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Side-by-side financial comparison of ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) and LCNB CORP (LCNB). Click either name above to swap in a different company.

ALTISOURCE PORTFOLIO SOLUTIONS S.A. is the larger business by last-quarter revenue ($42.3M vs $23.9M, roughly 1.8× LCNB CORP). LCNB CORP runs the higher net margin — 23.7% vs -16.8%, a 40.6% gap on every dollar of revenue. On growth, LCNB CORP posted the faster year-over-year revenue change (5.1% vs 3.2%). LCNB CORP produced more free cash flow last quarter ($33.4M vs $-525.0K). Over the past eight quarters, LCNB CORP's revenue compounded faster (15.7% CAGR vs 3.6%).

Altisource Portfolio Solutions S.A. is a global provider of integrated technology, data and operational services for the mortgage, real estate and consumer finance sectors. It serves lenders, servicers and investors, offering solutions that streamline asset management and residential property transaction workflows to boost operational efficiency.

LCNB Corp is a United States-based financial holding company that operates through its national bank subsidiary, providing a full suite of retail and commercial banking products and services including deposit accounts, various loan products, wealth management, and insurance solutions primarily to individual consumers, small and medium-sized enterprises and local community organizations across regional markets in Ohio.

ASPS vs LCNB — Head-to-Head

Bigger by revenue
ASPS
ASPS
1.8× larger
ASPS
$42.3M
$23.9M
LCNB
Growing faster (revenue YoY)
LCNB
LCNB
+1.9% gap
LCNB
5.1%
3.2%
ASPS
Higher net margin
LCNB
LCNB
40.6% more per $
LCNB
23.7%
-16.8%
ASPS
More free cash flow
LCNB
LCNB
$34.0M more FCF
LCNB
$33.4M
$-525.0K
ASPS
Faster 2-yr revenue CAGR
LCNB
LCNB
Annualised
LCNB
15.7%
3.6%
ASPS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ASPS
ASPS
LCNB
LCNB
Revenue
$42.3M
$23.9M
Net Profit
$-7.1M
$5.7M
Gross Margin
26.5%
Operating Margin
-15.5%
29.2%
Net Margin
-16.8%
23.7%
Revenue YoY
3.2%
5.1%
Net Profit YoY
18.2%
-7.6%
EPS (diluted)
$-1.02
$0.40

