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Side-by-side financial comparison of ATLANTIC INTERNATIONAL CORP. (ATLN) and PROVIDENT FINANCIAL SERVICES INC (PFS). Click either name above to swap in a different company.

PROVIDENT FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($225.7M vs $120.0M, roughly 1.9× ATLANTIC INTERNATIONAL CORP.). On growth, PROVIDENT FINANCIAL SERVICES INC posted the faster year-over-year revenue change (9.6% vs -7.3%). PROVIDENT FINANCIAL SERVICES INC produced more free cash flow last quarter ($430.7M vs $-8.2M). Over the past eight quarters, PROVIDENT FINANCIAL SERVICES INC's revenue compounded faster (40.4% CAGR vs 9.2%).

Virgin Atlantic, a trading name of Virgin Atlantic Airways Limited and Virgin Atlantic International Limited, is a British airline with its head office in Crawley, West Sussex, England. The airline was established in 1984 as British Atlantic Airways, and was originally planned by its co-founders Randolph Fields and Alan Hellary to fly between London and the Falkland Islands. Soon after changing the name to Virgin Atlantic Airways, Fields sold his shares in the company to Richard Branson in re...

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

ATLN vs PFS — Head-to-Head

Bigger by revenue
PFS
PFS
1.9× larger
PFS
$225.7M
$120.0M
ATLN
Growing faster (revenue YoY)
PFS
PFS
+17.0% gap
PFS
9.6%
-7.3%
ATLN
More free cash flow
PFS
PFS
$438.9M more FCF
PFS
$430.7M
$-8.2M
ATLN
Faster 2-yr revenue CAGR
PFS
PFS
Annualised
PFS
40.4%
9.2%
ATLN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ATLN
ATLN
PFS
PFS
Revenue
$120.0M
$225.7M
Net Profit
$-27.1M
Gross Margin
9.1%
Operating Margin
-19.5%
49.7%
Net Margin
-22.6%
Revenue YoY
-7.3%
9.6%
Net Profit YoY
60.5%
EPS (diluted)
$-0.48
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATLN
ATLN
PFS
PFS
Q4 25
$120.0M
$225.7M
Q3 25
$110.1M
$221.8M
Q2 25
$102.9M
$214.2M
Q1 25
$102.8M
$208.8M
Q4 24
$129.5M
$205.9M
Q3 24
$107.8M
$210.6M
Q2 24
$104.6M
$163.8M
Q1 24
$100.6M
$114.5M
Net Profit
ATLN
ATLN
PFS
PFS
Q4 25
$-27.1M
Q3 25
$-10.8M
$71.7M
Q2 25
$-10.7M
$72.0M
Q1 25
$-10.7M
$64.0M
Q4 24
$-68.7M
Q3 24
$-7.0M
$46.4M
Q2 24
$-54.9M
$-11.5M
Q1 24
$-4.9M
$32.1M
Gross Margin
ATLN
ATLN
PFS
PFS
Q4 25
9.1%
Q3 25
11.3%
Q2 25
11.1%
Q1 25
10.9%
Q4 24
10.3%
Q3 24
11.0%
Q2 24
11.0%
Q1 24
10.4%
Operating Margin
ATLN
ATLN
PFS
PFS
Q4 25
-19.5%
49.7%
Q3 25
-7.9%
45.8%
Q2 25
-8.4%
47.8%
Q1 25
-9.2%
44.0%
Q4 24
-4.5%
30.5%
Q3 24
-6.0%
31.0%
Q2 24
-7.9%
-13.0%
Q1 24
-1.1%
37.5%
Net Margin
ATLN
ATLN
PFS
PFS
Q4 25
-22.6%
Q3 25
-9.8%
32.3%
Q2 25
-10.4%
33.6%
Q1 25
-10.5%
30.7%
Q4 24
-53.0%
Q3 24
-6.5%
22.0%
Q2 24
-52.5%
-7.0%
Q1 24
-4.8%
28.0%
EPS (diluted)
ATLN
ATLN
PFS
PFS
Q4 25
$-0.48
$0.64
Q3 25
$-0.20
$0.55
Q2 25
$-0.20
$0.55
Q1 25
$-0.20
$0.49
Q4 24
$-1.37
$0.37
Q3 24
$-0.16
$0.36
Q2 24
$-1.96
$-0.11
Q1 24
$-0.19
$0.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATLN
ATLN
PFS
PFS
Cash + ST InvestmentsLiquidity on hand
$81.1K
$209.1M
Total DebtLower is stronger
$84.7M
Stockholders' EquityBook value
$-32.1M
$2.8B
Total Assets
$113.2M
$25.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATLN
ATLN
PFS
PFS
Q4 25
$81.1K
$209.1M
Q3 25
$83.4K
$299.2M
Q2 25
$374.7K
$258.0M
Q1 25
$1.5M
$234.1M
Q4 24
$678.7K
$205.9M
Q3 24
$1.4M
$244.0M
Q2 24
$439.5K
$290.5M
Q1 24
$1.7M
$158.3M
Total Debt
ATLN
ATLN
PFS
PFS
Q4 25
$84.7M
Q3 25
$76.4M
Q2 25
$75.4M
Q1 25
$66.9M
Q4 24
$80.6M
Q3 24
$80.8M
Q2 24
$78.5M
Q1 24
Stockholders' Equity
ATLN
ATLN
PFS
PFS
Q4 25
$-32.1M
$2.8B
Q3 25
$-22.1M
$2.8B
Q2 25
$-18.5M
$2.7B
Q1 25
$-14.0M
$2.7B
Q4 24
$-12.0M
$2.6B
Q3 24
$16.2M
$2.6B
Q2 24
$23.0M
$2.6B
Q1 24
$16.8M
$1.7B
Total Assets
ATLN
ATLN
PFS
PFS
Q4 25
$113.2M
$25.0B
Q3 25
$110.3M
$24.8B
Q2 25
$106.8M
$24.5B
Q1 25
$106.5M
$24.2B
Q4 24
$119.8M
$24.1B
Q3 24
$135.6M
$24.0B
Q2 24
$134.2M
$24.1B
Q1 24
$3.4M
$14.1B
Debt / Equity
ATLN
ATLN
PFS
PFS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
4.98×
Q2 24
3.41×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATLN
ATLN
PFS
PFS
Operating Cash FlowLast quarter
$-8.2M
$442.3M
Free Cash FlowOCF − Capex
$-8.2M
$430.7M
FCF MarginFCF / Revenue
-6.8%
190.8%
Capex IntensityCapex / Revenue
0.0%
5.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-4.5M
$797.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATLN
ATLN
PFS
PFS
Q4 25
$-8.2M
$442.3M
Q3 25
$-1.3M
$98.0M
Q2 25
$-9.5M
$186.8M
Q1 25
$14.6M
$88.5M
Q4 24
$-426.3K
$426.4M
Q3 24
$-1.3M
$69.2M
Q2 24
$-15.5M
$76.5M
Q1 24
$11.2M
$41.4M
Free Cash Flow
ATLN
ATLN
PFS
PFS
Q4 25
$-8.2M
$430.7M
Q3 25
$-1.3M
$96.7M
Q2 25
$-9.5M
$182.6M
Q1 25
$14.6M
$87.4M
Q4 24
$-449.4K
$425.1M
Q3 24
$-1.4M
$67.9M
Q2 24
$-15.5M
$75.5M
Q1 24
$11.2M
$40.9M
FCF Margin
ATLN
ATLN
PFS
PFS
Q4 25
-6.8%
190.8%
Q3 25
-1.2%
43.6%
Q2 25
-9.3%
85.2%
Q1 25
14.2%
41.9%
Q4 24
-0.3%
206.4%
Q3 24
-1.3%
32.2%
Q2 24
-14.8%
46.1%
Q1 24
11.2%
35.7%
Capex Intensity
ATLN
ATLN
PFS
PFS
Q4 25
0.0%
5.1%
Q3 25
0.0%
0.6%
Q2 25
0.0%
2.0%
Q1 25
0.0%
0.5%
Q4 24
0.0%
0.6%
Q3 24
0.0%
0.6%
Q2 24
0.0%
0.6%
Q1 24
0.0%
0.5%
Cash Conversion
ATLN
ATLN
PFS
PFS
Q4 25
Q3 25
1.37×
Q2 25
2.59×
Q1 25
1.38×
Q4 24
Q3 24
1.49×
Q2 24
Q1 24
1.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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