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Side-by-side financial comparison of Atlanticus Holdings Corp (ATLCP) and Uniti Group Inc. (UNIT). Click either name above to swap in a different company.

Atlanticus Holdings Corp is the larger business by last-quarter revenue ($734.4M vs $722.6M, roughly 1.0× Uniti Group Inc.). Uniti Group Inc. runs the higher net margin — 222.7% vs 4.7%, a 217.9% gap on every dollar of revenue.

Atlanticus Holdings Corp is a U.S.-based financial technology and consumer finance company that provides accessible credit solutions including point-of-sale financing, personal loans, and credit alternatives, primarily serving non-prime and underserved consumer segments across the U.S. It partners with retail merchants and financial institutions to deliver flexible, responsible credit products tailored to borrowers with limited or damaged credit histories.

Uniti was an electric vehicle prototype by Uniti Sweden, a Swedish automotive startup. The company was founded in January 2016 by a team of students and engineers under CEO Lewis Horne which aimed at developing an electric microcar in Lund, Sweden. It filed for bankruptcy in April 2022. No products were ever delivered to customers.

ATLCP vs UNIT — Head-to-Head

Bigger by revenue
ATLCP
ATLCP
1.0× larger
ATLCP
$734.4M
$722.6M
UNIT
Higher net margin
UNIT
UNIT
217.9% more per $
UNIT
222.7%
4.7%
ATLCP

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
ATLCP
ATLCP
UNIT
UNIT
Revenue
$734.4M
$722.6M
Net Profit
$34.6M
$1.6B
Gross Margin
92.4%
Operating Margin
6.3%
-5.9%
Net Margin
4.7%
222.7%
Revenue YoY
107.8%
Net Profit YoY
11.7%
EPS (diluted)
$1.75
$4.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATLCP
ATLCP
UNIT
UNIT
Q4 25
$734.4M
Q3 25
$494.7M
$722.6M
Q2 25
$394.2M
Q1 25
$345.2M
Q4 24
$353.5M
Q3 24
$351.2M
Q2 24
$316.0M
Q1 24
$290.7M
Net Profit
ATLCP
ATLCP
UNIT
UNIT
Q4 25
$34.6M
Q3 25
$25.0M
$1.6B
Q2 25
$30.6M
Q1 25
$31.5M
Q4 24
$31.0M
Q3 24
$29.5M
Q2 24
$24.3M
Q1 24
$26.2M
Gross Margin
ATLCP
ATLCP
UNIT
UNIT
Q4 25
92.4%
Q3 25
92.1%
Q2 25
91.4%
Q1 25
90.7%
Q4 24
89.9%
Q3 24
92.0%
Q2 24
91.2%
Q1 24
90.8%
Operating Margin
ATLCP
ATLCP
UNIT
UNIT
Q4 25
6.3%
Q3 25
6.6%
-5.9%
Q2 25
10.2%
Q1 25
11.8%
Q4 24
11.3%
Q3 24
10.6%
Q2 24
9.1%
Q1 24
11.3%
Net Margin
ATLCP
ATLCP
UNIT
UNIT
Q4 25
4.7%
Q3 25
5.0%
222.7%
Q2 25
7.8%
Q1 25
9.1%
Q4 24
8.8%
Q3 24
8.4%
Q2 24
7.7%
Q1 24
9.0%
EPS (diluted)
ATLCP
ATLCP
UNIT
UNIT
Q4 25
$1.75
Q3 25
$1.21
$4.92
Q2 25
$1.51
Q1 25
$1.49
Q4 24
$1.42
Q3 24
$1.27
Q2 24
$0.99
Q1 24
$1.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATLCP
ATLCP
UNIT
UNIT
Cash + ST InvestmentsLiquidity on hand
$621.1M
$158.0M
Total DebtLower is stronger
$9.3B
Stockholders' EquityBook value
$608.7M
$680.7M
Total Assets
$7.6B
$12.1B
Debt / EquityLower = less leverage
13.64×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATLCP
ATLCP
UNIT
UNIT
Q4 25
$621.1M
Q3 25
$425.0M
$158.0M
Q2 25
$329.4M
Q1 25
$350.4M
Q4 24
$375.4M
Q3 24
$308.7M
Q2 24
$350.9M
Q1 24
$444.8M
Total Debt
ATLCP
ATLCP
UNIT
UNIT
Q4 25
Q3 25
$9.3B
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ATLCP
ATLCP
UNIT
UNIT
Q4 25
$608.7M
Q3 25
$589.3M
$680.7M
Q2 25
$563.3M
Q1 25
$532.7M
Q4 24
$492.9M
Q3 24
$457.7M
Q2 24
$433.8M
Q1 24
$416.0M
Total Assets
ATLCP
ATLCP
UNIT
UNIT
Q4 25
$7.6B
Q3 25
$7.1B
$12.1B
Q2 25
$3.6B
Q1 25
$3.3B
Q4 24
$3.3B
Q3 24
$3.0B
Q2 24
$2.8B
Q1 24
$2.8B
Debt / Equity
ATLCP
ATLCP
UNIT
UNIT
Q4 25
Q3 25
13.64×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATLCP
ATLCP
UNIT
UNIT
Operating Cash FlowLast quarter
$266.3M
$229.8M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
7.69×
0.14×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATLCP
ATLCP
UNIT
UNIT
Q4 25
$266.3M
Q3 25
$107.5M
$229.8M
Q2 25
$132.7M
Q1 25
$131.6M
Q4 24
$122.6M
Q3 24
$112.4M
Q2 24
$115.6M
Q1 24
$118.8M
Cash Conversion
ATLCP
ATLCP
UNIT
UNIT
Q4 25
7.69×
Q3 25
4.30×
0.14×
Q2 25
4.34×
Q1 25
4.17×
Q4 24
3.96×
Q3 24
3.80×
Q2 24
4.76×
Q1 24
4.54×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ATLCP
ATLCP

Segment breakdown not available.

UNIT
UNIT

Revenue And Sales$315.5M44%
DSL Subscriber And Other$102.7M14%
Fiber Subscriber$77.7M11%
Business Services$66.4M9%
Uniti Fiber$55.7M8%
Wholesale$54.8M8%
Sales Revenue$27.3M4%
Time Division Multiplexing$8.7M1%
Switched Access$2.2M0%

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