q2 25
158.1%
Q1 25
49.3%
Q4 24
40.3%
Q3 24
19.5%
Q2 24
142.8%
Q1 24
48.8%
Capex Intensity
ASC
ASC
SMBC
SMBC
Q4 25
2.2%
Q3 25
1.8%
Q2 25
13.2%
Q1 25
3.0%
Q4 24
4.4%
Q3 24
3.3%
Q2 24
21.1%
Q1 24
10.8%
Cash Conversion
ASC
ASC
SMBC
SMBC
Q4 25
1.17×
Q3 25
1.40×
1.04×
Q2 25
1.17×
5.17×
Q1 25
4.20×
1.54×
Q4 24
1.37×
Q3 24
1.65×
0.80×
Q2 24
0.77×
5.19×
Q1 24
1.25×
2.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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