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Side-by-side financial comparison of Autohome Inc. (ATHM) and CLOVER HEALTH INVESTMENTS, CORP. (CLOV). Click either name above to swap in a different company.

CLOVER HEALTH INVESTMENTS, CORP. is the larger business by last-quarter revenue ($487.7M vs $249.8M, roughly 2.0× Autohome Inc.). Autohome Inc. runs the higher net margin — 23.8% vs -10.1%, a 33.9% gap on every dollar of revenue. Over the past eight quarters, CLOVER HEALTH INVESTMENTS, CORP.'s revenue compounded faster (18.6% CAGR vs -0.6%).

Autohome Inc. is a leading online destination for automobile consumers in China. Through its websites and mobile apps, it provides professionally produced content, user-generated content, comprehensive vehicle listings, and a suite of services for dealers, automakers, and car buyers, including new and used car listings, financing, insurance, and online transactions.

Clover Health Investments, Corp. is an American health care company founded in 2014. The company provides Medicare Advantage (MA) insurance plans and operates as a direct contracting entity with the U.S. government. The company manages care for Medicare beneficiaries in 11 states and started trading publicly on January 8, 2021.

ATHM vs CLOV — Head-to-Head

Bigger by revenue
CLOV
CLOV
2.0× larger
CLOV
$487.7M
$249.8M
ATHM
Higher net margin
ATHM
ATHM
33.9% more per $
ATHM
23.8%
-10.1%
CLOV
Faster 2-yr revenue CAGR
CLOV
CLOV
Annualised
CLOV
18.6%
-0.6%
ATHM

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ATHM
ATHM
CLOV
CLOV
Revenue
$249.8M
$487.7M
Net Profit
$59.4M
$-49.3M
Gross Margin
63.7%
Operating Margin
8.3%
-10.1%
Net Margin
23.8%
-10.1%
Revenue YoY
44.7%
Net Profit YoY
-123.2%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATHM
ATHM
CLOV
CLOV
Q4 25
$487.7M
Q3 25
$249.8M
$496.6M
Q2 25
$245.4M
$477.6M
Q1 25
$244.3M
$462.3M
Q4 24
$337.0M
Q3 24
$252.9M
$331.0M
Q2 24
$257.7M
$356.3M
Q1 24
$222.9M
$346.9M
Net Profit
ATHM
ATHM
CLOV
CLOV
Q4 25
$-49.3M
Q3 25
$59.4M
$-24.4M
Q2 25
$56.0M
$-10.6M
Q1 25
$-1.3M
Q4 24
$-22.1M
Q3 24
$61.0M
$-9.2M
Q2 24
$69.3M
$7.4M
Q1 24
$52.4M
$-19.2M
Gross Margin
ATHM
ATHM
CLOV
CLOV
Q4 25
Q3 25
63.7%
Q2 25
71.4%
Q1 25
Q4 24
Q3 24
77.0%
24.5%
Q2 24
81.5%
30.3%
Q1 24
81.3%
23.6%
Operating Margin
ATHM
ATHM
CLOV
CLOV
Q4 25
-10.1%
Q3 25
8.3%
-4.9%
Q2 25
16.9%
-2.2%
Q1 25
13.0%
-0.3%
Q4 24
-6.4%
Q3 24
4.7%
-2.7%
Q2 24
22.0%
2.0%
Q1 24
17.2%
-6.5%
Net Margin
ATHM
ATHM
CLOV
CLOV
Q4 25
-10.1%
Q3 25
23.8%
-4.9%
Q2 25
22.8%
-2.2%
Q1 25
-0.3%
Q4 24
-6.6%
Q3 24
24.1%
-2.8%
Q2 24
26.9%
2.1%
Q1 24
23.5%
-5.5%

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATHM
ATHM
CLOV
CLOV
Cash + ST InvestmentsLiquidity on hand
$78.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$308.7M
Total Assets
$541.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATHM
ATHM
CLOV
CLOV
Q4 25
$78.3M
Q3 25
Q2 25
Q1 25
Q4 24
$194.5M
Q3 24
$288.0M
Q2 24
$254.8M
Q1 24
$208.3M
Stockholders' Equity
ATHM
ATHM
CLOV
CLOV
Q4 25
$308.7M
Q3 25
$340.9M
Q2 25
$344.2M
Q1 25
$336.1M
Q4 24
$341.1M
Q3 24
$342.2M
Q2 24
$324.9M
Q1 24
$292.5M
Total Assets
ATHM
ATHM
CLOV
CLOV
Q4 25
$541.0M
Q3 25
$559.7M
Q2 25
$575.0M
Q1 25
$583.7M
Q4 24
$580.7M
Q3 24
$653.0M
Q2 24
$674.2M
Q1 24
$671.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATHM
ATHM
CLOV
CLOV
Operating Cash FlowLast quarter
$-66.9M
Free Cash FlowOCF − Capex
$-69.0M
FCF MarginFCF / Revenue
-14.1%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-69.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATHM
ATHM
CLOV
CLOV
Q4 25
$-66.9M
Q3 25
$12.1M
Q2 25
$5.4M
Q1 25
$-16.3M
Q4 24
$34.8M
Q3 24
$50.0M
Q2 24
$44.8M
Q1 24
$25.9M
Free Cash Flow
ATHM
ATHM
CLOV
CLOV
Q4 25
$-69.0M
Q3 25
$11.4M
Q2 25
$4.8M
Q1 25
$-16.5M
Q4 24
$33.3M
Q3 24
$49.6M
Q2 24
$44.4M
Q1 24
$25.5M
FCF Margin
ATHM
ATHM
CLOV
CLOV
Q4 25
-14.1%
Q3 25
2.3%
Q2 25
1.0%
Q1 25
-3.6%
Q4 24
9.9%
Q3 24
15.0%
Q2 24
12.5%
Q1 24
7.3%
Capex Intensity
ATHM
ATHM
CLOV
CLOV
Q4 25
0.4%
Q3 25
0.1%
Q2 25
0.1%
Q1 25
0.0%
Q4 24
0.5%
Q3 24
0.1%
Q2 24
0.1%
Q1 24
0.1%
Cash Conversion
ATHM
ATHM
CLOV
CLOV
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
6.04×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ATHM
ATHM

Online marketplace and others$114.7M46%
Leads generation services$93.2M37%
Media services$41.9M17%

CLOV
CLOV

Segment breakdown not available.

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