vs

Side-by-side financial comparison of ATLANTIC INTERNATIONAL CORP. (ATLN) and INTERNATIONAL BANCSHARES CORP (IBOC). Click either name above to swap in a different company.

INTERNATIONAL BANCSHARES CORP is the larger business by last-quarter revenue ($217.7M vs $120.0M, roughly 1.8× ATLANTIC INTERNATIONAL CORP.). INTERNATIONAL BANCSHARES CORP runs the higher net margin — 62.3% vs -22.6%, a 84.9% gap on every dollar of revenue. On growth, INTERNATIONAL BANCSHARES CORP posted the faster year-over-year revenue change (4.5% vs -7.3%). INTERNATIONAL BANCSHARES CORP produced more free cash flow last quarter ($472.9M vs $-8.2M). Over the past eight quarters, ATLANTIC INTERNATIONAL CORP.'s revenue compounded faster (9.2% CAGR vs 2.8%).

Virgin Atlantic, a trading name of Virgin Atlantic Airways Limited and Virgin Atlantic International Limited, is a British airline with its head office in Crawley, West Sussex, England. The airline was established in 1984 as British Atlantic Airways, and was originally planned by its co-founders Randolph Fields and Alan Hellary to fly between London and the Falkland Islands. Soon after changing the name to Virgin Atlantic Airways, Fields sold his shares in the company to Richard Branson in re...

International Bancshares Corporation is a bank holding company based in Laredo, Texas whose primary subsidiary is International Bank of Commerce. Through its bank subsidiaries, it has 217 banking offices and 315 automated teller machines serving 88 communities in the U.S. states of Texas and Oklahoma.

