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Side-by-side financial comparison of Atlanticus Holdings Corp (ATLCP) and StubHub Holdings, Inc. (STUB). Click either name above to swap in a different company.

Atlanticus Holdings Corp is the larger business by last-quarter revenue ($734.4M vs $468.1M, roughly 1.6× StubHub Holdings, Inc.). Atlanticus Holdings Corp runs the higher net margin — 4.7% vs -276.6%, a 281.3% gap on every dollar of revenue. On growth, Atlanticus Holdings Corp posted the faster year-over-year revenue change (107.8% vs 7.9%).

Atlanticus Holdings Corp is a U.S.-based financial technology and consumer finance company that provides accessible credit solutions including point-of-sale financing, personal loans, and credit alternatives, primarily serving non-prime and underserved consumer segments across the U.S. It partners with retail merchants and financial institutions to deliver flexible, responsible credit products tailored to borrowers with limited or damaged credit histories.

StubHub Holdings operates a leading global online ticket marketplace for live entertainment events. It facilitates secure resale and direct purchase of tickets for concerts, sports matches, theater performances and other live experiences, serving consumers, event organizers and sellers across North America, Europe and Asia-Pacific.

ATLCP vs STUB — Head-to-Head

Bigger by revenue
ATLCP
ATLCP
1.6× larger
ATLCP
$734.4M
$468.1M
STUB
Growing faster (revenue YoY)
ATLCP
ATLCP
+99.8% gap
ATLCP
107.8%
7.9%
STUB
Higher net margin
ATLCP
ATLCP
281.3% more per $
ATLCP
4.7%
-276.6%
STUB

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
ATLCP
ATLCP
STUB
STUB
Revenue
$734.4M
$468.1M
Net Profit
$34.6M
$-1.3B
Gross Margin
92.4%
Operating Margin
6.3%
-292.3%
Net Margin
4.7%
-276.6%
Revenue YoY
107.8%
7.9%
Net Profit YoY
11.7%
-3821.6%
EPS (diluted)
$1.75
$-4.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATLCP
ATLCP
STUB
STUB
Q4 25
$734.4M
Q3 25
$494.7M
$468.1M
Q2 25
$394.2M
Q1 25
$345.2M
Q4 24
$353.5M
Q3 24
$351.2M
$433.8M
Q2 24
$316.0M
Q1 24
$290.7M
Net Profit
ATLCP
ATLCP
STUB
STUB
Q4 25
$34.6M
Q3 25
$25.0M
$-1.3B
Q2 25
$30.6M
Q1 25
$31.5M
Q4 24
$31.0M
Q3 24
$29.5M
$-33.0M
Q2 24
$24.3M
Q1 24
$26.2M
Gross Margin
ATLCP
ATLCP
STUB
STUB
Q4 25
92.4%
Q3 25
92.1%
Q2 25
91.4%
Q1 25
90.7%
Q4 24
89.9%
Q3 24
92.0%
Q2 24
91.2%
Q1 24
90.8%
Operating Margin
ATLCP
ATLCP
STUB
STUB
Q4 25
6.3%
Q3 25
6.6%
-292.3%
Q2 25
10.2%
Q1 25
11.8%
Q4 24
11.3%
Q3 24
10.6%
2.8%
Q2 24
9.1%
Q1 24
11.3%
Net Margin
ATLCP
ATLCP
STUB
STUB
Q4 25
4.7%
Q3 25
5.0%
-276.6%
Q2 25
7.8%
Q1 25
9.1%
Q4 24
8.8%
Q3 24
8.4%
-7.6%
Q2 24
7.7%
Q1 24
9.0%
EPS (diluted)
ATLCP
ATLCP
STUB
STUB
Q4 25
$1.75
Q3 25
$1.21
$-4.27
Q2 25
$1.51
Q1 25
$1.49
Q4 24
$1.42
Q3 24
$1.27
$-0.15
Q2 24
$0.99
Q1 24
$1.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATLCP
ATLCP
STUB
STUB
Cash + ST InvestmentsLiquidity on hand
$621.1M
$1.4B
Total DebtLower is stronger
$1.7B
Stockholders' EquityBook value
$608.7M
$1.7B
Total Assets
$7.6B
$5.6B
Debt / EquityLower = less leverage
0.98×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATLCP
ATLCP
STUB
STUB
Q4 25
$621.1M
Q3 25
$425.0M
$1.4B
Q2 25
$329.4M
Q1 25
$350.4M
Q4 24
$375.4M
Q3 24
$308.7M
$1.1B
Q2 24
$350.9M
Q1 24
$444.8M
Total Debt
ATLCP
ATLCP
STUB
STUB
Q4 25
Q3 25
$1.7B
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ATLCP
ATLCP
STUB
STUB
Q4 25
$608.7M
Q3 25
$589.3M
$1.7B
Q2 25
$563.3M
Q1 25
$532.7M
Q4 24
$492.9M
Q3 24
$457.7M
$815.9M
Q2 24
$433.8M
Q1 24
$416.0M
Total Assets
ATLCP
ATLCP
STUB
STUB
Q4 25
$7.6B
Q3 25
$7.1B
$5.6B
Q2 25
$3.6B
Q1 25
$3.3B
Q4 24
$3.3B
Q3 24
$3.0B
Q2 24
$2.8B
Q1 24
$2.8B
Debt / Equity
ATLCP
ATLCP
STUB
STUB
Q4 25
Q3 25
0.98×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATLCP
ATLCP
STUB
STUB
Operating Cash FlowLast quarter
$266.3M
$181.4M
Free Cash FlowOCF − Capex
$180.3M
FCF MarginFCF / Revenue
38.5%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
7.69×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATLCP
ATLCP
STUB
STUB
Q4 25
$266.3M
Q3 25
$107.5M
$181.4M
Q2 25
$132.7M
Q1 25
$131.6M
Q4 24
$122.6M
Q3 24
$112.4M
Q2 24
$115.6M
Q1 24
$118.8M
Free Cash Flow
ATLCP
ATLCP
STUB
STUB
Q4 25
Q3 25
$180.3M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
ATLCP
ATLCP
STUB
STUB
Q4 25
Q3 25
38.5%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
ATLCP
ATLCP
STUB
STUB
Q4 25
Q3 25
0.2%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
ATLCP
ATLCP
STUB
STUB
Q4 25
7.69×
Q3 25
4.30×
Q2 25
4.34×
Q1 25
4.17×
Q4 24
3.96×
Q3 24
3.80×
Q2 24
4.76×
Q1 24
4.54×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ATLCP
ATLCP

Segment breakdown not available.

STUB
STUB

Transaction Fees$453.4M97%
Other$14.7M3%

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