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Side-by-side financial comparison of AVINO SILVER & GOLD MINES LTD (ASM) and CITIZENS & NORTHERN CORP (CZNC). Click either name above to swap in a different company.

CITIZENS & NORTHERN CORP is the larger business by last-quarter revenue ($36.9M vs $21.0M, roughly 1.8× AVINO SILVER & GOLD MINES LTD). AVINO SILVER & GOLD MINES LTD runs the higher net margin — 36.6% vs 12.1%, a 24.5% gap on every dollar of revenue. On growth, AVINO SILVER & GOLD MINES LTD posted the faster year-over-year revenue change (44.0% vs 31.6%). Over the past eight quarters, AVINO SILVER & GOLD MINES LTD's revenue compounded faster (51.1% CAGR vs 19.7%).

Avino Silver & Gold Mines Ltd is a Canada-based mining company engaged in the exploration, development, and production of precious and base metals, primarily silver, gold, and copper. It operates its flagship Avino Mine property in Durango, Mexico, with its metal products supplied to global industrial and commodity markets.

Northern Trust Corporation is an American financial services company headquartered in Chicago, Illinois, that caters to corporations, institutional investors, and ultra high net worth individuals. Northern Trust is one of the largest banking institutions in the United States and one of the oldest banks in continuous operation. As of December 31, 2025, it had $1.8 trillion in assets under management and $14.9 trillion in assets under custody. Northern Trust Corporation is incorporated in Delaw...

ASM vs CZNC — Head-to-Head

Bigger by revenue
CZNC
CZNC
1.8× larger
CZNC
$36.9M
$21.0M
ASM
Growing faster (revenue YoY)
ASM
ASM
+12.4% gap
ASM
44.0%
31.6%
CZNC
Higher net margin
ASM
ASM
24.5% more per $
ASM
36.6%
12.1%
CZNC
Faster 2-yr revenue CAGR
ASM
ASM
Annualised
ASM
51.1%
19.7%
CZNC

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ASM
ASM
CZNC
CZNC
Revenue
$21.0M
$36.9M
Net Profit
$7.7M
$4.5M
Gross Margin
47.1%
Operating Margin
14.6%
Net Margin
36.6%
12.1%
Revenue YoY
44.0%
31.6%
Net Profit YoY
558.9%
-45.4%
EPS (diluted)
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASM
ASM
CZNC
CZNC
Q4 25
$36.9M
Q3 25
$21.0M
$29.6M
Q2 25
$21.8M
$29.3M
Q1 25
$18.8M
$27.0M
Q4 24
$28.0M
Q3 24
$14.6M
$27.3M
Q2 24
$14.8M
$27.3M
Q1 24
$12.4M
$25.7M
Net Profit
ASM
ASM
CZNC
CZNC
Q4 25
$4.5M
Q3 25
$7.7M
$6.6M
Q2 25
$2.9M
$6.1M
Q1 25
$5.6M
$6.3M
Q4 24
$8.2M
Q3 24
$1.2M
$6.4M
Q2 24
$1.2M
$6.1M
Q1 24
$599.0K
$5.3M
Gross Margin
ASM
ASM
CZNC
CZNC
Q4 25
Q3 25
47.1%
Q2 25
46.9%
Q1 25
56.1%
Q4 24
Q3 24
39.1%
Q2 24
31.8%
Q1 24
18.9%
Operating Margin
ASM
ASM
CZNC
CZNC
Q4 25
14.6%
Q3 25
27.1%
Q2 25
25.7%
Q1 25
28.6%
Q4 24
36.1%
Q3 24
28.6%
Q2 24
27.4%
Q1 24
25.1%
Net Margin
ASM
ASM
CZNC
CZNC
Q4 25
12.1%
Q3 25
36.6%
22.2%
Q2 25
13.1%
20.9%
Q1 25
29.8%
23.3%
Q4 24
29.2%
Q3 24
8.0%
23.3%
Q2 24
8.4%
22.4%
Q1 24
4.8%
20.6%
EPS (diluted)
ASM
ASM
CZNC
CZNC
Q4 25
Q3 25
$0.05
$0.42
Q2 25
$0.02
$0.40
Q1 25
$0.04
$0.41
Q4 24
$0.53
Q3 24
$0.01
$0.41
Q2 24
$0.01
$0.40
Q1 24
$0.00
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASM
ASM
CZNC
CZNC
Cash + ST InvestmentsLiquidity on hand
$57.3M
$46.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$182.1M
$341.7M
Total Assets
$221.9M
$3.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASM
ASM
CZNC
CZNC
Q4 25
$46.1M
Q3 25
$57.3M
$123.1M
Q2 25
$37.3M
$99.6M
Q1 25
$26.6M
$114.7M
Q4 24
$126.2M
Q3 24
$7.8M
$184.2M
Q2 24
$5.3M
$100.4M
Q1 24
$3.5M
$46.4M
Stockholders' Equity
ASM
ASM
CZNC
CZNC
Q4 25
$341.7M
Q3 25
$182.1M
$294.0M
Q2 25
$144.8M
$286.4M
Q1 25
$132.3M
$281.8M
Q4 24
$275.3M
Q3 24
$114.5M
$277.3M
Q2 24
$112.2M
$263.2M
Q1 24
$107.8M
$261.7M
Total Assets
ASM
ASM
CZNC
CZNC
Q4 25
$3.1B
Q3 25
$221.9M
$2.7B
Q2 25
$174.7M
$2.6B
Q1 25
$157.7M
$2.6B
Q4 24
$2.6B
Q3 24
$135.4M
$2.7B
Q2 24
$133.7M
$2.6B
Q1 24
$128.6M
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASM
ASM
CZNC
CZNC
Operating Cash FlowLast quarter
$8.3M
$32.0M
Free Cash FlowOCF − Capex
$30.1M
FCF MarginFCF / Revenue
81.6%
Capex IntensityCapex / Revenue
5.2%
Cash ConversionOCF / Net Profit
1.08×
7.17×
TTM Free Cash FlowTrailing 4 quarters
$50.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASM
ASM
CZNC
CZNC
Q4 25
$32.0M
Q3 25
$8.3M
$11.3M
Q2 25
$8.3M
$8.5M
Q1 25
$758.0K
$1.6M
Q4 24
$33.0M
Q3 24
$4.1M
$6.6M
Q2 24
$1.1M
$8.6M
Q1 24
$2.3M
$5.7M
Free Cash Flow
ASM
ASM
CZNC
CZNC
Q4 25
$30.1M
Q3 25
$10.9M
Q2 25
$8.0M
Q1 25
$1.0M
Q4 24
$31.1M
Q3 24
$6.4M
Q2 24
$8.0M
Q1 24
$5.0M
FCF Margin
ASM
ASM
CZNC
CZNC
Q4 25
81.6%
Q3 25
36.9%
Q2 25
27.4%
Q1 25
3.9%
Q4 24
111.1%
Q3 24
23.6%
Q2 24
29.2%
Q1 24
19.4%
Capex Intensity
ASM
ASM
CZNC
CZNC
Q4 25
5.2%
Q3 25
1.4%
Q2 25
1.7%
Q1 25
2.0%
Q4 24
6.8%
Q3 24
0.5%
Q2 24
2.4%
Q1 24
2.9%
Cash Conversion
ASM
ASM
CZNC
CZNC
Q4 25
7.17×
Q3 25
1.08×
1.73×
Q2 25
2.92×
1.39×
Q1 25
0.13×
0.25×
Q4 24
4.04×
Q3 24
3.55×
1.04×
Q2 24
0.87×
1.41×
Q1 24
3.92×
1.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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