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASPS
ASPS
LCNB
LCNB
Q4 25
$42.3M
$23.9M
Q3 25
$41.9M
$23.8M
Q2 25
$43.3M
$22.8M
Q1 25
$43.4M
$21.5M
Q4 24
$41.0M
$22.7M
Q3 24
$40.5M
$21.4M
Q2 24
$39.1M
$19.3M
Q1 24
$39.5M
$17.8M
Net Profit
ASPS
ASPS
LCNB
LCNB
Q4 25
$-7.1M
$5.7M
Q3 25
$-2.3M
$6.9M
Q2 25
$16.7M
$5.9M
Q1 25
$-5.3M
$4.6M
Q4 24
$-8.7M
$6.1M
Q3 24
$-9.3M
$4.5M
Q2 24
$-8.3M
$925.0K
Q1 24
$-9.2M
$1.9M
Gross Margin
ASPS
ASPS
LCNB
LCNB
Q4 25
26.5%
Q3 25
27.1%
Q2 25
30.1%
Q1 25
30.7%
Q4 24
30.3%
Q3 24
29.8%
Q2 24
32.5%
Q1 24
31.2%
Operating Margin
ASPS
ASPS
LCNB
LCNB
Q4 25
-15.5%
29.2%
Q3 25
1.2%
35.6%
Q2 25
7.5%
31.6%
Q1 25
7.5%
25.6%
Q4 24
1.4%
32.9%
Q3 24
2.7%
24.9%
Q2 24
5.3%
4.9%
Q1 24
-1.4%
12.5%
Net Margin
ASPS
ASPS
LCNB
LCNB
Q4 25
-16.8%
23.7%
Q3 25
-5.5%
29.1%
Q2 25
38.5%
26.0%
Q1 25
-12.1%
21.4%
Q4 24
-21.3%
27.0%
Q3 24
-23.0%
21.2%
Q2 24
-21.1%
4.8%
Q1 24
-23.2%
10.7%
EPS (diluted)
ASPS
ASPS
LCNB
LCNB
Q4 25
$-1.02
$0.40
Q3 25
$-0.22
$0.49
Q2 25
$1.48
$0.41
Q1 25
$-0.09
$0.33
Q4 24
$-4.72
$0.44
Q3 24
$-2.61
$0.31
Q2 24
$-2.33
$0.07
Q1 24
$-0.33
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASPS
ASPS
LCNB
LCNB
Cash + ST InvestmentsLiquidity on hand
$26.6M
$21.6M
Total DebtLower is stronger
$191.1M
$104.4M
Stockholders' EquityBook value
$-110.2M
$273.9M
Total Assets
$139.8M
$2.2B
Debt / EquityLower = less leverage
0.38×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASPS
ASPS
LCNB
LCNB
Q4 25
$26.6M
$21.6M
Q3 25
$28.6M
$35.9M
Q2 25
$30.0M
$49.8M
Q1 25
$30.8M
$37.7M
Q4 24
$29.8M
$35.7M
Q3 24
$28.3M
$39.4M
Q2 24
$29.7M
$34.9M
Q1 24
$29.6M
$33.0M
Total Debt
ASPS
ASPS
LCNB
LCNB
Q4 25
$191.1M
$104.4M
Q3 25
$192.5M
$104.7M
Q2 25
$193.9M
$105.0M
Q1 25
$195.0M
$104.6M
Q4 24
$230.5M
$155.2M
Q3 24
$155.7M
Q2 24
$162.2M
Q1 24
$162.6M
Stockholders' Equity
ASPS
ASPS
LCNB
LCNB
Q4 25
$-110.2M
$273.9M
Q3 25
$-104.2M
$269.9M
Q2 25
$-102.7M
$263.5M
Q1 25
$-119.8M
$258.7M
Q4 24
$-157.4M
$253.0M
Q3 24
$-149.4M
$253.2M
Q2 24
$-140.8M
$245.2M
Q1 24
$-133.3M
$233.7M
Total Assets
ASPS
ASPS
LCNB
LCNB
Q4 25
$139.8M
$2.2B
Q3 25
$139.9M
$2.2B
Q2 25
$142.9M
$2.3B
Q1 25
$145.7M
$2.3B
Q4 24
$143.6M
$2.3B
Q3 24
$144.5M
$2.3B
Q2 24
$146.6M
$2.4B
Q1 24
$148.9M
$2.3B
Debt / Equity
ASPS
ASPS
LCNB
LCNB
Q4 25
0.38×
Q3 25
0.39×
Q2 25
0.40×
Q1 25
0.40×
Q4 24
0.61×
Q3 24
0.61×
Q2 24
0.66×
Q1 24
0.70×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASPS
ASPS
LCNB
LCNB
Operating Cash FlowLast quarter
$-505.0K
$34.4M
Free Cash FlowOCF − Capex
$-525.0K
$33.4M
FCF MarginFCF / Revenue
-1.2%
140.2%
Capex IntensityCapex / Revenue
0.0%
4.0%
Cash ConversionOCF / Net Profit
6.08×
TTM Free Cash FlowTrailing 4 quarters
$-5.1M
$54.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASPS
ASPS
LCNB
LCNB
Q4 25
$-505.0K
$34.4M
Q3 25
$718.0K
$14.0M
Q2 25
$-306.0K
$5.5M
Q1 25
$-5.0M
$2.2M
Q4 24
$-1.4M
$93.2M
Q3 24
$-1.6M
$11.9M
Q2 24
$180.0K
$54.9M
Q1 24
$-2.2M
$-11.9M
Free Cash Flow
ASPS
ASPS
LCNB
LCNB
Q4 25
$-525.0K
$33.4M
Q3 25
$697.0K
$13.7M
Q2 25
$-309.0K
$5.2M
Q1 25
$-5.0M
$2.1M
Q4 24
$-1.4M
$89.4M
Q3 24
$10.5M
Q2 24
$53.8M
Q1 24
$-12.8M
FCF Margin
ASPS
ASPS
LCNB
LCNB
Q4 25
-1.2%
140.2%
Q3 25
1.7%
57.4%
Q2 25
-0.7%
23.0%
Q1 25
-11.5%
10.0%
Q4 24
-3.4%
394.0%
Q3 24
49.0%
Q2 24
278.6%
Q1 24
-71.8%
Capex Intensity
ASPS
ASPS
LCNB
LCNB
Q4 25
0.0%
4.0%
Q3 25
0.1%
1.3%
Q2 25
0.0%
1.0%
Q1 25
0.1%
0.3%
Q4 24
0.0%
16.7%
Q3 24
0.0%
6.7%
Q2 24
0.0%
5.9%
Q1 24
0.0%
4.8%
Cash Conversion
ASPS
ASPS
LCNB
LCNB
Q4 25
6.08×
Q3 25
2.02×
Q2 25
-0.02×
0.92×
Q1 25
0.48×
Q4 24
15.23×
Q3 24
2.63×
Q2 24
59.35×
Q1 24
-6.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASPS
ASPS

Services$39.9M94%
Revenue Relatedto Technology Platformsand Professional Services$2.4M6%

LCNB
LCNB

Segment breakdown not available.

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