ATLN vs IBOC — Head-to-Head

Bigger by revenue
IBOC
IBOC
1.8× larger
IBOC
$217.7M
$120.0M
ATLN
Growing faster (revenue YoY)
IBOC
IBOC
+11.9% gap
IBOC
4.5%
-7.3%
ATLN
Higher net margin
IBOC
IBOC
84.9% more per $
IBOC
62.3%
-22.6%
ATLN
More free cash flow
IBOC
IBOC
$481.1M more FCF
IBOC
$472.9M
$-8.2M
ATLN
Faster 2-yr revenue CAGR
ATLN
ATLN
Annualised
ATLN
9.2%
2.8%
IBOC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ATLN
ATLN
IBOC
IBOC
Revenue
$120.0M
$217.7M
Net Profit
$-27.1M
$106.9M
Gross Margin
9.1%
Operating Margin
-19.5%
62.8%
Net Margin
-22.6%
62.3%
Revenue YoY
-7.3%
4.5%
Net Profit YoY
60.5%
-7.1%
EPS (diluted)
$-0.48
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATLN
ATLN
IBOC
IBOC
Q4 25
$120.0M
$217.7M
Q3 25
$110.1M
$218.1M
Q2 25
$102.9M
$208.2M
Q1 25
$102.8M
$198.2M
Q4 24
$129.5M
$208.3M
Q3 24
$107.8M
$211.8M
Q2 24
$104.6M
$207.8M
Q1 24
$100.6M
$205.8M
Net Profit
ATLN
ATLN
IBOC
IBOC
Q4 25
$-27.1M
$106.9M
Q3 25
$-10.8M
$108.4M
Q2 25
$-10.7M
$100.1M
Q1 25
$-10.7M
$96.9M
Q4 24
$-68.7M
$115.1M
Q3 24
$-7.0M
$99.8M
Q2 24
$-54.9M
$97.0M
Q1 24
$-4.9M
$97.3M
Gross Margin
ATLN
ATLN
IBOC
IBOC
Q4 25
9.1%
Q3 25
11.3%
Q2 25
11.1%
Q1 25
10.9%
Q4 24
10.3%
Q3 24
11.0%
Q2 24
11.0%
Q1 24
10.4%
Operating Margin
ATLN
ATLN
IBOC
IBOC
Q4 25
-19.5%
62.8%
Q3 25
-7.9%
62.6%
Q2 25
-8.4%
60.5%
Q1 25
-9.2%
61.1%
Q4 24
-4.5%
64.2%
Q3 24
-6.0%
60.0%
Q2 24
-7.9%
60.1%
Q1 24
-1.1%
59.9%
Net Margin
ATLN
ATLN
IBOC
IBOC
Q4 25
-22.6%
62.3%
Q3 25
-9.8%
49.7%
Q2 25
-10.4%
48.1%
Q1 25
-10.5%
48.9%
Q4 24
-53.0%
71.5%
Q3 24
-6.5%
47.1%
Q2 24
-52.5%
46.7%
Q1 24
-4.8%
47.3%
EPS (diluted)
ATLN
ATLN
IBOC
IBOC
Q4 25
$-0.48
$1.71
Q3 25
$-0.20
$1.74
Q2 25
$-0.20
$1.61
Q1 25
$-0.20
$1.56
Q4 24
$-1.37
$1.85
Q3 24
$-0.16
$1.60
Q2 24
$-1.96
$1.56
Q1 24
$-0.19
$1.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATLN
ATLN
IBOC
IBOC
Cash + ST InvestmentsLiquidity on hand
$81.1K
$5.5B
Total DebtLower is stronger
$84.7M
Stockholders' EquityBook value
$-32.1M
$3.3B
Total Assets
$113.2M
$16.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATLN
ATLN
IBOC
IBOC
Q4 25
$81.1K
$5.5B
Q3 25
$83.4K
$5.6B
Q2 25
$374.7K
$5.8B
Q1 25
$1.5M
$5.6B
Q4 24
$678.7K
$5.4B
Q3 24
$1.4M
$5.8B
Q2 24
$439.5K
$5.7B
Q1 24
$1.7M
$5.7B
Total Debt
ATLN
ATLN
IBOC
IBOC
Q4 25
$84.7M
Q3 25
$76.4M
Q2 25
$75.4M
Q1 25
$66.9M
Q4 24
$80.6M
Q3 24
$80.8M
Q2 24
$78.5M
Q1 24
Stockholders' Equity
ATLN
ATLN
IBOC
IBOC
Q4 25
$-32.1M
$3.3B
Q3 25
$-22.1M
$3.1B
Q2 25
$-18.5M
$3.0B
Q1 25
$-14.0M
$2.9B
Q4 24
$-12.0M
$2.8B
Q3 24
$16.2M
$2.7B
Q2 24
$23.0M
$2.6B
Q1 24
$16.8M
$2.5B
Total Assets
ATLN
ATLN
IBOC
IBOC
Q4 25
$113.2M
$16.6B
Q3 25
$110.3M
$16.6B
Q2 25
$106.8M
$16.5B
Q1 25
$106.5M
$16.3B
Q4 24
$119.8M
$15.7B
Q3 24
$135.6M
$15.9B
Q2 24
$134.2M
$15.5B
Q1 24
$3.4M
$15.4B
Debt / Equity
ATLN
ATLN
IBOC
IBOC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
4.98×
Q2 24
3.41×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATLN
ATLN
IBOC
IBOC
Operating Cash FlowLast quarter
$-8.2M
$491.1M
Free Cash FlowOCF − Capex
$-8.2M
$472.9M
FCF MarginFCF / Revenue
-6.8%
217.2%
Capex IntensityCapex / Revenue
0.0%
8.3%
Cash ConversionOCF / Net Profit
4.59×
TTM Free Cash FlowTrailing 4 quarters
$-4.5M
$809.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATLN
ATLN
IBOC
IBOC
Q4 25
$-8.2M
$491.1M
Q3 25
$-1.3M
$115.2M
Q2 25
$-9.5M
$95.5M
Q1 25
$14.6M
$140.5M
Q4 24
$-426.3K
$473.9M
Q3 24
$-1.3M
$116.5M
Q2 24
$-15.5M
$107.2M
Q1 24
$11.2M
$135.4M
Free Cash Flow
ATLN
ATLN
IBOC
IBOC
Q4 25
$-8.2M
$472.9M
Q3 25
$-1.3M
$112.2M
Q2 25
$-9.5M
$91.6M
Q1 25
$14.6M
$133.1M
Q4 24
$-449.4K
$459.8M
Q3 24
$-1.4M
$109.6M
Q2 24
$-15.5M
$104.9M
Q1 24
$11.2M
$128.9M
FCF Margin
ATLN
ATLN
IBOC
IBOC
Q4 25
-6.8%
217.2%
Q3 25
-1.2%
51.5%
Q2 25
-9.3%
44.0%
Q1 25
14.2%
67.1%
Q4 24
-0.3%
220.8%
Q3 24
-1.3%
51.7%
Q2 24
-14.8%
50.5%
Q1 24
11.2%
62.6%
Capex Intensity
ATLN
ATLN
IBOC
IBOC
Q4 25
0.0%
8.3%
Q3 25
0.0%
1.3%
Q2 25
0.0%
1.9%
Q1 25
0.0%
3.7%
Q4 24
0.0%
6.8%
Q3 24
0.0%
3.3%
Q2 24
0.0%
1.1%
Q1 24
0.0%
3.2%
Cash Conversion
ATLN
ATLN
IBOC
IBOC
Q4 25
4.59×
Q3 25
1.06×
Q2 25
0.95×
Q1 25
1.45×
Q4 24
4.12×
Q3 24
1.17×
Q2 24
1.11×
Q1 24
1.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons